GFH Bank BSC (DFM:GFH) LT-Debt-to-Total-Asset: 0.23 (As of Mar. 2026)


DFM:GFH GFH Bank BSC DFM:GFH
51 GF Score
Price د.إ2.09
GF Value د.إ1.67
Valuation Modestly Overvalued
! 5 Warning Signs
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What is GFH Bank BSC LT-Debt-to-Total-Asset?

GFH Bank BSC DFM:GFH -0.95% 51 LT-Debt-to-Total-Asset is 0.23 as of Mar. 2026. GuruFocus rates DFM:GFH with a GF Score™ of 51/100 and a GF Value™ of د.إ1.67 (Modestly Overvalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. GFH Bank BSC's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.23.

GFH Bank BSC's long-term debt to total assets ratio increased from Mar. 2025 (0.18) to Mar. 2026 (0.23). It may suggest that GFH Bank BSC is progressively becoming more dependent on debt to grow their business.

GFH Bank BSC  (DFM:GFH) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

GFH Bank BSC LT-Debt-to-Total-Asset Related Terms

GFH Bank BSC LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for GFH Bank BSC's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GFH Bank BSC LT-Debt-to-Total-Asset Chart

GFH Bank BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.22 0.20 0.19 0.20 0.21

GFH Bank BSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.18 0.21 0.22 0.21 0.23
DFM:GFH
51GF Score
GFH Bank BSC DFM:GFH
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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GFH Bank BSC LT-Debt-to-Total-Asset Calculation

GFH Bank BSC's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=9267.623/44812.316
=0.21

GFH Bank BSC's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=10109.269/44691.898
=0.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.23 mean?
GFH Bank BSC (DFM:GFH) has a LT-Debt-to-Total-Asset of 0.23 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on GFH Bank BSC and its competitors.
Is GFH Bank BSC's LT-Debt-to-Total-Asset too high?
GFH Bank BSC's current LT-Debt-to-Total-Asset is 0.23. Overall, GFH Bank BSC has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GFH Bank BSC's LT-Debt-to-Total-Asset compare to PNC and USB?
GFH Bank BSC's LT-Debt-to-Total-Asset of 0.23 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on GFH Bank BSC and its competitors. GFH Bank BSC's current LT-Debt-to-Total-Asset is 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GFH Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, GFH Bank BSC (DFM:GFH) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ1.67, compared to a current price of د.إ2.09 — trading 25.1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.23. GFH Bank BSC's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For GFH Bank BSC (DFM:GFH), the current LT-Debt-to-Total-Asset is 0.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GFH Bank BSC (DFM:GFH) Overvalued in 2026?

Based on GuruFocus' analysis, GFH Bank BSC stock appears to be overvalued. The current stock price of د.إ2.09 is trading 25.1% above its estimated GF Value™ of د.إ1.67. GuruFocus considers GFH Bank BSC to be Modestly Overvalued.

Key valuation signals for DFM:GFH:

  • LT-Debt-to-Total-Asset: 0.23
  • GF Value™: د.إ1.67 vs. price of د.إ2.09 (25.1% above fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the DFM:GFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

GFH Bank BSC Business Description

Address Road: 4626, 2nd Floor, Bahrain Harbors, Block: 346, Manama, BHR
GFH Bank BSC is a regional financial institution that provides banking and investment solutions across its key business lines, including Wealth and Investment Management, Credit and Financing, and Treasury and Proprietary Investments.
51GF Score

Get the complete analysis for DFM:GFH

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.09
Price
د.إ1.67
GF Value