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Central Bank of IndiaBOM:532885 -2.79%60 Dividend Payout Ratio is 0.24 as of Mar. 2026, which is 50% above its 10-year median of 0.16. GuruFocus rates BOM:532885 with a GF Score™ of 60/100 and a GF Value™ of ₹46.06 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,175 Banks companies, Central Bank of India ranks better than 86.21% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Central Bank of India's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.24.
The historical rank and industry rank for Central Bank of India's Dividend Payout Ratio or its related term are showing as below:
BOM:532885'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.16 Med: 0.16 Max: 0.16
Current: 0.16
During the past 13 years, the highest Dividend Payout Ratio of Central Bank of India was 0.16. The lowest was 0.16. And the median was 0.16.
BOM:532885's Dividend Payout Ratio is ranked better than 86.21% of 1175
companies
in the Banks industry
Industry Median: 0.32
vs BOM:532885: 0.16
During the past 13 years, the highest Trailing Annual Dividend Yield of Central Bank of India was 3.79%. The lowest was 0.48%. And the median was 1.52%.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Central Bank of India was 10.10% per year. The lowest was -37.00% per year. And the median was -10.15% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Central Bank of India (BOM:532885) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Central Bank of India Dividend Payout Ratio Related Terms
Central Bank of India Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Central Bank of India's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Central Bank of India Dividend Payout Ratio Competitor Comparison
For the Banks - Regional subindustry, Central Bank of India's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Central Bank of India Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Central Bank of India's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Central Bank of India's Dividend Payout Ratio falls into.
Central Bank of India Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Central Bank of India's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Central Bank of India (BOM:532885) has a Dividend Payout Ratio of 0.24 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Central Bank of India and its competitors. This is 50% above median its historical median of 0.16. Over the past decade, Central Bank of India's Dividend Payout Ratio has ranged from 0.16 to 0.16. According to the industry distribution chart, Central Bank of India ranks #162 out of 1175 companies in the Banks industry, placing it in the top 13.8%.
Is Central Bank of India's Dividend Payout Ratio too high?
Central Bank of India's current Dividend Payout Ratio of 0.24 is 50% above median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 0.16. The Banks industry median Dividend Payout Ratio is 0.32. Central Bank of India's value of 0.24 is 25% below this industry median. Based on the distribution chart, Central Bank of India ranks #162 out of 1175 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Central Bank of India has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Central Bank of India's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Central Bank of India ranks #162 out of 1175 companies for Dividend Payout Ratio. This places Central Bank of India in the top 14% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Central Bank of India's value of 0.24 is 25% below this benchmark. Historically, Central Bank of India's own Dividend Payout Ratio has ranged from 0.16 to 0.16 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.32, Central Bank of India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Bank of India's current Dividend Payout Ratio of 0.24 is 25% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Central Bank of India and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Bank of India's current Dividend Payout Ratio is 0.24, which is 50% above median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Bank of India stock overvalued right now?
Based on GuruFocus' analysis, Central Bank of India (BOM:532885) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹46.06, compared to a current price of ₹31.68 — trading 31.2% below its estimated fair value. The current Dividend Payout Ratio is 0.24, which is 50% above median its 10-year median of 0.16 and 25% below the Banks industry median of 0.32. Central Bank of India's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Central Bank of India (BOM:532885), the current Dividend Payout Ratio is 0.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Central Bank of India (BOM:532885) Overvalued in 2026?
Based on GuruFocus' analysis, Central Bank of India stock appears to be undervalued.
The current stock price of ₹31.68 is trading 31.2% below its estimated GF Value™ of ₹46.06.
GuruFocus considers Central Bank of India to be Significantly Undervalued.
Key valuation signals for BOM:532885:
Dividend Payout Ratio: 0.24 (50% above median its 10-year median of 0.16)
GF Value™: ₹46.06 vs. price of ₹31.68 (31.2% below fair value)
Industry Position: 25% below the Banks median (#162 of 1175)
No single metric tells the full story. See the BOM:532885 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Central Bank of India is a commercial bank based in India. Its business comprises predominantly corporate and retail banking operations, which it provides through its network of branches and online platforms. Its retail banking operations comprise deposits, loans and digital banking services, agri-banking and debit and credit card facilities tailor-made for individual customers and its corporate banking products serve institutional and corporate customers. Its other business lines are treasury and other banking operations which involves dealing in Government and other securities money market operations and forex operations.
60GF Score
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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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