Emirates NBD PJSC (DFM:EMIRATESNBD) Net Debt Paydown Yield % : -4.21% (As of Jul. 14, 2026)

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DFM:EMIRATESNBD Emirates NBD PJSC DFM:EMIRATESNBD
69 GF Score
Price د.إ29.84
GF Value د.إ24.39
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Emirates NBD PJSC Net Debt Paydown Yield %?

Emirates NBD PJSC DFM:EMIRATESNBD -2.67% 69 Net Debt Paydown Yield % is -4.21% as of Jul. 14, 2026. GuruFocus rates DFM:EMIRATESNBD with a GF Score™ of 69/100 and a GF Value™ of د.إ24.39 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,421 Banks companies, Emirates NBD PJSC ranks worse than 60.52% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Emirates NBD PJSC's Net Debt Paydown Yield % was -4.21%.


Emirates NBD PJSC  (DFM:EMIRATESNBD) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Emirates NBD PJSC Net Debt Paydown Yield % Related Terms


Emirates NBD PJSC Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Emirates NBD PJSC's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates NBD PJSC Net Debt Paydown Yield % Chart

Emirates NBD PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.97 5.63 -3.73 -10.23 -4.09

Emirates NBD PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.50 -6.31 -4.48 -4.09 -4.93

Emirates NBD PJSC Net Debt Paydown Yield % Competitor Comparison

For the Banks - Regional subindustry, Emirates NBD PJSC's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates NBD PJSC Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Emirates NBD PJSC's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Emirates NBD PJSC's Net Debt Paydown Yield % falls into.


DFM:EMIRATESNBD
69GF Score
Emirates NBD PJSC DFM:EMIRATESNBD
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Emirates NBD PJSC Net Debt Paydown Yield % Calculation

Emirates NBD PJSC's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 80029.75-88353.75 )/168968.9965
=-4.93 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -4.21% mean?
Emirates NBD PJSC (DFM:EMIRATESNBD) has a Net Debt Paydown Yield % of -4.21% as of Jul. 14, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Emirates NBD PJSC and its competitors. According to the industry distribution chart, Emirates NBD PJSC ranks #860 out of 1421 companies in the Banks industry, placing it in the top 60.5%.
Is Emirates NBD PJSC's Net Debt Paydown Yield % too high?
Emirates NBD PJSC's current Net Debt Paydown Yield % is -4.21%. Based on the distribution chart, Emirates NBD PJSC ranks #860 out of 1421 companies in the Banks industry, which is below the industry midpoint. Overall, Emirates NBD PJSC has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Emirates NBD PJSC's Net Debt Paydown Yield % compare to competitors?
According to the Banks industry distribution chart, Emirates NBD PJSC ranks #860 out of 1421 companies for Net Debt Paydown Yield %. This places Emirates NBD PJSC in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Emirates NBD PJSC and its competitors. Emirates NBD PJSC's current Net Debt Paydown Yield % is -4.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates NBD PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates NBD PJSC (DFM:EMIRATESNBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ24.39, compared to a current price of د.إ29.84 — trading 22.3% above its estimated fair value. The current Net Debt Paydown Yield % is -4.21%. Emirates NBD PJSC's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Emirates NBD PJSC (DFM:EMIRATESNBD), the current Net Debt Paydown Yield % is -4.21% as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates NBD PJSC (DFM:EMIRATESNBD) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates NBD PJSC stock appears to be overvalued. The current stock price of د.إ29.84 is trading 22.3% above its estimated GF Value™ of د.إ24.39. GuruFocus considers Emirates NBD PJSC to be Modestly Overvalued.

Key valuation signals for DFM:EMIRATESNBD:

  • Net Debt Paydown Yield %: -4.21%
  • GF Value™: د.إ24.39 vs. price of د.إ29.84 (22.3% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the DFM:EMIRATESNBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates NBD PJSC Business Description

Address Baniyas Road, P.O. Box 777, Deira, Dubai, ARE
Emirates NBD PJSC provides banking services. The company's operating segment includes Corporate and Institutional Banking; Retail Banking and Wealth Management; Global Markets and Treasury activities; DenizBank and others. It generates maximum revenue from the Retail Banking and Wealth Management segment. The Retail Banking and Wealth Management segment represents retail loans and deposits, private banking and wealth management, equity broking services, asset management, and consumer financing in the UAE and Egypt.
69GF Score

Get the complete analysis for DFM:EMIRATESNBD

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ29.84
Price
د.إ24.39
GF Value