Central Bank of India (BOM:532885) E10: ₹-2.20 (As of Mar. 2026)


BOM:532885 Central Bank of India BOM:532885
63 GF Score
Price ₹32.80
GF Value ₹45.73
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Central Bank of India E10?

Central Bank of India BOM:532885 +0.77% 63 E10 is ₹-2.20 as of Mar. 2026. GuruFocus rates BOM:532885 with a GF Score™ of 63/100 and a GF Value™ of ₹45.73 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Central Bank of India's adjusted earnings per share data for the three months ended in Mar. 2026 was ₹0.820. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹-2.20 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-05), Central Bank of India's current stock price is ₹32.80. Central Bank of India's E10 for the quarter that ended in Mar. 2026 was ₹-2.20. Central Bank of India's Shiller PE Ratio of today is .


Central Bank of India  (BOM:532885) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Central Bank of India E10 Related Terms


Central Bank of India E10 Historical Data

* Premium members only.

The historical data trend for Central Bank of India's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Bank of India E10 Chart

Central Bank of India Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 -4.25 -3.10 -2.20

Central Bank of India Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.10 -2.84 -2.61 -2.36 -2.20

Central Bank of India E10 Competitor Comparison

For the Banks - Regional subindustry, Central Bank of India's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central Bank of India Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Central Bank of India's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Central Bank of India's Shiller PE Ratio falls into.


BOM:532885
63GF Score
Central Bank of India BOM:532885
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Central Bank of India E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Central Bank of India's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.82/164.2724*164.2724
=0.820

Current CPI (Mar. 2026) = 164.2724.

Central Bank of India Quarterly Data

per share eps CPI Adj_EPS
201103 0.000 70.768 0.000
201203 0.000 76.889 0.000
201303 0.000 85.687 0.000
201403 0.000 91.425 0.000
201503 0.000 97.163 0.000
201603 0.000 102.518 0.000
201703 0.000 105.196 0.000
201803 0.000 109.786 0.000
201806 -5.810 111.317 -8.574
201809 -3.530 115.142 -5.036
201812 -2.440 115.142 -3.481
201903 -8.420 118.202 -11.702
201906 0.290 120.880 0.394
201909 0.340 123.175 0.453
201912 0.350 126.235 0.455
202003 -3.630 124.705 -4.782
202006 0.260 127.000 0.336
202009 0.220 130.118 0.278
202012 0.280 130.889 0.351
202103 -2.480 131.771 -3.092
202106 0.360 134.084 0.441
202109 0.230 135.847 0.278
202112 0.330 138.161 0.392
202203 0.330 138.822 0.390
202206 0.310 142.347 0.358
202209 0.390 144.661 0.443
202212 0.550 145.763 0.620
202303 0.680 146.865 0.761
202306 0.570 150.280 0.623
202309 0.720 151.492 0.781
202312 0.850 152.924 0.913
202403 0.940 153.035 1.009
202406 1.090 155.789 1.149
202409 1.060 157.882 1.103
202412 1.110 158.323 1.152
202503 1.270 157.552 1.324
202506 1.420 159.755 1.460
202509 1.360 162.289 1.377
202512 1.400 163.281 1.409
202603 0.820 164.272 0.820

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹-2.20 mean?
Central Bank of India (BOM:532885) has a E10 of ₹-2.20 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Central Bank of India and its competitors.
Is Central Bank of India's E10 too high?
Central Bank of India's current E10 is ₹-2.20. Overall, Central Bank of India has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Central Bank of India's E10 compare to competitors?
Central Bank of India's E10 of ₹-2.20 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Central Bank of India and its competitors. Central Bank of India's current E10 is ₹-2.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Bank of India stock overvalued right now?
Based on GuruFocus' analysis, Central Bank of India (BOM:532885) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹45.73, compared to a current price of ₹32.80 — trading 28.3% below its estimated fair value. The current E10 is ₹-2.20. Central Bank of India's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Central Bank of India (BOM:532885), the current E10 is ₹-2.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Bank of India (BOM:532885) Overvalued in 2026?

Based on GuruFocus' analysis, Central Bank of India stock appears to be undervalued. The current stock price of ₹32.80 is trading 28.3% below its estimated GF Value™ of ₹45.73. GuruFocus considers Central Bank of India to be Modestly Undervalued.

Key valuation signals for BOM:532885:

  • E10: ₹-2.20
  • GF Value™: ₹45.73 vs. price of ₹32.80 (28.3% below fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the BOM:532885 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Central Bank of India Business Description

Other Exchanges CENTRALBK:India
Address Chander Mukhi Building, 9th Floor, Nariman Point, Mumbai, MH, IND, 400021
Central Bank of India is a commercial bank based in India. Its business comprises predominantly corporate and retail banking operations, which it provides through its network of branches and online platforms. Its retail banking operations comprise deposits, loans and digital banking services, agri-banking and debit and credit card facilities tailor-made for individual customers and its corporate banking products serve institutional and corporate customers. Its other business lines are treasury and other banking operations which involves dealing in Government and other securities money market operations and forex operations.
63GF Score

Get the complete analysis for BOM:532885

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹32.80
Price
₹45.73
GF Value