AMM:THBK's 5-Year Yield-on-Cost % is ranked better than 74.01% of 1258
companies
in the Banks industry
Industry Median: 3.89
vs AMM:THBK: 6.20
The Housing Bank for Trade & Finance (AMM:THBK) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
The Housing Bank for Trade & Finance 5-Year Yield-on-Cost % Related Terms
The Housing Bank for Trade & Finance 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, The Housing Bank for Trade & Finance's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Housing Bank for Trade & Finance 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, The Housing Bank for Trade & Finance's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where The Housing Bank for Trade & Finance's 5-Year Yield-on-Cost % falls into.
The Housing Bank for Trade & Finance 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
The Housing Bank for Trade & Finance (AMM:THBK) has a 5-Year Yield-on-Cost % of 6.20 as of Jul. 13, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on The Housing Bank for Trade & Finance and its competitors. This is 79% above median its historical median of 3.46. Over the past decade, The Housing Bank for Trade & Finance's 5-Year Yield-on-Cost % has ranged from 2.25 to 9.01. According to the industry distribution chart, The Housing Bank for Trade & Finance ranks #327 out of 1258 companies in the Banks industry, placing it in the top 26%.
Is The Housing Bank for Trade & Finance's 5-Year Yield-on-Cost % too high?
The Housing Bank for Trade & Finance's current 5-Year Yield-on-Cost % of 6.20 is 79% above median its 10-year median of 3.46. Over the past 10 years, this metric has ranged from a low of 2.25 to a high of 9.01. The Banks industry median 5-Year Yield-on-Cost % is 3.89. The Housing Bank for Trade & Finance's value of 6.20 is 59.4% above this industry median. Based on the distribution chart, The Housing Bank for Trade & Finance ranks #327 out of 1258 companies in the Banks industry, which is above the industry midpoint. Overall, The Housing Bank for Trade & Finance has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Housing Bank for Trade & Finance's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, The Housing Bank for Trade & Finance ranks #327 out of 1258 companies for 5-Year Yield-on-Cost %. This puts The Housing Bank for Trade & Finance in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. The Housing Bank for Trade & Finance's value of 6.20 is 59.4% above this benchmark. Historically, The Housing Bank for Trade & Finance's own 5-Year Yield-on-Cost % has ranged from 2.25 to 9.01 over the past decade. While the company's 10-year median is 3.46 vs. the industry median of 3.89, The Housing Bank for Trade & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,258 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Housing Bank for Trade & Finance's current 5-Year Yield-on-Cost % of 6.20 is 59.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on The Housing Bank for Trade & Finance and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Housing Bank for Trade & Finance's current 5-Year Yield-on-Cost % is 6.20, which is 79% above median its own 10-year median of 3.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Housing Bank for Trade & Finance stock overvalued right now?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance (AMM:THBK) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD3.90, compared to a current price of JOD4.88 — trading 25.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.20, which is 79% above median its 10-year median of 3.46 and 59.4% above the Banks industry median of 3.89. The Housing Bank for Trade & Finance's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For The Housing Bank for Trade & Finance (AMM:THBK), the current 5-Year Yield-on-Cost % is 6.20 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Housing Bank for Trade & Finance (AMM:THBK) Overvalued in 2026?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance stock appears to be overvalued.
The current stock price of JOD4.88 is trading 25.1% above its estimated GF Value™ of JOD3.90.
GuruFocus considers The Housing Bank for Trade & Finance to be Modestly Overvalued.
Key valuation signals for AMM:THBK:
5-Year Yield-on-Cost %: 6.20 (79% above median its 10-year median of 3.46)
GF Value™: JOD3.90 vs. price of JOD4.88 (25.1% above fair value)
Industry Position: 59.4% above the Banks median (#327 of 1258)
No single metric tells the full story. See the AMM:THBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Housing Bank for Trade & Finance Business Description
The Housing Bank for Trade & Finance is a commercial banking setup based in Jordan. Its operating segments include Retail Banking, Corporate, Corporate Finance, Treasury, and Others. The Retail Banking segment, which generates maximum revenue, includes accepting deposits from individual customers and small businesses and granting loans, credit cards, and other services. Its Corporate segment includes following up on deposits, credit facilities, and other banking services for institutional and corporate clients; the Corporate Finance segment relates to arranging structured finance and providing services relating to privatizations, IPOs, mergers, and acquisitions; and the Treasury segment provides trading and treasury services and management of the bank's funds in money and capital markets.
74GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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