The historical rank and industry rank for The Housing Bank for Trade & Finance's Return-on-Tangible-Equity or its related term are showing as below:
AMM:THBK'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 3.41 Med: 11.23 Max: 12.67
Current: 11.35
During the past 13 years, The Housing Bank for Trade & Finance's highest Return-on-Tangible-Equity was 12.67%. The lowest was 3.41%. And the median was 11.23%.
AMM:THBK's Return-on-Tangible-Equity is ranked better than 51.35% of 1523
companies
in the Banks industry
Industry Median: 11.2
vs AMM:THBK: 11.35
The Housing Bank for Trade & Finance (AMM:THBK) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
The Housing Bank for Trade & Finance Return-on-Tangible-Equity Related Terms
The Housing Bank for Trade & Finance Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Housing Bank for Trade & Finance Return-on-Tangible-Equity Chart
The Housing Bank for Trade & Finance Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, The Housing Bank for Trade & Finance's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Housing Bank for Trade & Finance Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, The Housing Bank for Trade & Finance's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where The Housing Bank for Trade & Finance's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 11.69% mean?
The Housing Bank for Trade & Finance (AMM:THBK) has a Return-on-Tangible-Equity of 11.69% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on The Housing Bank for Trade & Finance and its competitors. This is near median its historical median of 11.23. Over the past decade, The Housing Bank for Trade & Finance's Return-on-Tangible-Equity has ranged from 3.41 to 12.67. According to the industry distribution chart, The Housing Bank for Trade & Finance ranks #741 out of 1523 companies in the Banks industry, placing it in the top 48.7%.
Is The Housing Bank for Trade & Finance's Return-on-Tangible-Equity too high?
The Housing Bank for Trade & Finance's current Return-on-Tangible-Equity of 11.69% is near median its 10-year median of 11.23. Over the past 10 years, this metric has ranged from a low of 3.41 to a high of 12.67. The Banks industry median Return-on-Tangible-Equity is 11.20. The Housing Bank for Trade & Finance's value of 11.69% is 4.4% above this industry median. Based on the distribution chart, The Housing Bank for Trade & Finance ranks #741 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, The Housing Bank for Trade & Finance has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Housing Bank for Trade & Finance's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, The Housing Bank for Trade & Finance ranks #741 out of 1523 companies for Return-on-Tangible-Equity. This puts The Housing Bank for Trade & Finance in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.20. The Housing Bank for Trade & Finance's value of 11.69% is 4.4% above this benchmark. Historically, The Housing Bank for Trade & Finance's own Return-on-Tangible-Equity has ranged from 3.41 to 12.67 over the past decade. While the company's 10-year median is 11.23 vs. the industry median of 11.20, The Housing Bank for Trade & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Housing Bank for Trade & Finance's current Return-on-Tangible-Equity of 11.69% is 4.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on The Housing Bank for Trade & Finance and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Housing Bank for Trade & Finance's current Return-on-Tangible-Equity is 11.69%, which is near median its own 10-year median of 11.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Housing Bank for Trade & Finance stock overvalued right now?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance (AMM:THBK) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD3.89, compared to a current price of JOD4.85 — trading 24.7% above its estimated fair value. The current Return-on-Tangible-Equity is 11.69%, which is near median its 10-year median of 11.23 and 4.4% above the Banks industry median of 11.20. The Housing Bank for Trade & Finance's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For The Housing Bank for Trade & Finance (AMM:THBK), the current Return-on-Tangible-Equity is 11.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Housing Bank for Trade & Finance (AMM:THBK) Overvalued in 2026?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance stock appears to be overvalued.
The current stock price of JOD4.85 is trading 24.7% above its estimated GF Value™ of JOD3.89.
GuruFocus considers The Housing Bank for Trade & Finance to be Modestly Overvalued.
Key valuation signals for AMM:THBK:
Return-on-Tangible-Equity: 11.69% (near median its 10-year median of 11.23)
GF Value™: JOD3.89 vs. price of JOD4.85 (24.7% above fair value)
Industry Position: 4.4% above the Banks median (#741 of 1523)
No single metric tells the full story. See the AMM:THBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Housing Bank for Trade & Finance Business Description
The Housing Bank for Trade & Finance is a commercial banking setup based in Jordan. Its operating segments include Retail Banking, Corporate, Corporate Finance, Treasury, and Others. The Retail Banking segment, which generates maximum revenue, includes accepting deposits from individual customers and small businesses and granting loans, credit cards, and other services. Its Corporate segment includes following up on deposits, credit facilities, and other banking services for institutional and corporate clients; the Corporate Finance segment relates to arranging structured finance and providing services relating to privatizations, IPOs, mergers, and acquisitions; and the Treasury segment provides trading and treasury services and management of the bank's funds in money and capital markets.
76GF Score
Get the complete analysis for AMM:THBK
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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