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Central Bank of IndiaBOM:532885 -0.16%58 PS Ratio is 1.38 as of Aug. 01, 2026, which is 6% below its 10-year median of 1.47. GuruFocus rates BOM:532885 with a GF Score™ of 58/100 and a GF Value™ of ₹44.63 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,516 Banks companies, Central Bank of India ranks better than 86.61% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Central Bank of India's share price is ₹30.97.
Central Bank of India's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₹22.48. Hence, Central Bank of India's PS Ratio for today is 1.38.
Good Sign:
Central Bank of India stock PS Ratio (=1.38) is close to 3-year low of 1.33.
The historical rank and industry rank for Central Bank of India's PS Ratio or its related term are showing as below:
BOM:532885'
s PS Ratio Range Over the Past 10 Years
Min: 0.42 Med: 1.47 Max: 9.78
Current: 1.38
During the past 13 years, Central Bank of India's highest PS Ratio was 9.78. The lowest was 0.42. And the median was 1.47.
BOM:532885's PS Ratio is ranked better than 86.61% of 1516
companies
in the Banks industry
Industry Median: 3.06
vs BOM:532885: 1.38
Central Bank of India revenue per share is in decline over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Central Bank of India was -2.20% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 7.80% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 6.50% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -10.20% per year.
During the past 13 years, Central Bank of India's highest 3-Year average Revenue per Share Growth Rate was 33.70% per year. The lowest was -25.40% per year. And the median was -1.50% per year.
Central Bank of India (BOM:532885) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Central Bank of India PS Ratio Competitor Comparison
For the Banks - Regional subindustry, Central Bank of India's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Central Bank of India PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Central Bank of India's PS Ratio distribution charts can be found below:
* The bar in red indicates where Central Bank of India's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Central Bank of India's Share Price of today is ₹30.97. Central Bank of India's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹22.48.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Central Bank of India (BOM:532885) has a PS Ratio of 1.38 as of Aug. 01, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Central Bank of India and its competitors. This is near median its historical median of 1.47. Over the past decade, Central Bank of India's PS Ratio has ranged from 0.42 to 9.78. According to the industry distribution chart, Central Bank of India ranks #203 out of 1516 companies in the Banks industry, placing it in the top 13.4%.
Is Central Bank of India's PS Ratio too high?
Central Bank of India's current PS Ratio of 1.38 is near median its 10-year median of 1.47. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 9.78. The Banks industry median PS Ratio is 3.06. Central Bank of India's value of 1.38 is 54.9% below this industry median. Based on the distribution chart, Central Bank of India ranks #203 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Central Bank of India has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Central Bank of India's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Central Bank of India ranks #203 out of 1516 companies for PS Ratio. This places Central Bank of India in the top 13% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.06. Central Bank of India's value of 1.38 is 54.9% below this benchmark. Historically, Central Bank of India's own PS Ratio has ranged from 0.42 to 9.78 over the past decade. While the company's 10-year median is 1.47 vs. the industry median of 3.06, Central Bank of India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.06, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Bank of India's current PS Ratio of 1.38 is 54.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Central Bank of India and its competitors. For the Banks industry, the median PS Ratio is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Bank of India's current PS Ratio is 1.38, which is near median its own 10-year median of 1.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Bank of India stock overvalued right now?
Based on GuruFocus' analysis, Central Bank of India (BOM:532885) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹44.63, compared to a current price of ₹30.97 — trading 30.6% below its estimated fair value. The current PS Ratio is 1.38, which is near median its 10-year median of 1.47 and 54.9% below the Banks industry median of 3.06. Central Bank of India's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Central Bank of India (BOM:532885), the current PS Ratio is 1.38 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Central Bank of India (BOM:532885) Overvalued in 2026?
Based on GuruFocus' analysis, Central Bank of India stock appears to be undervalued.
The current stock price of ₹30.97 is trading 30.6% below its estimated GF Value™ of ₹44.63.
GuruFocus considers Central Bank of India to be Significantly Undervalued.
Key valuation signals for BOM:532885:
PS Ratio: 1.38 (near median its 10-year median of 1.47)
GF Value™: ₹44.63 vs. price of ₹30.97 (30.6% below fair value)
Industry Position: 54.9% below the Banks median (#203 of 1516)
No single metric tells the full story. See the BOM:532885 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Central Bank of India is a commercial bank based in India. Its business comprises predominantly corporate and retail banking operations, which it provides through its network of branches and online platforms. Its retail banking operations comprise deposits, loans and digital banking services, agri-banking and debit and credit card facilities tailor-made for individual customers and its corporate banking products serve institutional and corporate customers. Its other business lines are treasury and other banking operations which involves dealing in Government and other securities money market operations and forex operations.
58GF Score
Get the complete analysis for BOM:532885
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