Central Bank of India (BOM:532885) Cyclically Adjusted Book per Share: ₹74.86 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:532885 Central Bank of India BOM:532885
54 GF Score
Price ₹30.38
GF Value ₹44.94
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Central Bank of India Cyclically Adjusted Book per Share?

Central Bank of India BOM:532885 +0.30% 54 Cyclically Adjusted Book per Share is ₹74.86 as of Jun. 2026. GuruFocus rates BOM:532885 with a GF Score™ of 54/100 and a GF Value™ of ₹44.94 (Significantly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Central Bank of India's adjusted book value per share for the three months ended in Jun. 2026 was ₹45.251. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₹74.86 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Central Bank of India's average Cyclically Adjusted Book Growth Rate was -33.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-09-03), Central Bank of India's current stock price is ₹30.38. Central Bank of India's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ₹74.86. Central Bank of India's Cyclically Adjusted PB Ratio of today is 0.41.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Central Bank of India was 0.51. The lowest was 0.29. And the median was 0.40.


Central Bank of India  (BOM:532885) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Central Bank of India's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=30.38/74.86
=0.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Central Bank of India was 0.51. The lowest was 0.29. And the median was 0.40.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Central Bank of India Cyclically Adjusted Book per Share Related Terms


Central Bank of India Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Central Bank of India's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Bank of India Cyclically Adjusted Book per Share Chart

Central Bank of India Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 129.98 117.27 86.85

Central Bank of India Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 112.96 105.36 96.47 86.85 74.86

Central Bank of India Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Central Bank of India's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central Bank of India Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Central Bank of India's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Central Bank of India's Cyclically Adjusted PB Ratio falls into.


BOM:532885
54GF Score
Central Bank of India BOM:532885
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Central Bank of India Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Central Bank of India's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=45.251/167.3573*167.3573
=45.251

Current CPI (Jun. 2026) = 167.3573.

Central Bank of India Quarterly Data

Book Value per Share CPI Adj_Book
201203 150.049 76.889 326.599
201303 133.273 85.687 260.299
201403 106.582 91.425 195.103
201503 106.948 97.163 184.212
201603 109.531 102.518 178.805
201703 95.740 105.196 152.314
201803 69.555 109.786 106.029
201806 0.000 111.317 0.000
201809 0.000 115.142 0.000
201812 0.000 115.142 0.000
201903 47.925 118.202 67.855
201906 47.252 120.880 65.420
201909 55.872 123.175 75.913
201912 40.661 126.235 53.907
202003 37.719 124.705 50.620
202006 37.977 127.000 50.045
202009 37.558 130.118 48.307
202012 37.838 130.889 48.380
202103 45.097 131.771 57.276
202106 30.811 134.084 38.457
202109 31.043 135.847 38.244
202112 31.368 138.161 37.997
202203 31.736 138.822 38.259
202206 32.046 142.347 37.676
202209 32.439 144.661 37.528
202212 32.975 145.763 37.860
202303 33.656 146.865 38.352
202306 34.226 150.280 38.115
202309 34.943 151.492 38.602
202312 35.789 152.924 39.167
202403 37.294 153.035 40.784
202406 37.229 155.789 39.994
202409 38.589 157.882 40.905
202412 39.468 158.323 41.720
202503 40.747 157.552 43.283
202506 41.926 159.755 43.921
202509 42.573 162.289 43.903
202512 43.643 163.281 44.733
202603 43.089 164.272 43.898
202606 45.251 167.357 45.251

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ₹74.86 mean?
Central Bank of India (BOM:532885) has a Cyclically Adjusted Book per Share of ₹74.86 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Central Bank of India and its competitors.
Is Central Bank of India's Cyclically Adjusted Book per Share too high?
Central Bank of India's current Cyclically Adjusted Book per Share is ₹74.86. Overall, Central Bank of India has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Central Bank of India's Cyclically Adjusted Book per Share compare to competitors?
Central Bank of India's Cyclically Adjusted Book per Share of ₹74.86 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Central Bank of India and its competitors. Central Bank of India's current Cyclically Adjusted Book per Share is ₹74.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Bank of India stock overvalued right now?
Based on GuruFocus' analysis, Central Bank of India (BOM:532885) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹44.94, compared to a current price of ₹30.38 — trading 32.4% below its estimated fair value. The current Cyclically Adjusted Book per Share is ₹74.86. Central Bank of India's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Central Bank of India (BOM:532885), the current Cyclically Adjusted Book per Share is ₹74.86 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Bank of India (BOM:532885) Overvalued in 2026?

Based on GuruFocus' analysis, Central Bank of India stock appears to be undervalued. The current stock price of ₹30.38 is trading 32.4% below its estimated GF Value™ of ₹44.94. GuruFocus considers Central Bank of India to be Significantly Undervalued.

Key valuation signals for BOM:532885:

  • Cyclically Adjusted Book per Share: ₹74.86
  • GF Value™: ₹44.94 vs. price of ₹30.38 (32.4% below fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the BOM:532885 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Central Bank of India Business Description

Other Exchanges CENTRALBK:India
Address Chander Mukhi Building, 9th Floor, Nariman Point, Mumbai, MH, IND, 400021
Central Bank of India is a commercial bank based in India. Its business comprises predominantly corporate and retail banking operations, which it provides through its network of branches and online platforms. Its retail banking operations comprise deposits, loans and digital banking services, agri-banking and debit and credit card facilities tailor-made for individual customers and its corporate banking products serve institutional and corporate customers. Its other business lines are treasury and other banking operations which involves dealing in Government and other securities money market operations and forex operations.
54GF Score

Get the complete analysis for BOM:532885

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹30.38
Price
₹44.94
GF Value