GFH Bank BSCDFM:GFH -2.42%58 5-Year Yield-on-Cost % is 15.84 as of Jul. 12, 2026, which is 1% above its 10-year median of 15.71. GuruFocus rates DFM:GFH with a GF Score™ of 58/100 and a GF Value™ of د.إ1.69 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,258 Banks companies, GFH Bank BSC ranks better than 92.69% on this metric.
GFH Bank BSC's yield on cost for the quarter that ended in Mar. 2026 was 15.84.
The historical rank and industry rank for GFH Bank BSC's 5-Year Yield-on-Cost % or its related term are showing as below:
DFM:GFH'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.72 Med: 15.71 Max: 36.55
Current: 15.84
During the past 13 years, GFH Bank BSC's highest Yield on Cost was 36.55. The lowest was 4.72. And the median was 15.71.
DFM:GFH's 5-Year Yield-on-Cost % is ranked better than 92.69% of 1258
companies
in the Banks industry
Industry Median: 3.89
vs DFM:GFH: 15.84
GFH Bank BSC (DFM:GFH) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
GFH Bank BSC 5-Year Yield-on-Cost % Related Terms
DFM:GFH vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, GFH Bank BSC's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GFH Bank BSC 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, GFH Bank BSC's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where GFH Bank BSC's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of GFH Bank BSC is calculated as
GFH Bank BSC (DFM:GFH) has a 5-Year Yield-on-Cost % of 15.84 as of Jul. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on GFH Bank BSC and its competitors. This is near median its historical median of 15.71. Over the past decade, GFH Bank BSC's 5-Year Yield-on-Cost % has ranged from 4.72 to 36.55. According to the industry distribution chart, GFH Bank BSC ranks #92 out of 1258 companies in the Banks industry, placing it in the top 7.3%.
Is GFH Bank BSC's 5-Year Yield-on-Cost % too high?
GFH Bank BSC's current 5-Year Yield-on-Cost % of 15.84 is near median its 10-year median of 15.71. Over the past 10 years, this metric has ranged from a low of 4.72 to a high of 36.55. The Banks industry median 5-Year Yield-on-Cost % is 3.89. GFH Bank BSC's value of 15.84 is 307.2% above this industry median. Based on the distribution chart, GFH Bank BSC ranks #92 out of 1258 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, GFH Bank BSC has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GFH Bank BSC's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, GFH Bank BSC ranks #92 out of 1258 companies for 5-Year Yield-on-Cost %. This places GFH Bank BSC in the top 7% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.89. GFH Bank BSC's value of 15.84 is 307.2% above this benchmark. Historically, GFH Bank BSC's own 5-Year Yield-on-Cost % has ranged from 4.72 to 36.55 over the past decade. While the company's 10-year median is 15.71 vs. the industry median of 3.89, GFH Bank BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,258 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GFH Bank BSC's current 5-Year Yield-on-Cost % of 15.84 is 307.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on GFH Bank BSC and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GFH Bank BSC's current 5-Year Yield-on-Cost % is 15.84, which is near median its own 10-year median of 15.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GFH Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, GFH Bank BSC (DFM:GFH) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ1.69, compared to a current price of د.إ2.02 — trading 19.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 15.84, which is near median its 10-year median of 15.71 and 307.2% above the Banks industry median of 3.89. GFH Bank BSC's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For GFH Bank BSC (DFM:GFH), the current 5-Year Yield-on-Cost % is 15.84 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GFH Bank BSC (DFM:GFH) Overvalued in 2026?
Based on GuruFocus' analysis, GFH Bank BSC stock appears to be overvalued.
The current stock price of د.إ2.02 is trading 19.5% above its estimated GF Value™ of د.إ1.69.
GuruFocus considers GFH Bank BSC to be Modestly Overvalued.
Key valuation signals for DFM:GFH:
5-Year Yield-on-Cost %: 15.84 (near median its 10-year median of 15.71)
GF Value™: د.إ1.69 vs. price of د.إ2.02 (19.5% above fair value)
Industry Position: 307.2% above the Banks median (#92 of 1258)
No single metric tells the full story. See the DFM:GFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GFH Bank BSC is a regional financial institution that provides banking and investment solutions across its key business lines, including Wealth and Investment Management, Credit and Financing, and Treasury and Proprietary Investments.
58GF Score
Get the complete analysis for DFM:GFH
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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