MAS Financial Services (NSE:MASFIN) Margin of Safety % (DCF FCF Based): N/A (As of Jul. 16, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:MASFIN MAS Financial Services Ltd NSE:MASFIN
82 GF Score
Price ₹323.55
GF Value ₹437.60
Valuation Modestly Undervalued
! 8 Warning Signs
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What is MAS Financial Services Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-16), MAS Financial Services's Predictability Rank is 2-Stars. MAS Financial Services's intrinsic value calculated from the Discounted FCF model is ₹308.21 and current share price is ₹323.55. Consequently,

MAS Financial Services's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

NSE:MASFIN vs V, MA, AXP: Margin of Safety % (DCF FCF Based) Comparison

For the Credit Services subindustry, MAS Financial Services's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MAS Financial Services Margin of Safety % (DCF FCF Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, MAS Financial Services's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where MAS Financial Services's Margin of Safety % (DCF FCF Based) falls into.


NSE:MASFIN
82GF Score
MAS Financial Services Ltd NSE:MASFIN
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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MAS Financial Services Margin of Safety % (DCF FCF Based) Calculation

MAS Financial Services's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-961.37-323.55)/-961.37
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is MAS Financial Services (NSE:MASFIN) Overvalued in 2026?

Based on GuruFocus' analysis, MAS Financial Services stock appears to be undervalued. The current stock price of ₹323.55 is trading 26.1% below its estimated GF Value™ of ₹437.60. GuruFocus considers MAS Financial Services to be Modestly Undervalued.

Key valuation signals for NSE:MASFIN:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: ₹437.60 vs. price of ₹323.55 (26.1% below fair value)
  • GF Score™: 82/100 with 8 warning signs

No single metric tells the full story. See the NSE:MASFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MAS Financial Services Business Description

Other Exchanges 540749:India
Address Ashram Road, 6, Narayan Chambers, Ground Floor, Behind Patang Hotel, Nehru Bridge Corner, Ahmedabad, GJ, IND, 380009
MAS Financial Services Ltd operates as a non-banking financial company. It is mainly in the retail business, comprising Micro, small, and medium enterprises, two-wheelers, three-wheelers, and multi-utility vehicles loans to individual borrowers and loans to microfinance institutions and other non-banking financial companies. It focuses on the lower-income and middle-income groups of society, spread across urban, semi-urban, and rural areas, including formal and informal sectors.
82GF Score

Get the complete analysis for NSE:MASFIN

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹323.55
Price
₹437.60
GF Value