Central Bank of India (BOM:532885) Retained Earnings: ₹0 Mil (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:532885 Central Bank of India BOM:532885
55 GF Score
Price ₹30.95
GF Value ₹44.98
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Central Bank of India Retained Earnings?

Central Bank of India BOM:532885 -0.03% 55 Retained Earnings is ₹0 Mil as of Jun. 2026. GuruFocus rates BOM:532885 with a GF Score™ of 55/100 and a GF Value™ of ₹44.98 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Central Bank of India's retained earnings for the quarter that ended in Jun. 2026 was ₹0 Mil.

Central Bank of India's quarterly retained earnings increased from Dec. 2025 (₹0 Mil) to Mar. 2026 (₹74,113 Mil) but then declined from Mar. 2026 (₹74,113 Mil) to Jun. 2026 (₹0 Mil).

Central Bank of India's annual retained earnings increased from Mar. 2024 (₹28,301 Mil) to Mar. 2025 (₹55,503 Mil) and increased from Mar. 2025 (₹55,503 Mil) to Mar. 2026 (₹74,113 Mil).


Central Bank of India  (BOM:532885) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Central Bank of India Retained Earnings Historical Data

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The historical data trend for Central Bank of India's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Bank of India Retained Earnings Chart

Central Bank of India Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 142.58 10,247.51 28,300.56 55,503.50 74,112.74

Central Bank of India Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 74,112.74 0.00
BOM:532885
55GF Score
Central Bank of India BOM:532885
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Central Bank of India Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₹0 Mil mean?
Central Bank of India (BOM:532885) has a Retained Earnings of ₹0 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Central Bank of India and its competitors.
Is Central Bank of India's Retained Earnings too high?
Central Bank of India's current Retained Earnings is ₹0 Mil. Overall, Central Bank of India has a GF Score™ of 55/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Central Bank of India's Retained Earnings compare to competitors?
Central Bank of India's Retained Earnings of ₹0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Central Bank of India and its competitors. Central Bank of India's current Retained Earnings is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Bank of India stock overvalued right now?
Based on GuruFocus' analysis, Central Bank of India (BOM:532885) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹44.98, compared to a current price of ₹30.95 — trading 31.2% below its estimated fair value. The current Retained Earnings is ₹0 Mil. Central Bank of India's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Central Bank of India (BOM:532885), the current Retained Earnings is ₹0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Bank of India (BOM:532885) Overvalued in 2026?

Based on GuruFocus' analysis, Central Bank of India stock appears to be undervalued. The current stock price of ₹30.95 is trading 31.2% below its estimated GF Value™ of ₹44.98. GuruFocus considers Central Bank of India to be Significantly Undervalued.

Key valuation signals for BOM:532885:

  • Retained Earnings: ₹0 Mil
  • GF Value™: ₹44.98 vs. price of ₹30.95 (31.2% below fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the BOM:532885 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Central Bank of India Business Description

Other Exchanges CENTRALBK:India
Address Chander Mukhi Building, 9th Floor, Nariman Point, Mumbai, MH, IND, 400021
Central Bank of India is a commercial bank based in India. Its business comprises predominantly corporate and retail banking operations, which it provides through its network of branches and online platforms. Its retail banking operations comprise deposits, loans and digital banking services, agri-banking and debit and credit card facilities tailor-made for individual customers and its corporate banking products serve institutional and corporate customers. Its other business lines are treasury and other banking operations which involves dealing in Government and other securities money market operations and forex operations.
55GF Score

Get the complete analysis for BOM:532885

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹30.95
Price
₹44.98
GF Value