Central Bank of IndiaBOM:532885 +4.35%58 Net Margin % is 14.39% as of Mar. 2026, which is 3897% above its 10-year median of 0.36. GuruFocus rates BOM:532885 with a GF Score™ of 58/100 and a GF Value™ of ₹45.65 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,530 Banks companies, Central Bank of India ranks worse than 65.82% on this metric.
The historical rank and industry rank for Central Bank of India's Net Margin % or its related term are showing as below:
BOM:532885'
s Net Margin % Range Over the Past 10 Years
Min: -61 Med: 0.36 Max: 21.99
Current: 21.92
BOM:532885's Net Margin % is ranked worse than 65.82% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs BOM:532885: 21.92
Central Bank of India (BOM:532885) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Central Bank of India Net Margin % Related Terms
Central Bank of India Net Margin % Historical Data
* Premium members only.
The historical data trend for Central Bank of India's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Central Bank of India Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Central Bank of India's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Central Bank of India Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Central Bank of India's Net Margin % distribution charts can be found below:
* The bar in red indicates where Central Bank of India's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Central Bank of India (BOM:532885) has a Net Margin % of 14.39% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Central Bank of India and its competitors. This is 3897% above median its historical median of 0.36. According to the industry distribution chart, Central Bank of India ranks #1007 out of 1530 companies in the Banks industry, placing it in the top 65.8%.
Is Central Bank of India's Net Margin % too high?
Central Bank of India's current Net Margin % of 14.39% is 3897% above median its 10-year median of 0.36. The Banks industry median Net Margin % is 26.85. Central Bank of India's value of 14.39% is 46.4% below this industry median. Based on the distribution chart, Central Bank of India ranks #1007 out of 1530 companies in the Banks industry, which is below the industry midpoint. Overall, Central Bank of India has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Central Bank of India's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Central Bank of India ranks #1007 out of 1530 companies for Net Margin %. This places Central Bank of India in the lower half of its industry. The industry median Net Margin % is 26.85. Central Bank of India's value of 14.39% is 46.4% below this benchmark. While the company's 10-year median is 0.36 vs. the industry median of 26.85, Central Bank of India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Bank of India's current Net Margin % of 14.39% is 46.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Central Bank of India and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Bank of India's current Net Margin % is 14.39%, which is 3897% above median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Bank of India stock overvalued right now?
Based on GuruFocus' analysis, Central Bank of India (BOM:532885) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹45.65, compared to a current price of ₹33.58 — trading 26.4% below its estimated fair value. The current Net Margin % is 14.39%, which is 3897% above median its 10-year median of 0.36 and 46.4% below the Banks industry median of 26.85. Central Bank of India's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Central Bank of India (BOM:532885), the current Net Margin % is 14.39% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Central Bank of India (BOM:532885) Overvalued in 2026?
Based on GuruFocus' analysis, Central Bank of India stock appears to be undervalued.
The current stock price of ₹33.58 is trading 26.4% below its estimated GF Value™ of ₹45.65.
GuruFocus considers Central Bank of India to be Modestly Undervalued.
Key valuation signals for BOM:532885:
Net Margin %: 14.39% (3897% above median its 10-year median of 0.36)
GF Value™: ₹45.65 vs. price of ₹33.58 (26.4% below fair value)
Industry Position: 46.4% below the Banks median (#1007 of 1530)
No single metric tells the full story. See the BOM:532885 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Central Bank of India is a commercial bank based in India. Its business comprises predominantly corporate and retail banking operations, which it provides through its network of branches and online platforms. Its retail banking operations comprise deposits, loans and digital banking services, agri-banking and debit and credit card facilities tailor-made for individual customers and its corporate banking products serve institutional and corporate customers. Its other business lines are treasury and other banking operations which involves dealing in Government and other securities money market operations and forex operations.
58GF Score
Get the complete analysis for BOM:532885
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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