Emirates NBD PJSC (DFM:EMIRATESNBD) Selling, General, & Admin. Expense: د.إ10,336 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:EMIRATESNBD Emirates NBD PJSC DFM:EMIRATESNBD
66 GF Score
Price د.إ30.22
GF Value د.إ24.95
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Emirates NBD PJSC Selling, General, & Admin. Expense?

Emirates NBD PJSC DFM:EMIRATESNBD +0.13% 66 Selling, General, & Admin. Expense is د.إ10,336 Mil as of Jun. 2026. GuruFocus rates DFM:EMIRATESNBD with a GF Score™ of 66/100 and a GF Value™ of د.إ24.95 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Emirates NBD PJSC's selling, general, & admin. expense for the three months ended in Jun. 2026 was د.إ4,153 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ10,336 Mil.


Emirates NBD PJSC  (DFM:EMIRATESNBD) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Emirates NBD PJSC Selling, General, & Admin. Expense Related Terms


Emirates NBD PJSC Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Emirates NBD PJSC's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates NBD PJSC Selling, General, & Admin. Expense Chart

Emirates NBD PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,008.73 2,424.00 3,513.00 3,685.00 3,878.00

Emirates NBD PJSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,587.00 3,911.00 1,034.00 1,238.00 4,153.00

Emirates NBD PJSC Selling, General, & Admin. Expense Competitor Comparison

For the Banks - Regional subindustry, Emirates NBD PJSC's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates NBD PJSC Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Emirates NBD PJSC's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Emirates NBD PJSC's Selling, General, & Admin. Expense falls into.


DFM:EMIRATESNBD
66GF Score
Emirates NBD PJSC DFM:EMIRATESNBD
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Emirates NBD PJSC Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ10,336 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of د.إ10,336 Mil mean?
Emirates NBD PJSC (DFM:EMIRATESNBD) has a Selling, General, & Admin. Expense of د.إ10,336 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Emirates NBD PJSC and its competitors.
Is Emirates NBD PJSC's Selling, General, & Admin. Expense too high?
Emirates NBD PJSC's current Selling, General, & Admin. Expense is د.إ10,336 Mil. Overall, Emirates NBD PJSC has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Emirates NBD PJSC's Selling, General, & Admin. Expense compare to competitors?
Emirates NBD PJSC's Selling, General, & Admin. Expense of د.إ10,336 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Emirates NBD PJSC and its competitors. Emirates NBD PJSC's current Selling, General, & Admin. Expense is د.إ10,336 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates NBD PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates NBD PJSC (DFM:EMIRATESNBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ24.95, compared to a current price of د.إ30.22 — trading 21.1% above its estimated fair value. The current Selling, General, & Admin. Expense is د.إ10,336 Mil. Emirates NBD PJSC's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Emirates NBD PJSC (DFM:EMIRATESNBD), the current Selling, General, & Admin. Expense is د.إ10,336 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates NBD PJSC (DFM:EMIRATESNBD) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates NBD PJSC stock appears to be overvalued. The current stock price of د.إ30.22 is trading 21.1% above its estimated GF Value™ of د.إ24.95. GuruFocus considers Emirates NBD PJSC to be Modestly Overvalued.

Key valuation signals for DFM:EMIRATESNBD:

  • Selling, General, & Admin. Expense: د.إ10,336 Mil
  • GF Value™: د.إ24.95 vs. price of د.إ30.22 (21.1% above fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the DFM:EMIRATESNBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates NBD PJSC Business Description

Address Baniyas Road, P.O. Box 777, Deira, Dubai, ARE
Emirates NBD PJSC provides banking services. The company's operating segment includes Corporate and Institutional Banking; Retail Banking and Wealth Management; Global Markets and Treasury activities; DenizBank and others. It generates maximum revenue from the Retail Banking and Wealth Management segment. The Retail Banking and Wealth Management segment represents retail loans and deposits, private banking and wealth management, equity broking services, asset management, and consumer financing in the UAE and Egypt.
66GF Score

Get the complete analysis for DFM:EMIRATESNBD

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ30.22
Price
د.إ24.95
GF Value