Emirates NBD PJSC (DFM:EMIRATESNBD) Net Income: د.إ24,284 Mil (TTM As of Jun. 2026)

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DFM:EMIRATESNBD Emirates NBD PJSC DFM:EMIRATESNBD
66 GF Score
Price د.إ32.02
GF Value د.إ25.03
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Emirates NBD PJSC Net Income?

Emirates NBD PJSC DFM:EMIRATESNBD +0.25% 66 Net Income is د.إ24,284 Mil as of Jun. 2026. GuruFocus rates DFM:EMIRATESNBD with a GF Score™ of 66/100 and a GF Value™ of د.إ25.03 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. Emirates NBD PJSC's Net Income for the three months ended in Jun. 2026 was د.إ6,416 Mil. Its Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ24,284 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. Emirates NBD PJSC's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was د.إ1.00.


Emirates NBD PJSC  (DFM:EMIRATESNBD) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

Emirates NBD PJSC's Earnings per Share (Diluted) (EPS) for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


Emirates NBD PJSC Net Income Related Terms


Emirates NBD PJSC Net Income Historical Data

* Premium members only.

The historical data trend for Emirates NBD PJSC's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates NBD PJSC Net Income Chart

Emirates NBD PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9,297.54 13,003.00 21,480.00 22,973.00 23,981.00

Emirates NBD PJSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,301.00 6,421.00 5,045.00 6,402.00 6,416.00
DFM:EMIRATESNBD
66GF Score
Emirates NBD PJSC DFM:EMIRATESNBD
Net Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Emirates NBD PJSC Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

Emirates NBD PJSC's Net Income for the fiscal year that ended in Dec. 2025 is calculated as

Net Income(A: Dec. 2025 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=29838+-5831+0+-26
=23,981

Emirates NBD PJSC's Net Income for the quarter that ended in Jun. 2026 is calculated as

Net Income(Q: Jun. 2026 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=8020+-1582+0+-22
=6,416

Net Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ24,284 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Income →
What does a Net Income of د.إ24,284 Mil mean?
Emirates NBD PJSC (DFM:EMIRATESNBD) has a Net Income of د.إ24,284 Mil as of Jun. 2026. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Emirates NBD PJSC and its competitors.
Is Emirates NBD PJSC's Net Income too high?
Emirates NBD PJSC's current Net Income is د.إ24,284 Mil. Overall, Emirates NBD PJSC has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Emirates NBD PJSC's Net Income compare to competitors?
Emirates NBD PJSC's Net Income of د.إ24,284 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Banks company?
A good Net Income depends on the Banks industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Emirates NBD PJSC and its competitors. Emirates NBD PJSC's current Net Income is د.إ24,284 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates NBD PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates NBD PJSC (DFM:EMIRATESNBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ25.03, compared to a current price of د.إ32.02 — trading 27.9% above its estimated fair value. The current Net Income is د.إ24,284 Mil. Emirates NBD PJSC's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For Emirates NBD PJSC (DFM:EMIRATESNBD), the current Net Income is د.إ24,284 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates NBD PJSC (DFM:EMIRATESNBD) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates NBD PJSC stock appears to be overvalued. The current stock price of د.إ32.02 is trading 27.9% above its estimated GF Value™ of د.إ25.03. GuruFocus considers Emirates NBD PJSC to be Modestly Overvalued.

Key valuation signals for DFM:EMIRATESNBD:

  • Net Income: د.إ24,284 Mil
  • GF Value™: د.إ25.03 vs. price of د.إ32.02 (27.9% above fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the DFM:EMIRATESNBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates NBD PJSC Business Description

Address Baniyas Road, P.O. Box 777, Deira, Dubai, ARE
Emirates NBD PJSC provides banking services. The company's operating segment includes Corporate and Institutional Banking; Retail Banking and Wealth Management; Global Markets and Treasury activities; DenizBank and others. It generates maximum revenue from the Retail Banking and Wealth Management segment. The Retail Banking and Wealth Management segment represents retail loans and deposits, private banking and wealth management, equity broking services, asset management, and consumer financing in the UAE and Egypt.
66GF Score

Get the complete analysis for DFM:EMIRATESNBD

Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ32.02
Price
د.إ25.03
GF Value