Emirates NBD PJSC (DFM:EMIRATESNBD) FCF Margin %: -32.37% (As of Mar. 2026)


DFM:EMIRATESNBD Emirates NBD PJSC DFM:EMIRATESNBD
69 GF Score
Price د.إ30.40
GF Value د.إ24.28
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Emirates NBD PJSC FCF Margin %?

Emirates NBD PJSC DFM:EMIRATESNBD -1.30% 69 FCF Margin % is -32.37% as of Mar. 2026. GuruFocus rates DFM:EMIRATESNBD with a GF Score™ of 69/100 and a GF Value™ of د.إ24.28 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Emirates NBD PJSC ranks worse than 83.59% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Emirates NBD PJSC's Free Cash Flow for the three months ended in Mar. 2026 was د.إ-4,658 Mil. Emirates NBD PJSC's Revenue for the three months ended in Mar. 2026 was د.إ14,388 Mil. Therefore, Emirates NBD PJSC's FCF Margin % for the quarter that ended in Mar. 2026 was -32.37%.

As of today, Emirates NBD PJSC's current FCF Yield % is -10.16%.

The historical rank and industry rank for Emirates NBD PJSC's FCF Margin % or its related term are showing as below:

DFM:EMIRATESNBD' s FCF Margin % Range Over the Past 10 Years
Min: -75.57   Med: 39.08   Max: 147.3
Current: -37.71


During the past 13 years, the highest FCF Margin % of Emirates NBD PJSC was 147.30%. The lowest was -75.57%. And the median was 39.08%.

DFM:EMIRATESNBD's FCF Margin % is ranked worse than
83.59% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs DFM:EMIRATESNBD: -37.71


Emirates NBD PJSC FCF Margin % Related Terms


Emirates NBD PJSC FCF Margin % Historical Data

* Premium members only.

The historical data trend for Emirates NBD PJSC's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates NBD PJSC FCF Margin % Chart

Emirates NBD PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 147.30 110.46 41.59 123.70 -40.18

Emirates NBD PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -35.63 -23.73 -174.00 81.14 -32.37

Emirates NBD PJSC FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Emirates NBD PJSC's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates NBD PJSC FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Emirates NBD PJSC's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Emirates NBD PJSC's FCF Margin % falls into.


DFM:EMIRATESNBD
69GF Score
Emirates NBD PJSC DFM:EMIRATESNBD
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Emirates NBD PJSC FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Emirates NBD PJSC's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-19757/49177
=-40.18 %

Emirates NBD PJSC's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-4658/14388
=-32.37 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -32.37% mean?
Emirates NBD PJSC (DFM:EMIRATESNBD) has a FCF Margin % of -32.37% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Emirates NBD PJSC and its competitors. According to the industry distribution chart, Emirates NBD PJSC ranks #1258 out of 1505 companies in the Banks industry, placing it in the top 83.6%.
Is Emirates NBD PJSC's FCF Margin % too high?
Emirates NBD PJSC's current FCF Margin % is -32.37%. Based on the distribution chart, Emirates NBD PJSC ranks #1258 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Emirates NBD PJSC has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Emirates NBD PJSC's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Emirates NBD PJSC ranks #1258 out of 1505 companies for FCF Margin %. This places Emirates NBD PJSC in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Emirates NBD PJSC and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates NBD PJSC's current FCF Margin % is -32.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates NBD PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates NBD PJSC (DFM:EMIRATESNBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ24.28, compared to a current price of د.إ30.40 — trading 25.2% above its estimated fair value. The current FCF Margin % is -32.37%. Emirates NBD PJSC's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Emirates NBD PJSC (DFM:EMIRATESNBD), the current FCF Margin % is -32.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates NBD PJSC (DFM:EMIRATESNBD) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates NBD PJSC stock appears to be overvalued. The current stock price of د.إ30.40 is trading 25.2% above its estimated GF Value™ of د.إ24.28. GuruFocus considers Emirates NBD PJSC to be Modestly Overvalued.

Key valuation signals for DFM:EMIRATESNBD:

  • FCF Margin %: -32.37%
  • GF Value™: د.إ24.28 vs. price of د.إ30.40 (25.2% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the DFM:EMIRATESNBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates NBD PJSC Business Description

Address Baniyas Road, P.O. Box 777, Deira, Dubai, ARE
Emirates NBD PJSC provides banking services. The company's operating segment includes Corporate and Institutional Banking; Retail Banking and Wealth Management; Global Markets and Treasury activities; DenizBank and others. It generates maximum revenue from the Retail Banking and Wealth Management segment. The Retail Banking and Wealth Management segment represents retail loans and deposits, private banking and wealth management, equity broking services, asset management, and consumer financing in the UAE and Egypt.
69GF Score

Get the complete analysis for DFM:EMIRATESNBD

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ30.40
Price
د.إ24.28
GF Value