GFH Bank BSC (DFM:GFH) Scaled Net Operating Assets: 0.19 (As of Mar. 2026)


DFM:GFH GFH Bank BSC DFM:GFH
51 GF Score
Price د.إ2.10
GF Value د.إ1.67
Valuation Modestly Overvalued
! 5 Warning Signs
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What is GFH Bank BSC Scaled Net Operating Assets?

GFH Bank BSC DFM:GFH -2.33% 51 Scaled Net Operating Assets is 0.19 as of Mar. 2026. GuruFocus rates DFM:GFH with a GF Score™ of 51/100 and a GF Value™ of د.إ1.67 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

GFH Bank BSC's operating assets for the quarter that ended in Mar. 2026 was د.إ39,511 Mil. GFH Bank BSC's operating liabilities for the quarter that ended in Mar. 2026 was د.إ30,888 Mil. GFH Bank BSC's Total Assets for the quarter that ended in Dec. 2025 was د.إ44,820 Mil. Therefore, GFH Bank BSC's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.19.

DFM:GFH
51GF Score
GFH Bank BSC DFM:GFH
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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GFH Bank BSC Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

GFH Bank BSC's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(39931.578-31373.762)/40518.609
=0.21

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=44820.199 - 4888.621
=39931.578

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=40643.015 - 9269.253 - 0
=31373.762

GFH Bank BSC's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(39511.032-30888.312)/44820.199
=0.19

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=44699.76 - 5188.728
=39511.032

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=40999.359 - 10111.047 - 0
=30888.312

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.19 mean?
GFH Bank BSC (DFM:GFH) has a Scaled Net Operating Assets of 0.19 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on GFH Bank BSC and its competitors.
Is GFH Bank BSC's Scaled Net Operating Assets too high?
GFH Bank BSC's current Scaled Net Operating Assets is 0.19. Overall, GFH Bank BSC has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GFH Bank BSC's Scaled Net Operating Assets compare to PNC and USB?
GFH Bank BSC's Scaled Net Operating Assets of 0.19 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on GFH Bank BSC and its competitors. GFH Bank BSC's current Scaled Net Operating Assets is 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GFH Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, GFH Bank BSC (DFM:GFH) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ1.67, compared to a current price of د.إ2.10 — trading 25.7% above its estimated fair value. The current Scaled Net Operating Assets is 0.19. GFH Bank BSC's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For GFH Bank BSC (DFM:GFH), the current Scaled Net Operating Assets is 0.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GFH Bank BSC (DFM:GFH) Overvalued in 2026?

Based on GuruFocus' analysis, GFH Bank BSC stock appears to be overvalued. The current stock price of د.إ2.10 is trading 25.7% above its estimated GF Value™ of د.إ1.67. GuruFocus considers GFH Bank BSC to be Modestly Overvalued.

Key valuation signals for DFM:GFH:

  • Scaled Net Operating Assets: 0.19
  • GF Value™: د.إ1.67 vs. price of د.إ2.10 (25.7% above fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the DFM:GFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

GFH Bank BSC Business Description

Address Road: 4626, 2nd Floor, Bahrain Harbors, Block: 346, Manama, BHR
GFH Bank BSC is a regional financial institution that provides banking and investment solutions across its key business lines, including Wealth and Investment Management, Credit and Financing, and Treasury and Proprietary Investments.
51GF Score

Get the complete analysis for DFM:GFH

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.10
Price
د.إ1.67
GF Value