Emirates NBD PJSC (DFM:EMIRATESNBD) PEG Ratio: 0.60 (As of Jul. 04, 2026) — 19% Below Median


DFM:EMIRATESNBD Emirates NBD PJSC DFM:EMIRATESNBD
69 GF Score
Price د.إ30.64
GF Value د.إ24.33
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Emirates NBD PJSC PEG Ratio?

Emirates NBD PJSC DFM:EMIRATESNBD +1.46% 69 PEG Ratio is 0.60 as of Jul. 04, 2026, which is 19% below its 10-year median of 0.74. GuruFocus rates DFM:EMIRATESNBD with a GF Score™ of 69/100 and a GF Value™ of د.إ24.33 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,228 Banks companies, Emirates NBD PJSC ranks better than 83.71% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Emirates NBD PJSC's PE Ratio without NRI is 7.43. Emirates NBD PJSC's 5-Year Book Value growth rate is 12.40%. Therefore, Emirates NBD PJSC's PEG Ratio for today is 0.60.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Emirates NBD PJSC's PEG Ratio or its related term are showing as below:

DFM:EMIRATESNBD' s PEG Ratio Range Over the Past 10 Years
Min: 0.48   Med: 0.74   Max: 1.41
Current: 0.6


During the past 13 years, Emirates NBD PJSC's highest PEG Ratio was 1.41. The lowest was 0.48. And the median was 0.74.


DFM:EMIRATESNBD's PEG Ratio is ranked better than
83.71% of 1228 companies
in the Banks industry
Industry Median: 1.53 vs DFM:EMIRATESNBD: 0.60

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Emirates NBD PJSC  (DFM:EMIRATESNBD) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Emirates NBD PJSC PEG Ratio Related Terms


Emirates NBD PJSC PEG Ratio Historical Data

* Premium members only.

The historical data trend for Emirates NBD PJSC's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates NBD PJSC PEG Ratio Chart

Emirates NBD PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.12 0.77 0.63 0.58 0.53

Emirates NBD PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.51 0.55 0.51 0.53 0.47

Emirates NBD PJSC PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Emirates NBD PJSC's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates NBD PJSC PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Emirates NBD PJSC's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Emirates NBD PJSC's PEG Ratio falls into.


DFM:EMIRATESNBD
69GF Score
Emirates NBD PJSC DFM:EMIRATESNBD
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Emirates NBD PJSC PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Emirates NBD PJSC's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=7.4278787878788/12.40
=0.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.60 mean?
Emirates NBD PJSC (DFM:EMIRATESNBD) has a PEG Ratio of 0.60 as of Jul. 04, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Emirates NBD PJSC and its competitors. This is 19% below median its historical median of 0.74. Over the past decade, Emirates NBD PJSC's PEG Ratio has ranged from 0.48 to 1.41. According to the industry distribution chart, Emirates NBD PJSC ranks #200 out of 1228 companies in the Banks industry, placing it in the top 16.3%.
Is Emirates NBD PJSC's PEG Ratio too high?
Emirates NBD PJSC's current PEG Ratio of 0.60 is 19% below median its 10-year median of 0.74. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 1.41. The Banks industry median PEG Ratio is 1.53. Emirates NBD PJSC's value of 0.60 is 60.8% below this industry median. Based on the distribution chart, Emirates NBD PJSC ranks #200 out of 1228 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Emirates NBD PJSC has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Emirates NBD PJSC's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Emirates NBD PJSC ranks #200 out of 1228 companies for PEG Ratio. This places Emirates NBD PJSC in the top 16% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.53. Emirates NBD PJSC's value of 0.60 is 60.8% below this benchmark. Historically, Emirates NBD PJSC's own PEG Ratio has ranged from 0.48 to 1.41 over the past decade. While the company's 10-year median is 0.74 vs. the industry median of 1.53, Emirates NBD PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates NBD PJSC's current PEG Ratio of 0.60 is 60.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Emirates NBD PJSC and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates NBD PJSC's current PEG Ratio is 0.60, which is 19% below median its own 10-year median of 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates NBD PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates NBD PJSC (DFM:EMIRATESNBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ24.33, compared to a current price of د.إ30.64 — trading 25.9% above its estimated fair value. The current PEG Ratio is 0.60, which is 19% below median its 10-year median of 0.74 and 60.8% below the Banks industry median of 1.53. Emirates NBD PJSC's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Emirates NBD PJSC (DFM:EMIRATESNBD), the current PEG Ratio is 0.60 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates NBD PJSC (DFM:EMIRATESNBD) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates NBD PJSC stock appears to be overvalued. The current stock price of د.إ30.64 is trading 25.9% above its estimated GF Value™ of د.إ24.33. GuruFocus considers Emirates NBD PJSC to be Modestly Overvalued.

Key valuation signals for DFM:EMIRATESNBD:

  • PEG Ratio: 0.60 (19% below median its 10-year median of 0.74)
  • GF Value™: د.إ24.33 vs. price of د.إ30.64 (25.9% above fair value)
  • GF Score™: 69/100 with 3 warning signs
  • Industry Position: 60.8% below the Banks median (#200 of 1228)

No single metric tells the full story. See the DFM:EMIRATESNBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates NBD PJSC Business Description

Address Baniyas Road, P.O. Box 777, Deira, Dubai, ARE
Emirates NBD PJSC provides banking services. The company's operating segment includes Corporate and Institutional Banking; Retail Banking and Wealth Management; Global Markets and Treasury activities; DenizBank and others. It generates maximum revenue from the Retail Banking and Wealth Management segment. The Retail Banking and Wealth Management segment represents retail loans and deposits, private banking and wealth management, equity broking services, asset management, and consumer financing in the UAE and Egypt.
69GF Score

Get the complete analysis for DFM:EMIRATESNBD

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ30.64
Price
د.إ24.33
GF Value