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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. GFH Bank BSC's Total Liabilities for the quarter that ended in Mar. 2026 was د.إ40,992 Mil. GFH Bank BSC's Total Assets for the quarter that ended in Mar. 2026 was د.إ44,692 Mil.
Therefore, GFH Bank BSC's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.92.
GFH Bank BSC (DFM:GFH) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
GFH Bank BSC Liabilities-to-Assets Related Terms
GFH Bank BSC Liabilities-to-Assets Historical Data
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The historical data trend for GFH Bank BSC's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:GFH vs PNC, USB: Liabilities-to-Assets Comparison
For the Banks - Regional subindustry, GFH Bank BSC's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GFH Bank BSC Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, GFH Bank BSC's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where GFH Bank BSC's Liabilities-to-Assets falls into.
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
GFH Bank BSC's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GFH Bank BSC (DFM:GFH) has a Liabilities-to-Assets of 0.92 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on GFH Bank BSC and its competitors.
Is GFH Bank BSC's Liabilities-to-Assets too high?
GFH Bank BSC's current Liabilities-to-Assets is 0.92. Overall, GFH Bank BSC has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GFH Bank BSC's Liabilities-to-Assets compare to PNC and USB?
GFH Bank BSC's Liabilities-to-Assets of 0.92 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on GFH Bank BSC and its competitors. GFH Bank BSC's current Liabilities-to-Assets is 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GFH Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, GFH Bank BSC (DFM:GFH) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ1.68, compared to a current price of د.إ2.02 — trading 20.2% above its estimated fair value. The current Liabilities-to-Assets is 0.92. GFH Bank BSC's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For GFH Bank BSC (DFM:GFH), the current Liabilities-to-Assets is 0.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GFH Bank BSC (DFM:GFH) Overvalued in 2026?
Based on GuruFocus' analysis, GFH Bank BSC stock appears to be overvalued.
The current stock price of د.إ2.02 is trading 20.2% above its estimated GF Value™ of د.إ1.68.
GuruFocus considers GFH Bank BSC to be Modestly Overvalued.
Key valuation signals for DFM:GFH:
Liabilities-to-Assets: 0.92
GF Value™: د.إ1.68 vs. price of د.إ2.02 (20.2% above fair value)
No single metric tells the full story. See the DFM:GFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GFH Bank BSC is a regional financial institution that provides banking and investment solutions across its key business lines, including Wealth and Investment Management, Credit and Financing, and Treasury and Proprietary Investments.
58GF Score
Get the complete analysis for DFM:GFH
Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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