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AMM:THBK'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.12 Med: 0.14 Max: 0.15
Current: 0.15
During the past 13 years, the highest Equity to Asset Ratio of The Housing Bank for Trade & Finance was 0.15. The lowest was 0.12. And the median was 0.14.
AMM:THBK's Equity-to-Asset is ranked better than 86.28% of 1523
companies
in the Banks industry
Industry Median: 0.1
vs AMM:THBK: 0.15
The Housing Bank for Trade & Finance (AMM:THBK) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
The Housing Bank for Trade & Finance Equity-to-Asset Related Terms
The Housing Bank for Trade & Finance Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Housing Bank for Trade & Finance Equity-to-Asset Chart
The Housing Bank for Trade & Finance Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, The Housing Bank for Trade & Finance's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Housing Bank for Trade & Finance Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, The Housing Bank for Trade & Finance's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where The Housing Bank for Trade & Finance's Equity-to-Asset falls into.
The Housing Bank for Trade & Finance Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Housing Bank for Trade & Finance (AMM:THBK) has a Equity-to-Asset of 0.15 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on The Housing Bank for Trade & Finance and its competitors. This is near median its historical median of 0.14. Over the past decade, The Housing Bank for Trade & Finance's Equity-to-Asset has ranged from 0.12 to 0.15. According to the industry distribution chart, The Housing Bank for Trade & Finance ranks #209 out of 1523 companies in the Banks industry, placing it in the top 13.7%.
Is The Housing Bank for Trade & Finance's Equity-to-Asset too high?
The Housing Bank for Trade & Finance's current Equity-to-Asset of 0.15 is near median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.15. The Banks industry median Equity-to-Asset is 0.10. The Housing Bank for Trade & Finance's value of 0.15 is 50% above this industry median. Based on the distribution chart, The Housing Bank for Trade & Finance ranks #209 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The Housing Bank for Trade & Finance has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Housing Bank for Trade & Finance's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, The Housing Bank for Trade & Finance ranks #209 out of 1523 companies for Equity-to-Asset. This places The Housing Bank for Trade & Finance in the top 14% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. The Housing Bank for Trade & Finance's value of 0.15 is 50% above this benchmark. Historically, The Housing Bank for Trade & Finance's own Equity-to-Asset has ranged from 0.12 to 0.15 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.10, The Housing Bank for Trade & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Housing Bank for Trade & Finance's current Equity-to-Asset of 0.15 is 50% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on The Housing Bank for Trade & Finance and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Housing Bank for Trade & Finance's current Equity-to-Asset is 0.15, which is near median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Housing Bank for Trade & Finance stock overvalued right now?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance (AMM:THBK) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD3.89, compared to a current price of JOD4.87 — trading 25.2% above its estimated fair value. The current Equity-to-Asset is 0.15, which is near median its 10-year median of 0.14 and 50% above the Banks industry median of 0.10. The Housing Bank for Trade & Finance's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For The Housing Bank for Trade & Finance (AMM:THBK), the current Equity-to-Asset is 0.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Housing Bank for Trade & Finance (AMM:THBK) Overvalued in 2026?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance stock appears to be overvalued.
The current stock price of JOD4.87 is trading 25.2% above its estimated GF Value™ of JOD3.89.
GuruFocus considers The Housing Bank for Trade & Finance to be Modestly Overvalued.
Key valuation signals for AMM:THBK:
Equity-to-Asset: 0.15 (near median its 10-year median of 0.14)
GF Value™: JOD3.89 vs. price of JOD4.87 (25.2% above fair value)
Industry Position: 50% above the Banks median (#209 of 1523)
No single metric tells the full story. See the AMM:THBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Housing Bank for Trade & Finance is a commercial banking setup based in Jordan. Its operating segments include Retail Banking, Corporate, Corporate Finance, Treasury, and Others. The Retail Banking segment, which generates maximum revenue, includes accepting deposits from individual customers and small businesses and granting loans, credit cards, and other services. Its Corporate segment includes following up on deposits, credit facilities, and other banking services for institutional and corporate clients; the Corporate Finance segment relates to arranging structured finance and providing services relating to privatizations, IPOs, mergers, and acquisitions; and the Treasury segment provides trading and treasury services and management of the bank's funds in money and capital markets.
69GF Score
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Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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