GFH Bank BSC (DFM:GFH) Shiller PE Ratio: 3.56 (As of Sep. 11, 2026) — 58% Below Median

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DFM:GFH GFH Bank BSC DFM:GFH
58 GF Score
Price د.إ1.92
GF Value د.إ1.81
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is GFH Bank BSC Shiller PE Ratio?

GFH Bank BSC DFM:GFH +0.52% 58 Shiller PE Ratio is 3.56 as of Sep. 11, 2026, which is 58% below its 10-year median of 8.50. GuruFocus rates DFM:GFH with a GF Score™ of 58/100 and a GF Value™ of د.إ1.81 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,234 Banks companies, GFH Bank BSC ranks better than 96.6% on this metric.

As of today (2026-09-11), GFH Bank BSC's current share price is د.إ1.92. GFH Bank BSC's E10 for the quarter that ended in Jun. 2026 was د.إ0.54. GFH Bank BSC's Shiller PE Ratio for today is 3.56.

The historical rank and industry rank for GFH Bank BSC's Shiller PE Ratio or its related term are showing as below:

DFM:GFH' s Shiller PE Ratio Range Over the Past 10 Years
Min: 3.41   Med: 8.5   Max: 15.6
Current: 3.63

During the past years, GFH Bank BSC's highest Shiller PE Ratio was 15.60. The lowest was 3.41. And the median was 8.50.

DFM:GFH's Shiller PE Ratio is ranked better than
96.6% of 1234 companies
in the Banks industry
Industry Median: 13.935 vs DFM:GFH: 3.63

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

GFH Bank BSC's adjusted earnings per share data for the three months ended in Jun. 2026 was د.إ0.044. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is د.إ0.54 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


GFH Bank BSC  (DFM:GFH) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


GFH Bank BSC Shiller PE Ratio Related Terms


GFH Bank BSC Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for GFH Bank BSC's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GFH Bank BSC Shiller PE Ratio Chart

GFH Bank BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.42 8.33 7.08 8.99 15.90

GFH Bank BSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.93 12.46 15.90 3.28 4.00

DFM:GFH vs USB, PNC: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, GFH Bank BSC's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GFH Bank BSC Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, GFH Bank BSC's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where GFH Bank BSC's Shiller PE Ratio falls into.


DFM:GFH
58GF Score
GFH Bank BSC DFM:GFH
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

GFH Bank BSC Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

GFH Bank BSC's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=1.92/0.54
=3.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GFH Bank BSC's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, GFH Bank BSC's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.044/333.9520*333.9520
=0.044

Current CPI (Jun. 2026) = 333.9520.

GFH Bank BSC Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 -0.010 241.428 -0.014
201612 0.238 241.432 0.329
201703 0.043 243.801 0.059
201706 0.041 244.955 0.056
201709 0.035 246.819 0.047
201712 0.016 246.524 0.022
201803 0.036 249.554 0.048
201806 0.035 251.989 0.046
201809 0.031 252.439 0.041
201812 0.011 251.233 0.015
201903 0.022 254.202 0.029
201906 0.030 256.143 0.039
201909 0.021 256.759 0.027
201912 0.002 256.974 0.003
202003 0.005 258.115 0.006
202006 0.011 257.797 0.014
202009 0.009 260.280 0.012
202012 0.023 260.474 0.029
202103 0.019 264.877 0.024
202106 0.025 271.696 0.031
202109 0.025 274.310 0.030
202112 0.031 278.802 0.037
202203 0.020 287.504 0.023
202206 0.024 296.311 0.027
202209 0.027 296.808 0.030
202212 0.027 296.797 0.030
202303 0.026 301.836 0.029
202306 0.032 305.109 0.035
202309 0.026 307.789 0.028
202312 0.025 306.746 0.027
202403 0.028 312.332 0.030
202406 0.034 314.175 0.036
202409 0.027 315.301 0.029
202412 0.031 315.605 0.033
202503 0.031 319.799 0.032
202506 0.039 322.561 0.040
202509 0.035 324.800 0.036
202512 0.040 324.054 0.041
202603 3.709 330.213 3.751
202606 0.044 333.952 0.044

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 3.56 mean?
GFH Bank BSC (DFM:GFH) has a Shiller PE Ratio of 3.56 as of Sep. 11, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on GFH Bank BSC and its competitors. This is 58% below median its historical median of 8.50. Over the past decade, GFH Bank BSC's Shiller PE Ratio has ranged from 3.41 to 15.60. According to the industry distribution chart, GFH Bank BSC ranks #42 out of 1234 companies in the Banks industry, placing it in the top 3.4%.
Is GFH Bank BSC's Shiller PE Ratio too high?
GFH Bank BSC's current Shiller PE Ratio of 3.56 is 58% below median its 10-year median of 8.50. Over the past 10 years, this metric has ranged from a low of 3.41 to a high of 15.60. The Banks industry median Shiller PE Ratio is 13.94. GFH Bank BSC's value of 3.56 is 74.5% below this industry median. Based on the distribution chart, GFH Bank BSC ranks #42 out of 1234 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, GFH Bank BSC has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does GFH Bank BSC's Shiller PE Ratio compare to USB and PNC?
According to the Banks industry distribution chart, GFH Bank BSC ranks #42 out of 1234 companies for Shiller PE Ratio. This places GFH Bank BSC in the top 3% of its industry — outperforming the majority of peers. The industry median Shiller PE Ratio is 13.94. GFH Bank BSC's value of 3.56 is 74.5% below this benchmark. Historically, GFH Bank BSC's own Shiller PE Ratio has ranged from 3.41 to 15.60 over the past decade. While the company's 10-year median is 8.50 vs. the industry median of 13.94, GFH Bank BSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.94, based on 1,234 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GFH Bank BSC's current Shiller PE Ratio of 3.56 is 74.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on GFH Bank BSC and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GFH Bank BSC's current Shiller PE Ratio is 3.56, which is 58% below median its own 10-year median of 8.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GFH Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, GFH Bank BSC (DFM:GFH) is currently considered Fairly Valued. The stock's GF Value™ is د.إ1.81, compared to a current price of د.إ1.92 — trading 6.1% above its estimated fair value. The current Shiller PE Ratio is 3.56, which is 58% below median its 10-year median of 8.50 and 74.5% below the Banks industry median of 13.94. GFH Bank BSC's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For GFH Bank BSC (DFM:GFH), the current Shiller PE Ratio is 3.56 as of Sep. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GFH Bank BSC (DFM:GFH) Overvalued in 2026?

Based on GuruFocus' analysis, GFH Bank BSC stock appears to be overvalued. The current stock price of د.إ1.92 is trading 6.1% above its estimated GF Value™ of د.إ1.81. GuruFocus considers GFH Bank BSC to be Fairly Valued.

Key valuation signals for DFM:GFH:

  • Shiller PE Ratio: 3.56 (58% below median its 10-year median of 8.50)
  • GF Value™: د.إ1.81 vs. price of د.إ1.92 (6.1% above fair value)
  • GF Score™: 58/100 with 2 warning signs
  • Industry Position: 74.5% below the Banks median (#42 of 1234)

No single metric tells the full story. See the DFM:GFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GFH Bank BSC Business Description

Address Road: 4626, 2nd Floor, Bahrain Harbors, Block: 346, Manama, BHR
GFH Bank BSC is a regional financial institution that provides banking and investment solutions across its key business lines, including Wealth and Investment Management, Credit and Financing, and Treasury and Proprietary Investments.
58GF Score

Get the complete analysis for DFM:GFH

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.92
Price
د.إ1.81
GF Value