E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
The Housing Bank for Trade & Finance's adjusted earnings per share data for the three months ended in Dec. 2024 was JOD0.098. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is JOD0.41 for the trailing ten years ended in Dec. 2024.
During the past 12 months, The Housing Bank for Trade & Finance's average E10 Growth Rate was 2.50% per year.
During the past 3 years, the average E10 Growth Rate was 4.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.
During the past 13 years, the highest 3-Year average E10 Growth Rate of The Housing Bank for Trade & Finance was 4.40% per year. The lowest was 4.40% per year. And the median was 4.40% per year.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of The Housing Bank for Trade & Finance's E10
For the Banks - Regional subindustry, The Housing Bank for Trade & Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Housing Bank for Trade & Finance's Shiller PE Ratio Distribution in the Banks Industry
For the Banks industry and Financial Services sector, The Housing Bank for Trade & Finance's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where The Housing Bank for Trade & Finance's Shiller PE Ratio falls into.
The Housing Bank for Trade & Finance E10 Calculation
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.
What is E10? How do we calculate E10?
E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.
If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.
We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
The Housing Bank for Trade & Finance Quarterly Data
per share eps
CPI
Adj_EPS
201503
0.098
99.621
0.131
201506
0.093
100.684
0.123
201509
0.098
100.392
0.130
201512
0.098
99.792
0.131
201603
0.108
100.470
0.143
201606
0.095
101.688
0.124
201609
0.107
101.861
0.140
201612
0.083
101.863
0.108
201703
0.099
102.862
0.128
201706
0.094
103.349
0.121
201709
0.093
104.136
0.119
201712
0.101
104.011
0.129
201803
0.085
105.290
0.107
201806
0.084
106.317
0.105
201809
0.080
106.507
0.100
201812
0.038
105.998
0.048
201903
0.076
107.251
0.094
201906
0.041
108.070
0.051
201909
0.098
108.329
0.120
201912
0.042
108.420
0.052
202003
0.050
108.902
0.061
202006
0.033
108.767
0.040
202009
0.025
109.815
0.030
202012
0.009
109.897
0.011
202103
0.077
111.754
0.092
202106
0.080
114.631
0.093
202109
0.085
115.734
0.098
202112
0.093
117.630
0.105
202203
0.093
121.301
0.102
202206
0.109
125.017
0.116
202209
0.101
125.227
0.107
202212
0.108
125.222
0.115
202303
0.112
127.348
0.117
202306
0.125
128.729
0.129
202309
0.113
129.860
0.116
202312
0.084
129.419
0.086
202403
0.118
131.776
0.119
202406
0.130
132.554
0.131
202409
0.122
133.029
0.122
202412
0.098
133.157
0.098
Add all the adjusted EPS together and divide 10 will get our e10.
The Housing Bank for Trade & Finance (AMM:THBK) E10 Explanation
If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.
For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.
The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
The Housing Bank for Trade & Finance's Shiller P/E Ratio of today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
During the past 13 years, the highest Shiller P/E Ratio of The Housing Bank for Trade & Finance was 11.39. The lowest was 7.93. And the median was 9.27.
Be Aware
Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.
The Housing Bank for Trade & Finance E10 Related Terms
Thank you for viewing the detailed overview of The Housing Bank for Trade & Finance's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.
The Housing Bank for Trade & Finance Business Description
The Housing Bank for Trade & Finance is a commercial banking setup based predominantly in Jordan. Its operating segments include Retail Banking; Corporate; Corporate Finance; Treasury and Others. Retail Banking segment includes following up on deposits of individual customers and small businesses and granting them loans, debts, credit cards, and other services. Its Corporate segment includes following up on deposits, credit facilities, and other banking services for institutional and corporate clients. Corporate Finance segment relates to arranging structured finance and providing services relating to privatizations, IPOs, mergers, and acquisitions. The Treasury segment includes providing trading and treasury services and management of the Bank's funds in money and capital markets.
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