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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Central Bank of IndiaBOM:532885 -0.39%54 5-Year Yield-on-Cost % is 3.27 as of Aug. 31, 2026, which is 108% above its 10-year median of 1.57. GuruFocus rates BOM:532885 with a GF Score™ of 54/100 and a GF Value™ of ₹44.90 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,247 Banks companies, Central Bank of India ranks worse than 60.14% on this metric.
Central Bank of India's yield on cost for the quarter that ended in Jun. 2026 was 3.27.
The historical rank and industry rank for Central Bank of India's 5-Year Yield-on-Cost % or its related term are showing as below:
BOM:532885'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.48 Med: 1.57 Max: 3.93
Current: 3.27
During the past 13 years, Central Bank of India's highest Yield on Cost was 3.93. The lowest was 0.48. And the median was 1.57.
BOM:532885's 5-Year Yield-on-Cost % is ranked worse than 60.14% of 1247
companies
in the Banks industry
Industry Median: 3.83
vs BOM:532885: 3.27
Central Bank of India (BOM:532885) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Central Bank of India 5-Year Yield-on-Cost % Related Terms
Central Bank of India 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Central Bank of India's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Central Bank of India 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Central Bank of India's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Central Bank of India's 5-Year Yield-on-Cost % falls into.
Central Bank of India 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Central Bank of India (BOM:532885) has a 5-Year Yield-on-Cost % of 3.27 as of Aug. 31, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Central Bank of India and its competitors. This is 108% above median its historical median of 1.57. Over the past decade, Central Bank of India's 5-Year Yield-on-Cost % has ranged from 0.48 to 3.93. According to the industry distribution chart, Central Bank of India ranks #750 out of 1247 companies in the Banks industry, placing it in the top 60.1%.
Is Central Bank of India's 5-Year Yield-on-Cost % too high?
Central Bank of India's current 5-Year Yield-on-Cost % of 3.27 is 108% above median its 10-year median of 1.57. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 3.93. The Banks industry median 5-Year Yield-on-Cost % is 3.83. Central Bank of India's value of 3.27 is 14.6% below this industry median. Based on the distribution chart, Central Bank of India ranks #750 out of 1247 companies in the Banks industry, which is below the industry midpoint. Overall, Central Bank of India has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Central Bank of India's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Central Bank of India ranks #750 out of 1247 companies for 5-Year Yield-on-Cost %. This places Central Bank of India in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.83. Central Bank of India's value of 3.27 is 14.6% below this benchmark. Historically, Central Bank of India's own 5-Year Yield-on-Cost % has ranged from 0.48 to 3.93 over the past decade. While the company's 10-year median is 1.57 vs. the industry median of 3.83, Central Bank of India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.83, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Bank of India's current 5-Year Yield-on-Cost % of 3.27 is 14.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Central Bank of India and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Bank of India's current 5-Year Yield-on-Cost % is 3.27, which is 108% above median its own 10-year median of 1.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Bank of India stock overvalued right now?
Based on GuruFocus' analysis, Central Bank of India (BOM:532885) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹44.90, compared to a current price of ₹30.55 — trading 32% below its estimated fair value. The current 5-Year Yield-on-Cost % is 3.27, which is 108% above median its 10-year median of 1.57 and 14.6% below the Banks industry median of 3.83. Central Bank of India's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Central Bank of India (BOM:532885), the current 5-Year Yield-on-Cost % is 3.27 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Central Bank of India (BOM:532885) Overvalued in 2026?
Based on GuruFocus' analysis, Central Bank of India stock appears to be undervalued.
The current stock price of ₹30.55 is trading 32% below its estimated GF Value™ of ₹44.90.
GuruFocus considers Central Bank of India to be Significantly Undervalued.
Key valuation signals for BOM:532885:
5-Year Yield-on-Cost %: 3.27 (108% above median its 10-year median of 1.57)
GF Value™: ₹44.90 vs. price of ₹30.55 (32% below fair value)
Industry Position: 14.6% below the Banks median (#750 of 1247)
No single metric tells the full story. See the BOM:532885 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Central Bank of India is a commercial bank based in India. Its business comprises predominantly corporate and retail banking operations, which it provides through its network of branches and online platforms. Its retail banking operations comprise deposits, loans and digital banking services, agri-banking and debit and credit card facilities tailor-made for individual customers and its corporate banking products serve institutional and corporate customers. Its other business lines are treasury and other banking operations which involves dealing in Government and other securities money market operations and forex operations.
54GF Score
Get the complete analysis for BOM:532885
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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