Emirates NBD PJSC (DFM:EMIRATESNBD) Margin of Safety % (DCF Earnings Based): 66.58% (As of Jun. 25, 2026)


DFM:EMIRATESNBD Emirates NBD PJSC DFM:EMIRATESNBD
69 GF Score
Price د.إ30.80
GF Value د.إ24.30
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Emirates NBD PJSC Margin of Safety % (DCF Earnings Based)?

Emirates NBD PJSC DFM:EMIRATESNBD -0.06% 69 Margin of Safety % (DCF Earnings Based) is 66.58% as of Jun. 25, 2026. GuruFocus rates DFM:EMIRATESNBD with a GF Score™ of 69/100 and a GF Value™ of د.إ24.30 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), Emirates NBD PJSC's Predictability Rank is 4.5-Stars. Emirates NBD PJSC's intrinsic value calculated from the Discounted Earnings model is د.إ92.17 and current share price is د.إ30.80. Consequently,

Emirates NBD PJSC's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 66.58%.

Emirates NBD PJSC Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Emirates NBD PJSC's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Emirates NBD PJSC Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Emirates NBD PJSC's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Emirates NBD PJSC's Margin of Safety % (DCF Earnings Based) falls into.


DFM:EMIRATESNBD
69GF Score
Emirates NBD PJSC DFM:EMIRATESNBD
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Emirates NBD PJSC Margin of Safety % (DCF Earnings Based) Calculation

Emirates NBD PJSC's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(92.17-30.80)/92.17
=66.58 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 66.58% mean?
Emirates NBD PJSC (DFM:EMIRATESNBD) has a Margin of Safety % (DCF Earnings Based) of 66.58% as of Jun. 25, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Emirates NBD PJSC.
Is Emirates NBD PJSC's Margin of Safety % (DCF Earnings Based) too high?
Emirates NBD PJSC's current Margin of Safety % (DCF Earnings Based) is 66.58%. Overall, Emirates NBD PJSC has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Emirates NBD PJSC's Margin of Safety % (DCF Earnings Based) compare to competitors?
Emirates NBD PJSC's Margin of Safety % (DCF Earnings Based) of 66.58% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Emirates NBD PJSC. Emirates NBD PJSC's current Margin of Safety % (DCF Earnings Based) is 66.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates NBD PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates NBD PJSC (DFM:EMIRATESNBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ24.30, compared to a current price of د.إ30.80 — trading 26.7% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 66.58%. Emirates NBD PJSC's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Emirates NBD PJSC (DFM:EMIRATESNBD), the current Margin of Safety % (DCF Earnings Based) is 66.58% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates NBD PJSC (DFM:EMIRATESNBD) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates NBD PJSC stock appears to be overvalued. The current stock price of د.إ30.80 is trading 26.7% above its estimated GF Value™ of د.إ24.30. GuruFocus considers Emirates NBD PJSC to be Modestly Overvalued.

Key valuation signals for DFM:EMIRATESNBD:

  • Margin of Safety % (DCF Earnings Based): 66.58%
  • GF Value™: د.إ24.30 vs. price of د.إ30.80 (26.7% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the DFM:EMIRATESNBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Emirates NBD PJSC Business Description

Address Baniyas Road, P.O. Box 777, Deira, Dubai, ARE
Emirates NBD PJSC provides banking services. The company's operating segment includes Corporate and Institutional Banking; Retail Banking and Wealth Management; Global Markets and Treasury activities; DenizBank and others. It generates maximum revenue from the Retail Banking and Wealth Management segment. The Retail Banking and Wealth Management segment represents retail loans and deposits, private banking and wealth management, equity broking services, asset management, and consumer financing in the UAE and Egypt.
69GF Score

Get the complete analysis for DFM:EMIRATESNBD

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ30.80
Price
د.إ24.30
GF Value