Emirates NBD PJSCDFM:EMIRATESNBD -1.79%69 Pretax Margin % is 57.18% as of Mar. 2026, which is 3% above its 10-year median of 55.33. GuruFocus rates DFM:EMIRATESNBD with a GF Score™ of 69/100 and a GF Value™ of د.إ24.31 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,530 Banks companies, Emirates NBD PJSC ranks better than 90.78% on this metric.
The historical rank and industry rank for Emirates NBD PJSC's Pretax Margin % or its related term are showing as below:
DFM:EMIRATESNBD'
s Pretax Margin % Range Over the Past 10 Years
Min: 32.04 Med: 55.33 Max: 66.4
Current: 58.6
DFM:EMIRATESNBD's Pretax Margin % is ranked better than 90.78% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs DFM:EMIRATESNBD: 58.60
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Emirates NBD PJSC Pretax Margin % Related Terms
Emirates NBD PJSC Pretax Margin % Historical Data
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The historical data trend for Emirates NBD PJSC's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Emirates NBD PJSC's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Emirates NBD PJSC Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Emirates NBD PJSC's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Emirates NBD PJSC's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Emirates NBD PJSC (DFM:EMIRATESNBD) has a Pretax Margin % of 57.18% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Emirates NBD PJSC and its competitors. This is near median its historical median of 55.33. Over the past decade, Emirates NBD PJSC's Pretax Margin % has ranged from 32.04 to 66.40. According to the industry distribution chart, Emirates NBD PJSC ranks #141 out of 1530 companies in the Banks industry, placing it in the top 9.2%.
Is Emirates NBD PJSC's Pretax Margin % too high?
Emirates NBD PJSC's current Pretax Margin % of 57.18% is near median its 10-year median of 55.33. Over the past 10 years, this metric has ranged from a low of 32.04 to a high of 66.40. The Banks industry median Pretax Margin % is 34.72. Emirates NBD PJSC's value of 57.18% is 64.7% above this industry median. Based on the distribution chart, Emirates NBD PJSC ranks #141 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Emirates NBD PJSC has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Emirates NBD PJSC's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Emirates NBD PJSC ranks #141 out of 1530 companies for Pretax Margin %. This places Emirates NBD PJSC in the top 9% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.72. Emirates NBD PJSC's value of 57.18% is 64.7% above this benchmark. Historically, Emirates NBD PJSC's own Pretax Margin % has ranged from 32.04 to 66.40 over the past decade. While the company's 10-year median is 55.33 vs. the industry median of 34.72, Emirates NBD PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates NBD PJSC's current Pretax Margin % of 57.18% is 64.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Emirates NBD PJSC and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates NBD PJSC's current Pretax Margin % is 57.18%, which is near median its own 10-year median of 55.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates NBD PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates NBD PJSC (DFM:EMIRATESNBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ24.31, compared to a current price of د.إ29.56 — trading 21.6% above its estimated fair value. The current Pretax Margin % is 57.18%, which is near median its 10-year median of 55.33 and 64.7% above the Banks industry median of 34.72. Emirates NBD PJSC's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Emirates NBD PJSC (DFM:EMIRATESNBD), the current Pretax Margin % is 57.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Emirates NBD PJSC (DFM:EMIRATESNBD) Overvalued in 2026?
Based on GuruFocus' analysis, Emirates NBD PJSC stock appears to be overvalued.
The current stock price of د.إ29.56 is trading 21.6% above its estimated GF Value™ of د.إ24.31.
GuruFocus considers Emirates NBD PJSC to be Modestly Overvalued.
Key valuation signals for DFM:EMIRATESNBD:
Pretax Margin %: 57.18% (near median its 10-year median of 55.33)
GF Value™: د.إ24.31 vs. price of د.إ29.56 (21.6% above fair value)
Industry Position: 64.7% above the Banks median (#141 of 1530)
No single metric tells the full story. See the DFM:EMIRATESNBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Emirates NBD PJSC provides banking services. The company's operating segment includes Corporate and Institutional Banking; Retail Banking and Wealth Management; Global Markets and Treasury activities; DenizBank and others. It generates maximum revenue from the Retail Banking and Wealth Management segment. The Retail Banking and Wealth Management segment represents retail loans and deposits, private banking and wealth management, equity broking services, asset management, and consumer financing in the UAE and Egypt.
69GF Score
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