Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. GFH Bank BSC's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was د.إ0 Mil. GFH Bank BSC's average total debt for the quarter that ended in Mar. 2026 was د.إ9,688 Mil. Therefore, GFH Bank BSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.
GFH Bank BSC (DFM:GFH) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
GFH Bank BSC Effective Interest Rate on Debt % Related Terms
GFH Bank BSC Effective Interest Rate on Debt % Historical Data
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The historical data trend for GFH Bank BSC's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GFH Bank BSC Effective Interest Rate on Debt % Chart
DFM:GFH vs PNC, USB: Effective Interest Rate on Debt % Comparison
For the Banks - Regional subindustry, GFH Bank BSC's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GFH Bank BSC Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, GFH Bank BSC's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where GFH Bank BSC's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 0.00% mean?
GFH Bank BSC (DFM:GFH) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on GFH Bank BSC and its competitors.
Is GFH Bank BSC's Effective Interest Rate on Debt % too high?
GFH Bank BSC's current Effective Interest Rate on Debt % is 0.00%. Overall, GFH Bank BSC has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GFH Bank BSC's Effective Interest Rate on Debt % compare to PNC and USB?
GFH Bank BSC's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on GFH Bank BSC and its competitors. GFH Bank BSC's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GFH Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, GFH Bank BSC (DFM:GFH) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ1.68, compared to a current price of د.إ2.02 — trading 20.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. GFH Bank BSC's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For GFH Bank BSC (DFM:GFH), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GFH Bank BSC (DFM:GFH) Overvalued in 2026?
Based on GuruFocus' analysis, GFH Bank BSC stock appears to be overvalued.
The current stock price of د.إ2.02 is trading 20.2% above its estimated GF Value™ of د.إ1.68.
GuruFocus considers GFH Bank BSC to be Modestly Overvalued.
Key valuation signals for DFM:GFH:
Effective Interest Rate on Debt %: 0.00%
GF Value™: د.إ1.68 vs. price of د.إ2.02 (20.2% above fair value)
No single metric tells the full story. See the DFM:GFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GFH Bank BSC is a regional financial institution that provides banking and investment solutions across its key business lines, including Wealth and Investment Management, Credit and Financing, and Treasury and Proprietary Investments.
58GF Score
Get the complete analysis for DFM:GFH
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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