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Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Emirates NBD PJSC's Total Stockholders Equity for the quarter that ended in Jun. 2026 was د.إ152,061 Mil. Emirates NBD PJSC's Total Assets for the quarter that ended in Jun. 2026 was د.إ1,322,466 Mil.
Therefore, Emirates NBD PJSC's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.12.
The historical rank and industry rank for Emirates NBD PJSC's Equity-to-Asset or its related term are showing as below:
DFM:EMIRATESNBD'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.11 Med: 0.12 Max: 0.13
Current: 0.12
During the past 13 years, the highest Equity to Asset Ratio of Emirates NBD PJSC was 0.13. The lowest was 0.11. And the median was 0.12.
DFM:EMIRATESNBD's Equity-to-Asset is ranked better than 72.01% of 1522
companies
in the Banks industry
Industry Median: 0.1
vs DFM:EMIRATESNBD: 0.12
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Emirates NBD PJSC Equity-to-Asset Related Terms
Emirates NBD PJSC Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Emirates NBD PJSC's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Emirates NBD PJSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Emirates NBD PJSC Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Emirates NBD PJSC's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Emirates NBD PJSC's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Emirates NBD PJSC's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Emirates NBD PJSC (DFM:EMIRATESNBD) has a Equity-to-Asset of 0.12 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Emirates NBD PJSC and its competitors. This is near median its historical median of 0.12. Over the past decade, Emirates NBD PJSC's Equity-to-Asset has ranged from 0.11 to 0.13. According to the industry distribution chart, Emirates NBD PJSC ranks #426 out of 1522 companies in the Banks industry, placing it in the top 28%.
Is Emirates NBD PJSC's Equity-to-Asset too high?
Emirates NBD PJSC's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.13. The Banks industry median Equity-to-Asset is 0.10. Emirates NBD PJSC's value of 0.12 is 20% above this industry median. Based on the distribution chart, Emirates NBD PJSC ranks #426 out of 1522 companies in the Banks industry, which is above the industry midpoint. Overall, Emirates NBD PJSC has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Emirates NBD PJSC's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Emirates NBD PJSC ranks #426 out of 1522 companies for Equity-to-Asset. This puts Emirates NBD PJSC in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Emirates NBD PJSC's value of 0.12 is 20% above this benchmark. Historically, Emirates NBD PJSC's own Equity-to-Asset has ranged from 0.11 to 0.13 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, Emirates NBD PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates NBD PJSC's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Emirates NBD PJSC and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates NBD PJSC's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates NBD PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates NBD PJSC (DFM:EMIRATESNBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ25.21, compared to a current price of د.إ30.50 — trading 21% above its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.12 and 20% above the Banks industry median of 0.10. Emirates NBD PJSC's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Emirates NBD PJSC (DFM:EMIRATESNBD), the current Equity-to-Asset is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Emirates NBD PJSC (DFM:EMIRATESNBD) Overvalued in 2026?
Based on GuruFocus' analysis, Emirates NBD PJSC stock appears to be overvalued.
The current stock price of د.إ30.50 is trading 21% above its estimated GF Value™ of د.إ25.21.
GuruFocus considers Emirates NBD PJSC to be Modestly Overvalued.
Key valuation signals for DFM:EMIRATESNBD:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.12)
GF Value™: د.إ25.21 vs. price of د.إ30.50 (21% above fair value)
Industry Position: 20% above the Banks median (#426 of 1522)
No single metric tells the full story. See the DFM:EMIRATESNBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Emirates NBD PJSC provides banking services. The company's operating segment includes Corporate and Institutional Banking; Retail Banking and Wealth Management; Global Markets and Treasury activities; DenizBank and others. It generates maximum revenue from the Retail Banking and Wealth Management segment. The Retail Banking and Wealth Management segment represents retail loans and deposits, private banking and wealth management, equity broking services, asset management, and consumer financing in the UAE and Egypt.
74GF Score
Get the complete analysis for DFM:EMIRATESNBD
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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