Central Bank of India (BOM:532885) ROE % Adjusted to Book Value: 10.41% (As of Mar. 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:532885 Central Bank of India BOM:532885
58 GF Score
Price ₹32.59
GF Value ₹46.05
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Central Bank of India ROE % Adjusted to Book Value?

Central Bank of India BOM:532885 -0.34% 58 ROE % Adjusted to Book Value is 10.41% as of Mar. 2026. GuruFocus rates BOM:532885 with a GF Score™ of 58/100 and a GF Value™ of ₹46.05 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Central Bank of India's ROE % for the quarter that ended in Mar. 2026 was 7.60%. Central Bank of India's PB Ratio for the quarter that ended in Mar. 2026 was 0.73. Central Bank of India's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.41%.


Central Bank of India ROE % Adjusted to Book Value Related Terms


Central Bank of India ROE % Adjusted to Book Value Historical Data

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The historical data trend for Central Bank of India's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Bank of India ROE % Adjusted to Book Value Chart

Central Bank of India Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.74 8.21 5.41 10.82 16.33

Central Bank of India Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.83 14.43 14.47 15.07 10.41

Central Bank of India ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Central Bank of India's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central Bank of India ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Central Bank of India's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Central Bank of India's ROE % Adjusted to Book Value falls into.


BOM:532885
58GF Score
Central Bank of India BOM:532885
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Central Bank of India ROE % Adjusted to Book Value Calculation

Central Bank of India's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.92% / 0.73
=16.33%

Central Bank of India's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.60% / 0.73
=10.41%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.41% mean?
Central Bank of India (BOM:532885) has a ROE % Adjusted to Book Value of 10.41% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Central Bank of India and its competitors.
Is Central Bank of India's ROE % Adjusted to Book Value too high?
Central Bank of India's current ROE % Adjusted to Book Value is 10.41%. Overall, Central Bank of India has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Central Bank of India's ROE % Adjusted to Book Value compare to competitors?
Central Bank of India's ROE % Adjusted to Book Value of 10.41% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Central Bank of India and its competitors. Central Bank of India's current ROE % Adjusted to Book Value is 10.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Bank of India stock overvalued right now?
Based on GuruFocus' analysis, Central Bank of India (BOM:532885) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹46.05, compared to a current price of ₹32.59 — trading 29.2% below its estimated fair value. The current ROE % Adjusted to Book Value is 10.41%. Central Bank of India's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Central Bank of India (BOM:532885), the current ROE % Adjusted to Book Value is 10.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Bank of India (BOM:532885) Overvalued in 2026?

Based on GuruFocus' analysis, Central Bank of India stock appears to be undervalued. The current stock price of ₹32.59 is trading 29.2% below its estimated GF Value™ of ₹46.05. GuruFocus considers Central Bank of India to be Modestly Undervalued.

Key valuation signals for BOM:532885:

  • ROE % Adjusted to Book Value: 10.41%
  • GF Value™: ₹46.05 vs. price of ₹32.59 (29.2% below fair value)
  • GF Score™: 58/100 with 3 warning signs

No single metric tells the full story. See the BOM:532885 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Central Bank of India Business Description

Other Exchanges CENTRALBK:India
Address Chander Mukhi Building, 9th Floor, Nariman Point, Mumbai, MH, IND, 400021
Central Bank of India is a commercial bank based in India. Its business comprises predominantly corporate and retail banking operations, which it provides through its network of branches and online platforms. Its retail banking operations comprise deposits, loans and digital banking services, agri-banking and debit and credit card facilities tailor-made for individual customers and its corporate banking products serve institutional and corporate customers. Its other business lines are treasury and other banking operations which involves dealing in Government and other securities money market operations and forex operations.
58GF Score

Get the complete analysis for BOM:532885

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹32.59
Price
₹46.05
GF Value