Central Bank of IndiaBOM:532885 +2.81%64 Pretax Margin % is 31.05% as of Mar. 2026, which is 7293% above its 10-year median of 0.42. GuruFocus rates BOM:532885 with a GF Score™ of 64/100 and a GF Value™ of ₹46.01 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,530 Banks companies, Central Bank of India ranks worse than 58.17% on this metric.
The historical rank and industry rank for Central Bank of India's Pretax Margin % or its related term are showing as below:
BOM:532885'
s Pretax Margin % Range Over the Past 10 Years
Min: -60.94 Med: 0.42 Max: 31.79
Current: 31.79
BOM:532885's Pretax Margin % is ranked worse than 58.17% of 1530
companies
in the Banks industry
Industry Median: 34.655
vs BOM:532885: 31.79
Central Bank of India (BOM:532885) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Central Bank of India Pretax Margin % Related Terms
Central Bank of India Pretax Margin % Historical Data
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The historical data trend for Central Bank of India's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Central Bank of India Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Central Bank of India's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Central Bank of India Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Central Bank of India's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Central Bank of India's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Central Bank of India (BOM:532885) has a Pretax Margin % of 31.05% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Central Bank of India and its competitors. This is 7293% above median its historical median of 0.42. According to the industry distribution chart, Central Bank of India ranks #890 out of 1530 companies in the Banks industry, placing it in the top 58.2%.
Is Central Bank of India's Pretax Margin % too high?
Central Bank of India's current Pretax Margin % of 31.05% is 7293% above median its 10-year median of 0.42. The Banks industry median Pretax Margin % is 34.66. Central Bank of India's value of 31.05% is 10.4% below this industry median. Based on the distribution chart, Central Bank of India ranks #890 out of 1530 companies in the Banks industry, which is below the industry midpoint. Overall, Central Bank of India has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Central Bank of India's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Central Bank of India ranks #890 out of 1530 companies for Pretax Margin %. This places Central Bank of India in the lower half of its industry. The industry median Pretax Margin % is 34.66. Central Bank of India's value of 31.05% is 10.4% below this benchmark. While the company's 10-year median is 0.42 vs. the industry median of 34.66, Central Bank of India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.66, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Bank of India's current Pretax Margin % of 31.05% is 10.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Central Bank of India and its competitors. For the Banks industry, the median Pretax Margin % is 34.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Bank of India's current Pretax Margin % is 31.05%, which is 7293% above median its own 10-year median of 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Bank of India stock overvalued right now?
Based on GuruFocus' analysis, Central Bank of India (BOM:532885) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹46.01, compared to a current price of ₹32.61 — trading 29.1% below its estimated fair value. The current Pretax Margin % is 31.05%, which is 7293% above median its 10-year median of 0.42 and 10.4% below the Banks industry median of 34.66. Central Bank of India's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Central Bank of India (BOM:532885), the current Pretax Margin % is 31.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Central Bank of India (BOM:532885) Overvalued in 2026?
Based on GuruFocus' analysis, Central Bank of India stock appears to be undervalued.
The current stock price of ₹32.61 is trading 29.1% below its estimated GF Value™ of ₹46.01.
GuruFocus considers Central Bank of India to be Modestly Undervalued.
Key valuation signals for BOM:532885:
Pretax Margin %: 31.05% (7293% above median its 10-year median of 0.42)
GF Value™: ₹46.01 vs. price of ₹32.61 (29.1% below fair value)
Industry Position: 10.4% below the Banks median (#890 of 1530)
No single metric tells the full story. See the BOM:532885 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Central Bank of India is a commercial bank based in India. Its business comprises predominantly corporate and retail banking operations, which it provides through its network of branches and online platforms. Its retail banking operations comprise deposits, loans and digital banking services, agri-banking and debit and credit card facilities tailor-made for individual customers and its corporate banking products serve institutional and corporate customers. Its other business lines are treasury and other banking operations which involves dealing in Government and other securities money market operations and forex operations.
64GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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