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AMM:THBK's Shiller PE Ratio is ranked better than 66.61% of 1234
companies
in the Banks industry
Industry Median: 13.935
vs AMM:THBK: 11.46
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
The Housing Bank for Trade & Finance's adjusted earnings per share data for the three months ended in Jun. 2026 was JOD0.125. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is JOD0.43 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
The Housing Bank for Trade & Finance (AMM:THBK) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
The Housing Bank for Trade & Finance Shiller PE Ratio Related Terms
The Housing Bank for Trade & Finance Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Housing Bank for Trade & Finance Shiller PE Ratio Chart
The Housing Bank for Trade & Finance Shiller PE Ratio Competitor Comparison
For the Banks - Regional subindustry, The Housing Bank for Trade & Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Housing Bank for Trade & Finance Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, The Housing Bank for Trade & Finance's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where The Housing Bank for Trade & Finance's Shiller PE Ratio falls into.
The Housing Bank for Trade & Finance Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
The Housing Bank for Trade & Finance (AMM:THBK) has a Shiller PE Ratio of 11.44 as of Sep. 11, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on The Housing Bank for Trade & Finance and its competitors. This is 21% above median its historical median of 9.44. Over the past decade, The Housing Bank for Trade & Finance's Shiller PE Ratio has ranged from 7.93 to 13.68. According to the industry distribution chart, The Housing Bank for Trade & Finance ranks #412 out of 1234 companies in the Banks industry, placing it in the top 33.4%.
Is The Housing Bank for Trade & Finance's Shiller PE Ratio too high?
The Housing Bank for Trade & Finance's current Shiller PE Ratio of 11.44 is 21% above median its 10-year median of 9.44. Over the past 10 years, this metric has ranged from a low of 7.93 to a high of 13.68. The Banks industry median Shiller PE Ratio is 13.94. The Housing Bank for Trade & Finance's value of 11.44 is 17.9% below this industry median. Based on the distribution chart, The Housing Bank for Trade & Finance ranks #412 out of 1234 companies in the Banks industry, which is above the industry midpoint. Overall, The Housing Bank for Trade & Finance has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Housing Bank for Trade & Finance's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, The Housing Bank for Trade & Finance ranks #412 out of 1234 companies for Shiller PE Ratio. This puts The Housing Bank for Trade & Finance in the upper half of its industry. The industry median Shiller PE Ratio is 13.94. The Housing Bank for Trade & Finance's value of 11.44 is 17.9% below this benchmark. Historically, The Housing Bank for Trade & Finance's own Shiller PE Ratio has ranged from 7.93 to 13.68 over the past decade. While the company's 10-year median is 9.44 vs. the industry median of 13.94, The Housing Bank for Trade & Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.94, based on 1,234 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Housing Bank for Trade & Finance's current Shiller PE Ratio of 11.44 is 17.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on The Housing Bank for Trade & Finance and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Housing Bank for Trade & Finance's current Shiller PE Ratio is 11.44, which is 21% above median its own 10-year median of 9.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Housing Bank for Trade & Finance stock overvalued right now?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance (AMM:THBK) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD3.90, compared to a current price of JOD4.92 — trading 26.2% above its estimated fair value. The current Shiller PE Ratio is 11.44, which is 21% above median its 10-year median of 9.44 and 17.9% below the Banks industry median of 13.94. The Housing Bank for Trade & Finance's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For The Housing Bank for Trade & Finance (AMM:THBK), the current Shiller PE Ratio is 11.44 as of Sep. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Housing Bank for Trade & Finance (AMM:THBK) Overvalued in 2026?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance stock appears to be overvalued.
The current stock price of JOD4.92 is trading 26.2% above its estimated GF Value™ of JOD3.90.
GuruFocus considers The Housing Bank for Trade & Finance to be Modestly Overvalued.
Key valuation signals for AMM:THBK:
Shiller PE Ratio: 11.44 (21% above median its 10-year median of 9.44)
GF Value™: JOD3.90 vs. price of JOD4.92 (26.2% above fair value)
Industry Position: 17.9% below the Banks median (#412 of 1234)
No single metric tells the full story. See the AMM:THBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Housing Bank for Trade & Finance is a commercial banking setup based in Jordan. Its operating segments include Retail Banking, Corporate, Corporate Finance, Treasury, and Others. The Retail Banking segment, which generates maximum revenue, includes accepting deposits from individual customers and small businesses and granting loans, credit cards, and other services. Its Corporate segment includes following up on deposits, credit facilities, and other banking services for institutional and corporate clients; the Corporate Finance segment relates to arranging structured finance and providing services relating to privatizations, IPOs, mergers, and acquisitions; and the Treasury segment provides trading and treasury services and management of the bank's funds in money and capital markets.
72GF Score
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