The Housing Bank for Trade & Finance (AMM:THBK) FCF Yield %: 1.56 (As of Jun. 29, 2026) — 70% Below Median


AMM:THBK The Housing Bank for Trade & Finance AMM:THBK
76 GF Score
Price JOD4.86
GF Value JOD3.89
Valuation Modestly Overvalued
! 7 Warning Signs
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What is The Housing Bank for Trade & Finance FCF Yield %?

The Housing Bank for Trade & Finance AMM:THBK -0.21% 76 FCF Yield % is 1.56 as of Jun. 29, 2026, which is 70% below its 10-year median of 5.13. GuruFocus rates AMM:THBK with a GF Score™ of 76/100 and a GF Value™ of JOD3.89 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,507 Banks companies, The Housing Bank for Trade & Finance ranks worse than 71.13% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, The Housing Bank for Trade & Finance's Trailing 12-Month Free Cash Flow is JOD23.9 Mil, and Market Cap is JOD1,530.9 Mil. Therefore, The Housing Bank for Trade & Finance's FCF Yield % for today is 1.56%.

The historical rank and industry rank for The Housing Bank for Trade & Finance's FCF Yield % or its related term are showing as below:

AMM:THBK' s FCF Yield % Range Over the Past 10 Years
Min: -57.18   Med: 5.13   Max: 32.65
Current: 1.56


During the past 13 years, the highest FCF Yield % of The Housing Bank for Trade & Finance was 32.65%. The lowest was -57.18%. And the median was 5.13%.

AMM:THBK's FCF Yield % is ranked worse than
71.13% of 1507 companies
in the Banks industry
Industry Median: 8.14 vs AMM:THBK: 1.56

The Housing Bank for Trade & Finance's FCF Margin % for the quarter that ended in Mar. 2026 was -216.32%.


The Housing Bank for Trade & Finance FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


The Housing Bank for Trade & Finance FCF Yield % Related Terms


The Housing Bank for Trade & Finance FCF Yield % Historical Data

* Premium members only.

The historical data trend for The Housing Bank for Trade & Finance's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Housing Bank for Trade & Finance FCF Yield % Chart

The Housing Bank for Trade & Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.66 -6.91 28.92 29.84 8.18

The Housing Bank for Trade & Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -55.69 53.66 42.12 -3.39 -74.07

The Housing Bank for Trade & Finance FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, The Housing Bank for Trade & Finance's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Housing Bank for Trade & Finance FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, The Housing Bank for Trade & Finance's FCF Yield % distribution charts can be found below:

* The bar in red indicates where The Housing Bank for Trade & Finance's FCF Yield % falls into.


AMM:THBK
76GF Score
The Housing Bank for Trade & Finance AMM:THBK
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Housing Bank for Trade & Finance FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

The Housing Bank for Trade & Finance's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=114.136 / 1395.45
=8.18%

The Housing Bank for Trade & Finance's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-256.056 * 4 / 1382.85
=-74.07%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 1.56 mean?
The Housing Bank for Trade & Finance (AMM:THBK) has a FCF Yield % of 1.56 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on The Housing Bank for Trade & Finance and its competitors. This is 70% below median its historical median of 5.13. According to the industry distribution chart, The Housing Bank for Trade & Finance ranks #1072 out of 1507 companies in the Banks industry, placing it in the top 71.1%.
Is The Housing Bank for Trade & Finance's FCF Yield % too high?
The Housing Bank for Trade & Finance's current FCF Yield % of 1.56 is 70% below median its 10-year median of 5.13. The Banks industry median FCF Yield % is 8.14. The Housing Bank for Trade & Finance's value of 1.56 is 80.8% below this industry median. Based on the distribution chart, The Housing Bank for Trade & Finance ranks #1072 out of 1507 companies in the Banks industry, which is below the industry midpoint. Overall, The Housing Bank for Trade & Finance has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Housing Bank for Trade & Finance's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, The Housing Bank for Trade & Finance ranks #1072 out of 1507 companies for FCF Yield %. This places The Housing Bank for Trade & Finance in the lower half of its industry. The industry median FCF Yield % is 8.14. The Housing Bank for Trade & Finance's value of 1.56 is 80.8% below this benchmark. While the company's 10-year median is 5.13 vs. the industry median of 8.14, The Housing Bank for Trade & Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Housing Bank for Trade & Finance's current FCF Yield % of 1.56 is 80.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on The Housing Bank for Trade & Finance and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Housing Bank for Trade & Finance's current FCF Yield % is 1.56, which is 70% below median its own 10-year median of 5.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Housing Bank for Trade & Finance stock overvalued right now?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance (AMM:THBK) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD3.89, compared to a current price of JOD4.86 — trading 24.9% above its estimated fair value. The current FCF Yield % is 1.56, which is 70% below median its 10-year median of 5.13 and 80.8% below the Banks industry median of 8.14. The Housing Bank for Trade & Finance's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For The Housing Bank for Trade & Finance (AMM:THBK), the current FCF Yield % is 1.56 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Housing Bank for Trade & Finance (AMM:THBK) Overvalued in 2026?

Based on GuruFocus' analysis, The Housing Bank for Trade & Finance stock appears to be overvalued. The current stock price of JOD4.86 is trading 24.9% above its estimated GF Value™ of JOD3.89. GuruFocus considers The Housing Bank for Trade & Finance to be Modestly Overvalued.

Key valuation signals for AMM:THBK:

  • FCF Yield %: 1.56 (70% below median its 10-year median of 5.13)
  • GF Value™: JOD3.89 vs. price of JOD4.86 (24.9% above fair value)
  • GF Score™: 76/100 with 7 warning signs
  • Industry Position: 80.8% below the Banks median (#1072 of 1507)

No single metric tells the full story. See the AMM:THBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Housing Bank for Trade & Finance Business Description

Address Prince Shaker Bin Zaid Street, Al-Shumaysani, PO Box 7693, Amman, JOR, 11118
The Housing Bank for Trade & Finance is a commercial banking setup based in Jordan. Its operating segments include Retail Banking, Corporate, Corporate Finance, Treasury, and Others. The Retail Banking segment, which generates maximum revenue, includes accepting deposits from individual customers and small businesses and granting loans, credit cards, and other services. Its Corporate segment includes following up on deposits, credit facilities, and other banking services for institutional and corporate clients; the Corporate Finance segment relates to arranging structured finance and providing services relating to privatizations, IPOs, mergers, and acquisitions; and the Treasury segment provides trading and treasury services and management of the bank's funds in money and capital markets.
76GF Score

Get the complete analysis for AMM:THBK

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD4.86
Price
JOD3.89
GF Value