GFH Bank BSC (DFM:GFH) Cyclically Adjusted PS Ratio: 5.61 (As of Jul. 11, 2026) — 49% Above Median


DFM:GFH GFH Bank BSC DFM:GFH
58 GF Score
Price د.إ2.02
GF Value د.إ1.66
Valuation Modestly Overvalued
! 5 Warning Signs
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What is GFH Bank BSC Cyclically Adjusted PS Ratio?

GFH Bank BSC DFM:GFH -2.42% 58 Cyclically Adjusted PS Ratio is 5.61 as of Jul. 11, 2026, which is 49% above its 10-year median of 3.76. GuruFocus rates DFM:GFH with a GF Score™ of 58/100 and a GF Value™ of د.إ1.66 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,300 Banks companies, GFH Bank BSC ranks worse than 83.15% on this metric.

As of today (2026-07-11), GFH Bank BSC's current share price is د.إ2.02. GFH Bank BSC's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was د.إ0.36. GFH Bank BSC's Cyclically Adjusted PS Ratio for today is 5.61.

The historical rank and industry rank for GFH Bank BSC's Cyclically Adjusted PS Ratio or its related term are showing as below:

DFM:GFH' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.79   Med: 3.76   Max: 6.24
Current: 5.55

During the past years, GFH Bank BSC's highest Cyclically Adjusted PS Ratio was 6.24. The lowest was 2.79. And the median was 3.76.

DFM:GFH's Cyclically Adjusted PS Ratio is ranked worse than
83.15% of 1300 companies
in the Banks industry
Industry Median: 3.31 vs DFM:GFH: 5.55

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

GFH Bank BSC's adjusted revenue per share data for the three months ended in Mar. 2026 was د.إ0.141. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is د.إ0.36 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


GFH Bank BSC  (DFM:GFH) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


GFH Bank BSC Cyclically Adjusted PS Ratio Related Terms


GFH Bank BSC Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for GFH Bank BSC's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GFH Bank BSC Cyclically Adjusted PS Ratio Chart

GFH Bank BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.77 3.46 3.18 3.70 6.32

GFH Bank BSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.37 3.59 4.88 6.32 4.57

DFM:GFH vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, GFH Bank BSC's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GFH Bank BSC Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, GFH Bank BSC's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where GFH Bank BSC's Cyclically Adjusted PS Ratio falls into.


DFM:GFH
58GF Score
GFH Bank BSC DFM:GFH
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

GFH Bank BSC Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

GFH Bank BSC's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=2.02/0.36
=5.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GFH Bank BSC's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, GFH Bank BSC's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.141/330.2130*330.2130
=0.141

Current CPI (Mar. 2026) = 330.2130.

GFH Bank BSC Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.063 241.018 0.086
201609 0.020 241.428 0.027
201612 0.527 241.432 0.721
201703 0.067 243.801 0.091
201706 0.080 244.955 0.108
201709 0.046 246.819 0.062
201712 0.039 246.524 0.052
201803 0.023 249.554 0.030
201806 0.059 251.989 0.077
201809 0.061 252.439 0.080
201812 0.064 251.233 0.084
201903 0.018 254.202 0.023
201906 0.067 256.143 0.086
201909 0.059 256.759 0.076
201912 0.035 256.974 0.045
202003 0.039 258.115 0.050
202006 0.046 257.797 0.059
202009 0.036 260.280 0.046
202012 0.054 260.474 0.068
202103 0.064 264.877 0.080
202106 0.073 271.696 0.089
202109 0.059 274.310 0.071
202112 0.063 278.802 0.075
202203 0.059 287.504 0.068
202206 0.039 296.311 0.043
202209 0.047 296.808 0.052
202212 0.092 296.797 0.102
202303 0.061 301.836 0.067
202306 0.070 305.109 0.076
202309 0.061 307.789 0.065
202312 0.083 306.746 0.089
202403 0.104 312.332 0.110
202406 0.089 314.175 0.094
202409 0.069 315.301 0.072
202412 0.135 315.605 0.141
202503 0.106 319.799 0.109
202506 0.118 322.561 0.121
202509 0.110 324.800 0.112
202512 0.125 324.054 0.127
202603 0.141 330.213 0.141

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 5.61 mean?
GFH Bank BSC (DFM:GFH) has a Cyclically Adjusted PS Ratio of 5.61 as of Jul. 11, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on GFH Bank BSC and its competitors. This is 49% above median its historical median of 3.76. Over the past decade, GFH Bank BSC's Cyclically Adjusted PS Ratio has ranged from 2.79 to 6.24. According to the industry distribution chart, GFH Bank BSC ranks #1081 out of 1300 companies in the Banks industry, placing it in the top 83.2%.
Is GFH Bank BSC's Cyclically Adjusted PS Ratio too high?
GFH Bank BSC's current Cyclically Adjusted PS Ratio of 5.61 is 49% above median its 10-year median of 3.76. Over the past 10 years, this metric has ranged from a low of 2.79 to a high of 6.24. The Banks industry median Cyclically Adjusted PS Ratio is 3.31. GFH Bank BSC's value of 5.61 is 69.5% above this industry median. Based on the distribution chart, GFH Bank BSC ranks #1081 out of 1300 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, GFH Bank BSC has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GFH Bank BSC's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, GFH Bank BSC ranks #1081 out of 1300 companies for Cyclically Adjusted PS Ratio. This places GFH Bank BSC in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.31. GFH Bank BSC's value of 5.61 is 69.5% above this benchmark. Historically, GFH Bank BSC's own Cyclically Adjusted PS Ratio has ranged from 2.79 to 6.24 over the past decade. While the company's 10-year median is 3.76 vs. the industry median of 3.31, GFH Bank BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.31, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GFH Bank BSC's current Cyclically Adjusted PS Ratio of 5.61 is 69.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on GFH Bank BSC and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GFH Bank BSC's current Cyclically Adjusted PS Ratio is 5.61, which is 49% above median its own 10-year median of 3.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GFH Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, GFH Bank BSC (DFM:GFH) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ1.66, compared to a current price of د.إ2.02 — trading 21.7% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 5.61, which is 49% above median its 10-year median of 3.76 and 69.5% above the Banks industry median of 3.31. GFH Bank BSC's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For GFH Bank BSC (DFM:GFH), the current Cyclically Adjusted PS Ratio is 5.61 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GFH Bank BSC (DFM:GFH) Overvalued in 2026?

Based on GuruFocus' analysis, GFH Bank BSC stock appears to be overvalued. The current stock price of د.إ2.02 is trading 21.7% above its estimated GF Value™ of د.إ1.66. GuruFocus considers GFH Bank BSC to be Modestly Overvalued.

Key valuation signals for DFM:GFH:

  • Cyclically Adjusted PS Ratio: 5.61 (49% above median its 10-year median of 3.76)
  • GF Value™: د.إ1.66 vs. price of د.إ2.02 (21.7% above fair value)
  • GF Score™: 58/100 with 5 warning signs
  • Industry Position: 69.5% above the Banks median (#1081 of 1300)

No single metric tells the full story. See the DFM:GFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GFH Bank BSC Business Description

Address Road: 4626, 2nd Floor, Bahrain Harbors, Block: 346, Manama, BHR
GFH Bank BSC is a regional financial institution that provides banking and investment solutions across its key business lines, including Wealth and Investment Management, Credit and Financing, and Treasury and Proprietary Investments.
58GF Score

Get the complete analysis for DFM:GFH

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.02
Price
د.إ1.66
GF Value