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During the past 12 months, MAS Financial Services's average EPS without NRIGrowth Rate was 16.70% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 21.30% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 24.30% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 14.40% per year.
During the past 13 years, MAS Financial Services's highest 3-Year average EPS without NRI Growth Rate was 28.20% per year. The lowest was -0.40% per year. And the median was 22.70% per year.
MAS Financial Services (NSE:MASFIN) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
MAS Financial Services Earnings per Share (Diluted) Related Terms
MAS Financial Services Earnings per Share (Diluted) Historical Data
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The historical data trend for MAS Financial Services's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MAS Financial Services Earnings per Share (Diluted) Chart
NSE:MASFIN vs V, MA, AXP: Earnings per Share (Diluted) Comparison
For the Credit Services subindustry, MAS Financial Services's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MAS Financial Services PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, MAS Financial Services's PE Ratio distribution charts can be found below:
* The bar in red indicates where MAS Financial Services's PE Ratio falls into.
MAS Financial Services Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
MAS Financial Services's Earnings Per Share (Diluted) for the fiscal year that ended in Mar. 2026 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹21.73
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of ₹21.73 mean?
MAS Financial Services (NSE:MASFIN) has a Earnings per Share (Diluted) of ₹21.73 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on MAS Financial Services and its competitors. According to the industry distribution chart, MAS Financial Services ranks #151 out of 432 companies in the Credit Services industry, placing it in the top 35%.
Is MAS Financial Services' Earnings per Share (Diluted) too high?
MAS Financial Services' current Earnings per Share (Diluted) is ₹21.73. Based on the distribution chart, MAS Financial Services ranks #151 out of 432 companies in the Credit Services industry, which is above the industry midpoint. Overall, MAS Financial Services has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MAS Financial Services' Earnings per Share (Diluted) compare to V and MA?
According to the Credit Services industry distribution chart, MAS Financial Services ranks #151 out of 432 companies for Earnings per Share (Diluted). This puts MAS Financial Services in the upper half of its industry. The industry median Earnings per Share (Diluted) is 11.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Credit Services company?
The median Earnings per Share (Diluted) among Credit Services companies is 11.40, based on 432 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on MAS Financial Services and its competitors. For the Credit Services industry, the median Earnings per Share (Diluted) is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MAS Financial Services's current Earnings per Share (Diluted) is ₹21.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MAS Financial Services stock overvalued right now?
Based on GuruFocus' analysis, MAS Financial Services (NSE:MASFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹401.87, compared to a current price of ₹310.75 — trading 22.7% below its estimated fair value. The current Earnings per Share (Diluted) is ₹21.73. MAS Financial Services' overall GF Score™ is 82/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For MAS Financial Services (NSE:MASFIN), the current Earnings per Share (Diluted) is ₹21.73 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MAS Financial Services (NSE:MASFIN) Overvalued in 2026?
Based on GuruFocus' analysis, MAS Financial Services stock appears to be undervalued.
The current stock price of ₹310.75 is trading 22.7% below its estimated GF Value™ of ₹401.87.
GuruFocus considers MAS Financial Services to be Modestly Undervalued.
Key valuation signals for NSE:MASFIN:
Earnings per Share (Diluted): ₹21.73
GF Value™: ₹401.87 vs. price of ₹310.75 (22.7% below fair value)
No single metric tells the full story. See the NSE:MASFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MAS Financial Services Ltd operates as a non-banking financial company. It is mainly in the retail business, comprising Micro, small, and medium enterprises, two-wheelers, three-wheelers, and multi-utility vehicles loans to individual borrowers and loans to microfinance institutions and other non-banking financial companies. It focuses on the lower-income and middle-income groups of society, spread across urban, semi-urban, and rural areas, including formal and informal sectors.
82GF Score
Get the complete analysis for NSE:MASFIN
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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