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The historical rank and industry rank for The Housing Bank for Trade & Finance's Return-on-Tangible-Asset or its related term are showing as below:
AMM:THBK'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.44 Med: 1.54 Max: 1.67
Current: 1.67
During the past 13 years, The Housing Bank for Trade & Finance's highest Return-on-Tangible-Asset was 1.67%. The lowest was 0.44%. And the median was 1.54%.
AMM:THBK's Return-on-Tangible-Asset is ranked better than 81.98% of 1532
companies
in the Banks industry
Industry Median: 0.99
vs AMM:THBK: 1.67
The Housing Bank for Trade & Finance (AMM:THBK) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
The Housing Bank for Trade & Finance Return-on-Tangible-Asset Related Terms
The Housing Bank for Trade & Finance Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Housing Bank for Trade & Finance Return-on-Tangible-Asset Chart
The Housing Bank for Trade & Finance Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, The Housing Bank for Trade & Finance's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Housing Bank for Trade & Finance Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, The Housing Bank for Trade & Finance's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where The Housing Bank for Trade & Finance's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.76% mean?
The Housing Bank for Trade & Finance (AMM:THBK) has a Return-on-Tangible-Asset of 1.76% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on The Housing Bank for Trade & Finance and its competitors. This is 14% above median its historical median of 1.54. Over the past decade, The Housing Bank for Trade & Finance's Return-on-Tangible-Asset has ranged from 0.44 to 1.67. According to the industry distribution chart, The Housing Bank for Trade & Finance ranks #276 out of 1532 companies in the Banks industry, placing it in the top 18%.
Is The Housing Bank for Trade & Finance's Return-on-Tangible-Asset too high?
The Housing Bank for Trade & Finance's current Return-on-Tangible-Asset of 1.76% is 14% above median its 10-year median of 1.54. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 1.67. The Banks industry median Return-on-Tangible-Asset is 0.99. The Housing Bank for Trade & Finance's value of 1.76% is 77.8% above this industry median. Based on the distribution chart, The Housing Bank for Trade & Finance ranks #276 out of 1532 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The Housing Bank for Trade & Finance has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Housing Bank for Trade & Finance's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, The Housing Bank for Trade & Finance ranks #276 out of 1532 companies for Return-on-Tangible-Asset. This places The Housing Bank for Trade & Finance in the top 18% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 0.99. The Housing Bank for Trade & Finance's value of 1.76% is 77.8% above this benchmark. Historically, The Housing Bank for Trade & Finance's own Return-on-Tangible-Asset has ranged from 0.44 to 1.67 over the past decade. While the company's 10-year median is 1.54 vs. the industry median of 0.99, The Housing Bank for Trade & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Housing Bank for Trade & Finance's current Return-on-Tangible-Asset of 1.76% is 77.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on The Housing Bank for Trade & Finance and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Housing Bank for Trade & Finance's current Return-on-Tangible-Asset is 1.76%, which is 14% above median its own 10-year median of 1.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Housing Bank for Trade & Finance stock overvalued right now?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance (AMM:THBK) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD3.90, compared to a current price of JOD4.86 — trading 24.6% above its estimated fair value. The current Return-on-Tangible-Asset is 1.76%, which is 14% above median its 10-year median of 1.54 and 77.8% above the Banks industry median of 0.99. The Housing Bank for Trade & Finance's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For The Housing Bank for Trade & Finance (AMM:THBK), the current Return-on-Tangible-Asset is 1.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Housing Bank for Trade & Finance (AMM:THBK) Overvalued in 2026?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance stock appears to be overvalued.
The current stock price of JOD4.86 is trading 24.6% above its estimated GF Value™ of JOD3.90.
GuruFocus considers The Housing Bank for Trade & Finance to be Modestly Overvalued.
Key valuation signals for AMM:THBK:
Return-on-Tangible-Asset: 1.76% (14% above median its 10-year median of 1.54)
GF Value™: JOD3.90 vs. price of JOD4.86 (24.6% above fair value)
Industry Position: 77.8% above the Banks median (#276 of 1532)
No single metric tells the full story. See the AMM:THBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Housing Bank for Trade & Finance Business Description
The Housing Bank for Trade & Finance is a commercial banking setup based in Jordan. Its operating segments include Retail Banking, Corporate, Corporate Finance, Treasury, and Others. The Retail Banking segment, which generates maximum revenue, includes accepting deposits from individual customers and small businesses and granting loans, credit cards, and other services. Its Corporate segment includes following up on deposits, credit facilities, and other banking services for institutional and corporate clients; the Corporate Finance segment relates to arranging structured finance and providing services relating to privatizations, IPOs, mergers, and acquisitions; and the Treasury segment provides trading and treasury services and management of the bank's funds in money and capital markets.
74GF Score
Get the complete analysis for AMM:THBK
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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