GFH Bank BSC (DFM:GFH) 3-Year EPS without NRI Growth Rate: 14.50% (As of Jun. 2026) — 75% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:GFH GFH Bank BSC DFM:GFH
58 GF Score
Price د.إ1.91
GF Value د.إ1.81
Valuation Fairly Valued
! 2 Warning Signs
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What is GFH Bank BSC 3-Year EPS without NRI Growth Rate?

GFH Bank BSC DFM:GFH -0.52% 58 3-Year EPS without NRI Growth Rate is 14.50% as of Jun. 2026, which is 75% above its 10-year median of 8.30. GuruFocus rates DFM:GFH with a GF Score™ of 58/100 and a GF Value™ of د.إ1.81 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,402 Banks companies, GFH Bank BSC ranks better than 65.76% on this metric.

GFH Bank BSC's EPS without NRI for the three months ended in Jun. 2026 was د.إ0.04.

During the past 12 months, GFH Bank BSC's average EPS without NRI Growth Rate was 2877.10% per year. During the past 3 years, the average EPS without NRI Growth Rate was 14.50% per year. During the past 5 years, the average EPS without NRI Growth Rate was 19.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of GFH Bank BSC was 85.80% per year. The lowest was -44.70% per year. And the median was 8.30% per year.


GFH Bank BSC  (DFM:GFH) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


GFH Bank BSC 3-Year EPS without NRI Growth Rate Related Terms


DFM:GFH vs USB, PNC: 3-Year EPS without NRI Growth Rate Comparison

For the Banks - Regional subindustry, GFH Bank BSC's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GFH Bank BSC 3-Year EPS without NRI Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, GFH Bank BSC's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where GFH Bank BSC's 3-Year EPS without NRI Growth Rate falls into.


DFM:GFH
58GF Score
GFH Bank BSC DFM:GFH
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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GFH Bank BSC 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of 14.50% mean?
GFH Bank BSC (DFM:GFH) has a 3-Year EPS without NRI Growth Rate of 14.50% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for GFH Bank BSC and its competitors. This is 75% above median its historical median of 8.30. According to the industry distribution chart, GFH Bank BSC ranks #480 out of 1402 companies in the Banks industry, placing it in the top 34.2%.
Is GFH Bank BSC's 3-Year EPS without NRI Growth Rate too high?
GFH Bank BSC's current 3-Year EPS without NRI Growth Rate of 14.50% is 75% above median its 10-year median of 8.30. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. GFH Bank BSC's value of 14.50% is 90.8% above this industry median. Based on the distribution chart, GFH Bank BSC ranks #480 out of 1402 companies in the Banks industry, which is above the industry midpoint. Overall, GFH Bank BSC has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does GFH Bank BSC's 3-Year EPS without NRI Growth Rate compare to USB and PNC?
According to the Banks industry distribution chart, GFH Bank BSC ranks #480 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This puts GFH Bank BSC in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.60. GFH Bank BSC's value of 14.50% is 90.8% above this benchmark. While the company's 10-year median is 8.30 vs. the industry median of 7.60, GFH Bank BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GFH Bank BSC's current 3-Year EPS without NRI Growth Rate of 14.50% is 90.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for GFH Bank BSC and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GFH Bank BSC's current 3-Year EPS without NRI Growth Rate is 14.50%, which is 75% above median its own 10-year median of 8.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GFH Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, GFH Bank BSC (DFM:GFH) is currently considered Fairly Valued. The stock's GF Value™ is د.إ1.81, compared to a current price of د.إ1.91 — trading 5.5% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 14.50%, which is 75% above median its 10-year median of 8.30 and 90.8% above the Banks industry median of 7.60. GFH Bank BSC's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For GFH Bank BSC (DFM:GFH), the current 3-Year EPS without NRI Growth Rate is 14.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GFH Bank BSC (DFM:GFH) Overvalued in 2026?

Based on GuruFocus' analysis, GFH Bank BSC stock appears to be overvalued. The current stock price of د.إ1.91 is trading 5.5% above its estimated GF Value™ of د.إ1.81. GuruFocus considers GFH Bank BSC to be Fairly Valued.

Key valuation signals for DFM:GFH:

  • 3-Year EPS without NRI Growth Rate: 14.50% (75% above median its 10-year median of 8.30)
  • GF Value™: د.إ1.81 vs. price of د.إ1.91 (5.5% above fair value)
  • GF Score™: 58/100 with 2 warning signs
  • Industry Position: 90.8% above the Banks median (#480 of 1402)

No single metric tells the full story. See the DFM:GFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GFH Bank BSC Business Description

Address Road: 4626, 2nd Floor, Bahrain Harbors, Block: 346, Manama, BHR
GFH Bank BSC is a regional financial institution that provides banking and investment solutions across its key business lines, including Wealth and Investment Management, Credit and Financing, and Treasury and Proprietary Investments.
58GF Score

Get the complete analysis for DFM:GFH

3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.91
Price
د.إ1.81
GF Value