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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Emirates NBD PJSC's Debt-to-Equity or its related term are showing as below:
DFM:EMIRATESNBD'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.61 Med: 0.71 Max: 0.88
Current: 0.68
During the past 13 years, the highest Debt-to-Equity Ratio of Emirates NBD PJSC was 0.88. The lowest was 0.61. And the median was 0.71.
DFM:EMIRATESNBD's Debt-to-Equity is ranked worse than 55.91% of 1422
companies
in the Banks industry
Industry Median: 0.58
vs DFM:EMIRATESNBD: 0.68
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Emirates NBD PJSC Debt-to-Equity Related Terms
Emirates NBD PJSC Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Emirates NBD PJSC's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Emirates NBD PJSC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Emirates NBD PJSC Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Emirates NBD PJSC's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Emirates NBD PJSC's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Emirates NBD PJSC (DFM:EMIRATESNBD) has a Debt-to-Equity of 0.68 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Emirates NBD PJSC and its competitors. This is near median its historical median of 0.71. Over the past decade, Emirates NBD PJSC's Debt-to-Equity has ranged from 0.61 to 0.88. According to the industry distribution chart, Emirates NBD PJSC ranks #795 out of 1422 companies in the Banks industry, placing it in the top 55.9%.
Is Emirates NBD PJSC's Debt-to-Equity too high?
Emirates NBD PJSC's current Debt-to-Equity of 0.68 is near median its 10-year median of 0.71. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 0.88. The Banks industry median Debt-to-Equity is 0.58. Emirates NBD PJSC's value of 0.68 is 17.2% above this industry median. Based on the distribution chart, Emirates NBD PJSC ranks #795 out of 1422 companies in the Banks industry, which is below the industry midpoint. Overall, Emirates NBD PJSC has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Emirates NBD PJSC's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Emirates NBD PJSC ranks #795 out of 1422 companies for Debt-to-Equity. This places Emirates NBD PJSC in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Emirates NBD PJSC's value of 0.68 is 17.2% above this benchmark. Historically, Emirates NBD PJSC's own Debt-to-Equity has ranged from 0.61 to 0.88 over the past decade. While the company's 10-year median is 0.71 vs. the industry median of 0.58, Emirates NBD PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates NBD PJSC's current Debt-to-Equity of 0.68 is 17.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Emirates NBD PJSC and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates NBD PJSC's current Debt-to-Equity is 0.68, which is near median its own 10-year median of 0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates NBD PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates NBD PJSC (DFM:EMIRATESNBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ25.31, compared to a current price of د.إ32.06 — trading 26.7% above its estimated fair value. The current Debt-to-Equity is 0.68, which is near median its 10-year median of 0.71 and 17.2% above the Banks industry median of 0.58. Emirates NBD PJSC's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Emirates NBD PJSC (DFM:EMIRATESNBD), the current Debt-to-Equity is 0.68 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Emirates NBD PJSC (DFM:EMIRATESNBD) Overvalued in 2026?
Based on GuruFocus' analysis, Emirates NBD PJSC stock appears to be overvalued.
The current stock price of د.إ32.06 is trading 26.7% above its estimated GF Value™ of د.إ25.31.
GuruFocus considers Emirates NBD PJSC to be Modestly Overvalued.
Key valuation signals for DFM:EMIRATESNBD:
Debt-to-Equity: 0.68 (near median its 10-year median of 0.71)
GF Value™: د.إ25.31 vs. price of د.إ32.06 (26.7% above fair value)
Industry Position: 17.2% above the Banks median (#795 of 1422)
No single metric tells the full story. See the DFM:EMIRATESNBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Emirates NBD PJSC provides banking services. The company's operating segment includes Corporate and Institutional Banking; Retail Banking and Wealth Management; Global Markets and Treasury activities; DenizBank and others. It generates maximum revenue from the Retail Banking and Wealth Management segment. The Retail Banking and Wealth Management segment represents retail loans and deposits, private banking and wealth management, equity broking services, asset management, and consumer financing in the UAE and Egypt.
66GF Score
Get the complete analysis for DFM:EMIRATESNBD
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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