Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
During the past 13 years, The Housing Bank for Trade & Finance's highest 3-Year average EPS without NRI Growth Rate was 51.80% per year. The lowest was -31.60% per year. And the median was 6.90% per year.
The Housing Bank for Trade & Finance (AMM:THBK) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
The Housing Bank for Trade & Finance Earnings per Share (Diluted) Related Terms
The Housing Bank for Trade & Finance Earnings per Share (Diluted) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Housing Bank for Trade & Finance Earnings per Share (Diluted) Chart
The Housing Bank for Trade & Finance Earnings per Share (Diluted) Competitor Comparison
For the Banks - Regional subindustry, The Housing Bank for Trade & Finance's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Housing Bank for Trade & Finance PE Ratio vs Banks Industry
The Housing Bank for Trade & Finance Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD0.49
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of JOD0.49 mean?
The Housing Bank for Trade & Finance (AMM:THBK) has a Earnings per Share (Diluted) of JOD0.49 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on The Housing Bank for Trade & Finance and its competitors. According to the industry distribution chart, The Housing Bank for Trade & Finance ranks #734 out of 1409 companies in the Banks industry, placing it in the top 52.1%.
Is The Housing Bank for Trade & Finance's Earnings per Share (Diluted) too high?
The Housing Bank for Trade & Finance's current Earnings per Share (Diluted) is JOD0.49. Based on the distribution chart, The Housing Bank for Trade & Finance ranks #734 out of 1409 companies in the Banks industry, which is below the industry midpoint. Overall, The Housing Bank for Trade & Finance has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Housing Bank for Trade & Finance's Earnings per Share (Diluted) compare to competitors?
According to the Banks industry distribution chart, The Housing Bank for Trade & Finance ranks #734 out of 1409 companies for Earnings per Share (Diluted). This places The Housing Bank for Trade & Finance in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.40, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on The Housing Bank for Trade & Finance and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Housing Bank for Trade & Finance's current Earnings per Share (Diluted) is JOD0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Housing Bank for Trade & Finance stock overvalued right now?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance (AMM:THBK) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD3.89, compared to a current price of JOD4.90 — trading 26% above its estimated fair value. The current Earnings per Share (Diluted) is JOD0.49. The Housing Bank for Trade & Finance's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For The Housing Bank for Trade & Finance (AMM:THBK), the current Earnings per Share (Diluted) is JOD0.49 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Housing Bank for Trade & Finance (AMM:THBK) Overvalued in 2026?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance stock appears to be overvalued.
The current stock price of JOD4.90 is trading 26% above its estimated GF Value™ of JOD3.89.
GuruFocus considers The Housing Bank for Trade & Finance to be Modestly Overvalued.
Key valuation signals for AMM:THBK:
Earnings per Share (Diluted): JOD0.49
GF Value™: JOD3.89 vs. price of JOD4.90 (26% above fair value)
No single metric tells the full story. See the AMM:THBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Housing Bank for Trade & Finance is a commercial banking setup based in Jordan. Its operating segments include Retail Banking, Corporate, Corporate Finance, Treasury, and Others. The Retail Banking segment, which generates maximum revenue, includes accepting deposits from individual customers and small businesses and granting loans, credit cards, and other services. Its Corporate segment includes following up on deposits, credit facilities, and other banking services for institutional and corporate clients; the Corporate Finance segment relates to arranging structured finance and providing services relating to privatizations, IPOs, mergers, and acquisitions; and the Treasury segment provides trading and treasury services and management of the bank's funds in money and capital markets.
68GF Score
Get the complete analysis for AMM:THBK
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AMM:THBK has been successfully added to your 
