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Emirates NBD PJSCDFM:EMIRATESNBD -0.33%69 Peter Lynch Fair Value is د.إ50.80 as of Jul. 22, 2026, which is 100% below its 10-year median of 0.72. GuruFocus rates DFM:EMIRATESNBD with a GF Score™ of 69/100 and a GF Value™ of د.إ24.43 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 873 Banks companies, Emirates NBD PJSC ranks better than 82.47% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Emirates NBD PJSC's PEG is 1. Emirates NBD PJSC's 5-Year TTM Book Value Growth Rate is 12.36.
Emirates NBD PJSC's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ4.11. Therefore, the Peter Lynch Fair Value for today is د.إ50.80.
As of today (2026-07-22), Emirates NBD PJSC's share price is د.إ29.80. Emirates NBD PJSC's Peter Lynch fair value is د.إ50.80. Therefore, Emirates NBD PJSC's Price to Peter Lynch Fair Value Ratio for today is 0.59.
The historical rank and industry rank for Emirates NBD PJSC's Peter Lynch Fair Value or its related term are showing as below:
DFM:EMIRATESNBD'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.48 Med: 0.72 Max: 1.32
Current: 0.53
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Emirates NBD PJSC was 1.32. The lowest was 0.48. And the median was 0.72.
DFM:EMIRATESNBD's Price-to-Peter-Lynch-Fair-Value is ranked better than 82.47% of 873
companies
in the Banks industry
Industry Median: 1.13
vs DFM:EMIRATESNBD: 0.53
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Emirates NBD PJSC (DFM:EMIRATESNBD) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 12.36 instead of 15 in this case.
Emirates NBD PJSC's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
29.80
/
50.80
=
0.59
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Emirates NBD PJSC Peter Lynch Fair Value Related Terms
Emirates NBD PJSC Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for Emirates NBD PJSC's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Emirates NBD PJSC Peter Lynch Fair Value Competitor Comparison
For the Banks - Regional subindustry, Emirates NBD PJSC's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Emirates NBD PJSC Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, Emirates NBD PJSC's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Emirates NBD PJSC's Price-to-Peter-Lynch-Fair-Value falls into.
Emirates NBD PJSC's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was د.إ4.11.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of د.إ50.80 mean?
Emirates NBD PJSC (DFM:EMIRATESNBD) has a Peter Lynch Fair Value of د.إ50.80 as of Jul. 22, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Emirates NBD PJSC and its competitors. This is 31% below median its historical median of 0.72. Over the past decade, Emirates NBD PJSC's Peter Lynch Fair Value has ranged from 0.48 to 1.32. According to the industry distribution chart, Emirates NBD PJSC ranks #153 out of 873 companies in the Banks industry, placing it in the top 17.5%.
Is Emirates NBD PJSC's Peter Lynch Fair Value too high?
Emirates NBD PJSC's current Peter Lynch Fair Value of د.إ50.80 is 31% below median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 1.32. Based on the distribution chart, Emirates NBD PJSC ranks #153 out of 873 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Emirates NBD PJSC has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Emirates NBD PJSC's Peter Lynch Fair Value compare to competitors?
According to the Banks industry distribution chart, Emirates NBD PJSC ranks #153 out of 873 companies for Peter Lynch Fair Value. This places Emirates NBD PJSC in the top 18% of its industry — outperforming the majority of peers. The industry median Peter Lynch Fair Value is 1.13. Historically, Emirates NBD PJSC's own Peter Lynch Fair Value has ranged from 0.48 to 1.32 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.13, based on 873 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Emirates NBD PJSC and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates NBD PJSC's current Peter Lynch Fair Value is د.إ50.80, which is 31% below median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates NBD PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates NBD PJSC (DFM:EMIRATESNBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ24.43, compared to a current price of د.إ29.80 — trading 22% above its estimated fair value. The current Peter Lynch Fair Value is د.إ50.80, which is 31% below median its 10-year median of 0.72. Emirates NBD PJSC's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Emirates NBD PJSC (DFM:EMIRATESNBD), the current Peter Lynch Fair Value is د.إ50.80 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Emirates NBD PJSC (DFM:EMIRATESNBD) Overvalued in 2026?
Based on GuruFocus' analysis, Emirates NBD PJSC stock appears to be overvalued.
The current stock price of د.إ29.80 is trading 22% above its estimated GF Value™ of د.إ24.43.
GuruFocus considers Emirates NBD PJSC to be Modestly Overvalued.
Key valuation signals for DFM:EMIRATESNBD:
Peter Lynch Fair Value: د.إ50.80 (31% below median its 10-year median of 0.72)
GF Value™: د.إ24.43 vs. price of د.إ29.80 (22% above fair value)
No single metric tells the full story. See the DFM:EMIRATESNBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Emirates NBD PJSC provides banking services. The company's operating segment includes Corporate and Institutional Banking; Retail Banking and Wealth Management; Global Markets and Treasury activities; DenizBank and others. It generates maximum revenue from the Retail Banking and Wealth Management segment. The Retail Banking and Wealth Management segment represents retail loans and deposits, private banking and wealth management, equity broking services, asset management, and consumer financing in the UAE and Egypt.
69GF Score
Get the complete analysis for DFM:EMIRATESNBD
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