Emirates NBD PJSC (DFM:EMIRATESNBD) PS Ratio: 3.77 (As of Jul. 14, 2026) — 17% Above Median

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DFM:EMIRATESNBD Emirates NBD PJSC DFM:EMIRATESNBD
69 GF Score
Price د.إ30.66
GF Value د.إ24.39
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Emirates NBD PJSC PS Ratio?

Emirates NBD PJSC DFM:EMIRATESNBD -2.11% 69 PS Ratio is 3.77 as of Jul. 14, 2026, which is 17% above its 10-year median of 3.22. GuruFocus rates DFM:EMIRATESNBD with a GF Score™ of 69/100 and a GF Value™ of د.إ24.39 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,520 Banks companies, Emirates NBD PJSC ranks worse than 67.43% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Emirates NBD PJSC's share price is د.إ30.66. Emirates NBD PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ8.12. Hence, Emirates NBD PJSC's PS Ratio for today is 3.77.

The historical rank and industry rank for Emirates NBD PJSC's PS Ratio or its related term are showing as below:

DFM:EMIRATESNBD' s PS Ratio Range Over the Past 10 Years
Min: 1.81   Med: 3.22   Max: 4.8
Current: 3.78

During the past 13 years, Emirates NBD PJSC's highest PS Ratio was 4.80. The lowest was 1.81. And the median was 3.22.

DFM:EMIRATESNBD's PS Ratio is ranked worse than
67.43% of 1520 companies
in the Banks industry
Industry Median: 3.02 vs DFM:EMIRATESNBD: 3.78

Emirates NBD PJSC's Revenue per Sharefor the three months ended in Mar. 2026 was د.إ2.28. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ8.12.

Good Sign:

Emirates NBD PJSC has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of Emirates NBD PJSC was 14.30% per year. During the past 3 years, the average Revenue per Share Growth Rate was 14.80% per year. During the past 5 years, the average Revenue per Share Growth Rate was 18.30% per year. During the past 10 years, the average Revenue per Share Growth Rate was 12.90% per year.

During the past 13 years, Emirates NBD PJSC's highest 3-Year average Revenue per Share Growth Rate was 30.30% per year. The lowest was -1.00% per year. And the median was 12.60% per year.

Back to Basics: PS Ratio


Emirates NBD PJSC  (DFM:EMIRATESNBD) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Emirates NBD PJSC PS Ratio Related Terms


Emirates NBD PJSC PS Ratio Historical Data

* Premium members only.

The historical data trend for Emirates NBD PJSC's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates NBD PJSC PS Ratio Chart

Emirates NBD PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.59 2.55 2.54 3.07 3.57

Emirates NBD PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.84 3.12 3.23 3.57 3.29

Emirates NBD PJSC PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Emirates NBD PJSC's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates NBD PJSC PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Emirates NBD PJSC's PS Ratio distribution charts can be found below:

* The bar in red indicates where Emirates NBD PJSC's PS Ratio falls into.


DFM:EMIRATESNBD
69GF Score
Emirates NBD PJSC DFM:EMIRATESNBD
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Emirates NBD PJSC PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Emirates NBD PJSC's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=30.66/8.123
=3.77

Emirates NBD PJSC's Share Price of today is د.إ30.66.
Emirates NBD PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ8.12.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 3.77 mean?
Emirates NBD PJSC (DFM:EMIRATESNBD) has a PS Ratio of 3.77 as of Jul. 14, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Emirates NBD PJSC and its competitors. This is 17% above median its historical median of 3.22. Over the past decade, Emirates NBD PJSC's PS Ratio has ranged from 1.81 to 4.80. According to the industry distribution chart, Emirates NBD PJSC ranks #1025 out of 1520 companies in the Banks industry, placing it in the top 67.4%.
Is Emirates NBD PJSC's PS Ratio too high?
Emirates NBD PJSC's current PS Ratio of 3.77 is 17% above median its 10-year median of 3.22. Over the past 10 years, this metric has ranged from a low of 1.81 to a high of 4.80. The Banks industry median PS Ratio is 3.02. Emirates NBD PJSC's value of 3.77 is 24.8% above this industry median. Based on the distribution chart, Emirates NBD PJSC ranks #1025 out of 1520 companies in the Banks industry, which is below the industry midpoint. Overall, Emirates NBD PJSC has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Emirates NBD PJSC's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Emirates NBD PJSC ranks #1025 out of 1520 companies for PS Ratio. This places Emirates NBD PJSC in the lower half of its industry. The industry median PS Ratio is 3.02. Emirates NBD PJSC's value of 3.77 is 24.8% above this benchmark. Historically, Emirates NBD PJSC's own PS Ratio has ranged from 1.81 to 4.80 over the past decade. While the company's 10-year median is 3.22 vs. the industry median of 3.02, Emirates NBD PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates NBD PJSC's current PS Ratio of 3.77 is 24.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Emirates NBD PJSC and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates NBD PJSC's current PS Ratio is 3.77, which is 17% above median its own 10-year median of 3.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates NBD PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates NBD PJSC (DFM:EMIRATESNBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ24.39, compared to a current price of د.إ30.66 — trading 25.7% above its estimated fair value. The current PS Ratio is 3.77, which is 17% above median its 10-year median of 3.22 and 24.8% above the Banks industry median of 3.02. Emirates NBD PJSC's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Emirates NBD PJSC (DFM:EMIRATESNBD), the current PS Ratio is 3.77 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates NBD PJSC (DFM:EMIRATESNBD) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates NBD PJSC stock appears to be overvalued. The current stock price of د.إ30.66 is trading 25.7% above its estimated GF Value™ of د.إ24.39. GuruFocus considers Emirates NBD PJSC to be Modestly Overvalued.

Key valuation signals for DFM:EMIRATESNBD:

  • PS Ratio: 3.77 (17% above median its 10-year median of 3.22)
  • GF Value™: د.إ24.39 vs. price of د.إ30.66 (25.7% above fair value)
  • GF Score™: 69/100 with 3 warning signs
  • Industry Position: 24.8% above the Banks median (#1025 of 1520)

No single metric tells the full story. See the DFM:EMIRATESNBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates NBD PJSC Business Description

Address Baniyas Road, P.O. Box 777, Deira, Dubai, ARE
Emirates NBD PJSC provides banking services. The company's operating segment includes Corporate and Institutional Banking; Retail Banking and Wealth Management; Global Markets and Treasury activities; DenizBank and others. It generates maximum revenue from the Retail Banking and Wealth Management segment. The Retail Banking and Wealth Management segment represents retail loans and deposits, private banking and wealth management, equity broking services, asset management, and consumer financing in the UAE and Egypt.
69GF Score

Get the complete analysis for DFM:EMIRATESNBD

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ30.66
Price
د.إ24.39
GF Value