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AMM:THBK'
s FCF Margin % Range Over the Past 10 Years
Min: -138.26 Med: 20.99 Max: 76.85
Current: 5.6
During the past 13 years, the highest FCF Margin % of The Housing Bank for Trade & Finance was 76.85%. The lowest was -138.26%. And the median was 20.99%.
AMM:THBK's FCF Margin % is ranked worse than 70.87% of 1500
companies
in the Banks industry
Industry Median: 26.81
vs AMM:THBK: 5.60
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Housing Bank for Trade & Finance FCF Margin % Chart
The Housing Bank for Trade & Finance FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, The Housing Bank for Trade & Finance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Housing Bank for Trade & Finance FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, The Housing Bank for Trade & Finance's FCF Margin % distribution charts can be found below:
* The bar in red indicates where The Housing Bank for Trade & Finance's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Housing Bank for Trade & Finance (AMM:THBK) has a FCF Margin % of 140.08% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on The Housing Bank for Trade & Finance and its competitors. This is 567% above median its historical median of 20.99. According to the industry distribution chart, The Housing Bank for Trade & Finance ranks #1063 out of 1500 companies in the Banks industry, placing it in the top 70.9%.
Is The Housing Bank for Trade & Finance's FCF Margin % too high?
The Housing Bank for Trade & Finance's current FCF Margin % of 140.08% is 567% above median its 10-year median of 20.99. The Banks industry median FCF Margin % is 26.81. The Housing Bank for Trade & Finance's value of 140.08% is 422.5% above this industry median. Based on the distribution chart, The Housing Bank for Trade & Finance ranks #1063 out of 1500 companies in the Banks industry, which is below the industry midpoint. Overall, The Housing Bank for Trade & Finance has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Housing Bank for Trade & Finance's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, The Housing Bank for Trade & Finance ranks #1063 out of 1500 companies for FCF Margin %. This places The Housing Bank for Trade & Finance in the lower half of its industry. The industry median FCF Margin % is 26.81. The Housing Bank for Trade & Finance's value of 140.08% is 422.5% above this benchmark. While the company's 10-year median is 20.99 vs. the industry median of 26.81, The Housing Bank for Trade & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.81, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Housing Bank for Trade & Finance's current FCF Margin % of 140.08% is 422.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on The Housing Bank for Trade & Finance and its competitors. For the Banks industry, the median FCF Margin % is 26.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Housing Bank for Trade & Finance's current FCF Margin % is 140.08%, which is 567% above median its own 10-year median of 20.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Housing Bank for Trade & Finance stock overvalued right now?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance (AMM:THBK) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD3.89, compared to a current price of JOD4.87 — trading 25.2% above its estimated fair value. The current FCF Margin % is 140.08%, which is 567% above median its 10-year median of 20.99 and 422.5% above the Banks industry median of 26.81. The Housing Bank for Trade & Finance's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For The Housing Bank for Trade & Finance (AMM:THBK), the current FCF Margin % is 140.08% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Housing Bank for Trade & Finance (AMM:THBK) Overvalued in 2026?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance stock appears to be overvalued.
The current stock price of JOD4.87 is trading 25.2% above its estimated GF Value™ of JOD3.89.
GuruFocus considers The Housing Bank for Trade & Finance to be Modestly Overvalued.
Key valuation signals for AMM:THBK:
FCF Margin %: 140.08% (567% above median its 10-year median of 20.99)
GF Value™: JOD3.89 vs. price of JOD4.87 (25.2% above fair value)
Industry Position: 422.5% above the Banks median (#1063 of 1500)
No single metric tells the full story. See the AMM:THBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Housing Bank for Trade & Finance is a commercial banking setup based in Jordan. Its operating segments include Retail Banking, Corporate, Corporate Finance, Treasury, and Others. The Retail Banking segment, which generates maximum revenue, includes accepting deposits from individual customers and small businesses and granting loans, credit cards, and other services. Its Corporate segment includes following up on deposits, credit facilities, and other banking services for institutional and corporate clients; the Corporate Finance segment relates to arranging structured finance and providing services relating to privatizations, IPOs, mergers, and acquisitions; and the Treasury segment provides trading and treasury services and management of the bank's funds in money and capital markets.
69GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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