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Central Bank of IndiaBOM:532885 -0.12%58 PEG Ratio is 3.53 as of Jul. 22, 2026, which is 67% above its 10-year median of 2.11. GuruFocus rates BOM:532885 with a GF Score™ of 58/100 and a GF Value™ of ₹44.53 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,227 Banks companies, Central Bank of India ranks worse than 78.08% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Central Bank of India's PEG Ratio or its related term are showing as below:
BOM:532885'
s PEG Ratio Range Over the Past 10 Years
Min: 0.74 Med: 2.11 Max: 9.89
Current: 3.53
During the past 13 years, Central Bank of India's highest PEG Ratio was 9.89. The lowest was 0.74. And the median was 2.11.
BOM:532885's PEG Ratio is ranked worse than 78.08% of 1227
companies
in the Banks industry
Industry Median: 1.55
vs BOM:532885: 3.53
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Central Bank of India (BOM:532885) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Central Bank of India PEG Ratio Competitor Comparison
For the Banks - Regional subindustry, Central Bank of India's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Central Bank of India PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Central Bank of India's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Central Bank of India's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Central Bank of India (BOM:532885) has a PEG Ratio of 3.53 as of Jul. 22, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Central Bank of India and its competitors. This is 67% above median its historical median of 2.11. Over the past decade, Central Bank of India's PEG Ratio has ranged from 0.74 to 9.89. According to the industry distribution chart, Central Bank of India ranks #958 out of 1227 companies in the Banks industry, placing it in the top 78.1%.
Is Central Bank of India's PEG Ratio too high?
Central Bank of India's current PEG Ratio of 3.53 is 67% above median its 10-year median of 2.11. Over the past 10 years, this metric has ranged from a low of 0.74 to a high of 9.89. The Banks industry median PEG Ratio is 1.55. Central Bank of India's value of 3.53 is 127.7% above this industry median. Based on the distribution chart, Central Bank of India ranks #958 out of 1227 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Central Bank of India has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Central Bank of India's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Central Bank of India ranks #958 out of 1227 companies for PEG Ratio. This places Central Bank of India in the lower half of its industry. The industry median PEG Ratio is 1.55. Central Bank of India's value of 3.53 is 127.7% above this benchmark. Historically, Central Bank of India's own PEG Ratio has ranged from 0.74 to 9.89 over the past decade. While the company's 10-year median is 2.11 vs. the industry median of 1.55, Central Bank of India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,227 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Bank of India's current PEG Ratio of 3.53 is 127.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Central Bank of India and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Bank of India's current PEG Ratio is 3.53, which is 67% above median its own 10-year median of 2.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Bank of India stock overvalued right now?
Based on GuruFocus' analysis, Central Bank of India (BOM:532885) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹44.53, compared to a current price of ₹32.03 — trading 28.1% below its estimated fair value. The current PEG Ratio is 3.53, which is 67% above median its 10-year median of 2.11 and 127.7% above the Banks industry median of 1.55. Central Bank of India's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Central Bank of India (BOM:532885), the current PEG Ratio is 3.53 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Central Bank of India (BOM:532885) Overvalued in 2026?
Based on GuruFocus' analysis, Central Bank of India stock appears to be undervalued.
The current stock price of ₹32.03 is trading 28.1% below its estimated GF Value™ of ₹44.53.
GuruFocus considers Central Bank of India to be Modestly Undervalued.
Key valuation signals for BOM:532885:
PEG Ratio: 3.53 (67% above median its 10-year median of 2.11)
GF Value™: ₹44.53 vs. price of ₹32.03 (28.1% below fair value)
Industry Position: 127.7% above the Banks median (#958 of 1227)
No single metric tells the full story. See the BOM:532885 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Central Bank of India is a commercial bank based in India. Its business comprises predominantly corporate and retail banking operations, which it provides through its network of branches and online platforms. Its retail banking operations comprise deposits, loans and digital banking services, agri-banking and debit and credit card facilities tailor-made for individual customers and its corporate banking products serve institutional and corporate customers. Its other business lines are treasury and other banking operations which involves dealing in Government and other securities money market operations and forex operations.
58GF Score
Get the complete analysis for BOM:532885
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