GFH Bank BSC (DFM:GFH) Retained Earnings: د.إ202 Mil (As of Mar. 2026)


DFM:GFH GFH Bank BSC DFM:GFH
58 GF Score
Price د.إ2.02
GF Value د.إ1.68
Valuation Modestly Overvalued
! 5 Warning Signs
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What is GFH Bank BSC Retained Earnings?

GFH Bank BSC DFM:GFH -2.42% 58 Retained Earnings is د.إ202 Mil as of Mar. 2026. GuruFocus rates DFM:GFH with a GF Score™ of 58/100 and a GF Value™ of د.إ1.68 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. GFH Bank BSC's retained earnings for the quarter that ended in Mar. 2026 was د.إ202 Mil.

GFH Bank BSC's quarterly retained earnings increased from Sep. 2025 (د.إ272 Mil) to Dec. 2025 (د.إ394 Mil) but then declined from Dec. 2025 (د.إ394 Mil) to Mar. 2026 (د.إ202 Mil).

GFH Bank BSC's annual retained earnings declined from Dec. 2023 (د.إ389 Mil) to Dec. 2024 (د.إ209 Mil) but then increased from Dec. 2024 (د.إ209 Mil) to Dec. 2025 (د.إ394 Mil).


GFH Bank BSC  (DFM:GFH) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


GFH Bank BSC Retained Earnings Historical Data

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The historical data trend for GFH Bank BSC's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GFH Bank BSC Retained Earnings Chart

GFH Bank BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 300.45 351.94 388.66 209.03 394.27

GFH Bank BSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 67.93 225.50 271.68 394.27 202.11
DFM:GFH
58GF Score
GFH Bank BSC DFM:GFH
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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GFH Bank BSC Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of د.إ202 Mil mean?
GFH Bank BSC (DFM:GFH) has a Retained Earnings of د.إ202 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on GFH Bank BSC and its competitors.
Is GFH Bank BSC's Retained Earnings too high?
GFH Bank BSC's current Retained Earnings is د.إ202 Mil. Overall, GFH Bank BSC has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GFH Bank BSC's Retained Earnings compare to PNC and USB?
GFH Bank BSC's Retained Earnings of د.إ202 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on GFH Bank BSC and its competitors. GFH Bank BSC's current Retained Earnings is د.إ202 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GFH Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, GFH Bank BSC (DFM:GFH) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ1.68, compared to a current price of د.إ2.02 — trading 20.2% above its estimated fair value. The current Retained Earnings is د.إ202 Mil. GFH Bank BSC's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For GFH Bank BSC (DFM:GFH), the current Retained Earnings is د.إ202 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GFH Bank BSC (DFM:GFH) Overvalued in 2026?

Based on GuruFocus' analysis, GFH Bank BSC stock appears to be overvalued. The current stock price of د.إ2.02 is trading 20.2% above its estimated GF Value™ of د.إ1.68. GuruFocus considers GFH Bank BSC to be Modestly Overvalued.

Key valuation signals for DFM:GFH:

  • Retained Earnings: د.إ202 Mil
  • GF Value™: د.إ1.68 vs. price of د.إ2.02 (20.2% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the DFM:GFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GFH Bank BSC Business Description

Address Road: 4626, 2nd Floor, Bahrain Harbors, Block: 346, Manama, BHR
GFH Bank BSC is a regional financial institution that provides banking and investment solutions across its key business lines, including Wealth and Investment Management, Credit and Financing, and Treasury and Proprietary Investments.
58GF Score

Get the complete analysis for DFM:GFH

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.02
Price
د.إ1.68
GF Value