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GFH Bank BSCDFM:GFH -1.51%59 EV-to-OCF is 7.11 as of Aug. 13, 2026, which is 144% above its 10-year median of 2.91. GuruFocus rates DFM:GFH with a GF Score™ of 59/100 and a GF Value™ of د.إ1.68 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,497 Banks companies, GFH Bank BSC ranks worse than 61.26% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, GFH Bank BSC's Enterprise Value is د.إ12,370 Mil.
GFH Bank BSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ1,739 Mil. Therefore, GFH Bank BSC's EV-to-OCF for today is 7.11.
The historical rank and industry rank for GFH Bank BSC's EV-to-OCF or its related term are showing as below:
DFM:GFH'
s EV-to-OCF Range Over the Past 10 Years
Min: -36.6 Med: 2.91 Max: 275.29
Current: 7.1
During the past 13 years, the highest EV-to-OCF of GFH Bank BSC was 275.29. The lowest was -36.60. And the median was 2.91.
DFM:GFH's EV-to-OCF is ranked worse than 61.26% of 1497
companies
in the Banks industry
Industry Median: 3.99
vs DFM:GFH: 7.10
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
GFH Bank BSC's PE Ratio (TTM) for today is calculated as:
GFH Bank BSC's share price for today is د.إ1.96.
GFH Bank BSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ3.823.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
GFH Bank BSC EV-to-OCF Related Terms
GFH Bank BSC EV-to-OCF Historical Data
* Premium members only.
The historical data trend for GFH Bank BSC's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, GFH Bank BSC's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GFH Bank BSC EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, GFH Bank BSC's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where GFH Bank BSC's EV-to-OCF falls into.
GFH Bank BSC's current Enterprise Value is د.إ12,370 Mil.
GFH Bank BSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ1,739 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GFH Bank BSC (DFM:GFH) has a EV-to-OCF of 7.11 as of Aug. 13, 2026. This is 144% above median its historical median of 2.91. According to the industry distribution chart, GFH Bank BSC ranks #917 out of 1497 companies in the Banks industry, placing it in the top 61.3%.
Is GFH Bank BSC's EV-to-OCF too high?
GFH Bank BSC's current EV-to-OCF of 7.11 is 144% above median its 10-year median of 2.91. The Banks industry median EV-to-OCF is 3.99. GFH Bank BSC's value of 7.11 is 78.2% above this industry median. Based on the distribution chart, GFH Bank BSC ranks #917 out of 1497 companies in the Banks industry, which is below the industry midpoint. Overall, GFH Bank BSC has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GFH Bank BSC's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, GFH Bank BSC ranks #917 out of 1497 companies for EV-to-OCF. This places GFH Bank BSC in the lower half of its industry. The industry median EV-to-OCF is 3.99. GFH Bank BSC's value of 7.11 is 78.2% above this benchmark. While the company's 10-year median is 2.91 vs. the industry median of 3.99, GFH Bank BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.99, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GFH Bank BSC's current EV-to-OCF of 7.11 is 78.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GFH Bank BSC's current EV-to-OCF is 7.11, which is 144% above median its own 10-year median of 2.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GFH Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, GFH Bank BSC (DFM:GFH) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ1.68, compared to a current price of د.إ1.96 — trading 16.7% above its estimated fair value. The current EV-to-OCF is 7.11, which is 144% above median its 10-year median of 2.91 and 78.2% above the Banks industry median of 3.99. GFH Bank BSC's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For GFH Bank BSC (DFM:GFH), the current EV-to-OCF is 7.11 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GFH Bank BSC (DFM:GFH) Overvalued in 2026?
Based on GuruFocus' analysis, GFH Bank BSC stock appears to be overvalued.
The current stock price of د.إ1.96 is trading 16.7% above its estimated GF Value™ of د.إ1.68.
GuruFocus considers GFH Bank BSC to be Modestly Overvalued.
Key valuation signals for DFM:GFH:
EV-to-OCF: 7.11 (144% above median its 10-year median of 2.91)
GF Value™: د.إ1.68 vs. price of د.إ1.96 (16.7% above fair value)
Industry Position: 78.2% above the Banks median (#917 of 1497)
No single metric tells the full story. See the DFM:GFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GFH Bank BSC is a regional financial institution that provides banking and investment solutions across its key business lines, including Wealth and Investment Management, Credit and Financing, and Treasury and Proprietary Investments.
59GF Score
Get the complete analysis for DFM:GFH
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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