Arabia Insurance Cooperative Co (SAU:8160) EV-to-FCF: 234.49 (As of Jul. 24, 2026)

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SAU:8160 Arabia Insurance Cooperative Co SAU:8160
67 GF Score
Price ﷼8.38
GF Value ﷼14.35
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Arabia Insurance Cooperative Co EV-to-FCF?

Arabia Insurance Cooperative Co SAU:8160 +0.12% 67 EV-to-FCF is 234.49 as of Jul. 24, 2026. GuruFocus rates SAU:8160 with a GF Score™ of 67/100 and a GF Value™ of ﷼14.35 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 394 Insurance companies, Arabia Insurance Cooperative Co ranks worse than 97.72% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Arabia Insurance Cooperative Co's Enterprise Value is ﷼375.9 Mil. Arabia Insurance Cooperative Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼1.6 Mil. Therefore, Arabia Insurance Cooperative Co's EV-to-FCF for today is 234.49.

The historical rank and industry rank for Arabia Insurance Cooperative Co's EV-to-FCF or its related term are showing as below:

SAU:8160' s EV-to-FCF Range Over the Past 10 Years
Min: -498.54   Med: -9.39   Max: 904.6
Current: 235.48

During the past 13 years, the highest EV-to-FCF of Arabia Insurance Cooperative Co was 904.60. The lowest was -498.54. And the median was -9.39.

SAU:8160's EV-to-FCF is ranked worse than
97.72% of 394 companies
in the Insurance industry
Industry Median: 9.705 vs SAU:8160: 235.48

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-24), Arabia Insurance Cooperative Co's stock price is ﷼8.38. Arabia Insurance Cooperative Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼-1.213. Therefore, Arabia Insurance Cooperative Co's PE Ratio (TTM) for today is At Loss.


Arabia Insurance Cooperative Co  (SAU:8160) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Arabia Insurance Cooperative Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=8.38/-1.213
=At Loss

Arabia Insurance Cooperative Co's share price for today is ﷼8.38.
Arabia Insurance Cooperative Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼-1.213.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Arabia Insurance Cooperative Co EV-to-FCF Related Terms


Arabia Insurance Cooperative Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Arabia Insurance Cooperative Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arabia Insurance Cooperative Co EV-to-FCF Chart

Arabia Insurance Cooperative Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -29.13 3.57 10.05 -22.43 3.52

Arabia Insurance Cooperative Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.74 2.34 4.11 3.52 222.58

SAU:8160 vs CB, PGR, TRV: EV-to-FCF Comparison

For the Insurance - Property & Casualty subindustry, Arabia Insurance Cooperative Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arabia Insurance Cooperative Co EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Arabia Insurance Cooperative Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Arabia Insurance Cooperative Co's EV-to-FCF falls into.


SAU:8160
67GF Score
Arabia Insurance Cooperative Co SAU:8160
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arabia Insurance Cooperative Co EV-to-FCF Calculation

Arabia Insurance Cooperative Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=375.884/1.603
=234.49

Arabia Insurance Cooperative Co's current Enterprise Value is ﷼375.9 Mil.
Arabia Insurance Cooperative Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼1.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 234.49 mean?
Arabia Insurance Cooperative Co (SAU:8160) has a EV-to-FCF of 234.49 as of Jul. 24, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Arabia Insurance Cooperative Co and its competitors. According to the industry distribution chart, Arabia Insurance Cooperative Co ranks #385 out of 394 companies in the Insurance industry, placing it in the top 97.7%.
Is Arabia Insurance Cooperative Co's EV-to-FCF too high?
Arabia Insurance Cooperative Co's current EV-to-FCF is 234.49. The Insurance industry median EV-to-FCF is 9.71. Arabia Insurance Cooperative Co's value of 234.49 is 2316.2% above this industry median. Based on the distribution chart, Arabia Insurance Cooperative Co ranks #385 out of 394 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Arabia Insurance Cooperative Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arabia Insurance Cooperative Co's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Arabia Insurance Cooperative Co ranks #385 out of 394 companies for EV-to-FCF. This places Arabia Insurance Cooperative Co in the lower half of its industry. The industry median EV-to-FCF is 9.71. Arabia Insurance Cooperative Co's value of 234.49 is 2316.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.71, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arabia Insurance Cooperative Co's current EV-to-FCF of 234.49 is 2316.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Arabia Insurance Cooperative Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arabia Insurance Cooperative Co's current EV-to-FCF is 234.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arabia Insurance Cooperative Co stock overvalued right now?
Based on GuruFocus' analysis, Arabia Insurance Cooperative Co (SAU:8160) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼14.35, compared to a current price of ﷼8.38 — trading 41.6% below its estimated fair value. The current EV-to-FCF is 234.49 and 2316.2% above the Insurance industry median of 9.71. Arabia Insurance Cooperative Co's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Arabia Insurance Cooperative Co (SAU:8160), the current EV-to-FCF is 234.49 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arabia Insurance Cooperative Co (SAU:8160) Overvalued in 2026?

Based on GuruFocus' analysis, Arabia Insurance Cooperative Co stock appears to be undervalued. The current stock price of ﷼8.38 is trading 41.6% below its estimated GF Value™ of ﷼14.35. GuruFocus considers Arabia Insurance Cooperative Co to be Significantly Undervalued.

Key valuation signals for SAU:8160:

  • EV-to-FCF: 234.49
  • GF Value™: ﷼14.35 vs. price of ﷼8.38 (41.6% below fair value)
  • GF Score™: 67/100 with 2 warning signs
  • Industry Position: 2316.2% above the Insurance median (#385 of 394)

No single metric tells the full story. See the SAU:8160 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arabia Insurance Cooperative Co Business Description

Address King Abdulaziz Road, Alworood Area, Bin Tami Center, P. O. Box 286555, Riyadh, SAU, 11323
Arabia Insurance Cooperative Co objective is to transact cooperative insurance business and carry out related activities in the Kingdom of Saudi Arabia. Its principal activities include all classes of general insurance, medical insurance, and savings and protection. Its products include property insurance, engineering insurance, accident and liability insurance, marine insurance, life insurance, medical insurance, and vehicle insurance.
67GF Score

Get the complete analysis for SAU:8160

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼8.38
Price
﷼14.35
GF Value