The Housing Bank for Trade & Finance (AMM:THBK) Enterprise Value: JOD985.0 Mil (As of Jun. 29, 2026) ***


AMM:THBK The Housing Bank for Trade & Finance AMM:THBK
76 GF Score
Price JOD4.86
GF Value JOD3.89
Valuation Modestly Overvalued
! 7 Warning Signs
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What is The Housing Bank for Trade & Finance Enterprise Value?

The Housing Bank for Trade & Finance AMM:THBK -0.21% 76 Enterprise Value is JOD985.0 Mil as of Jun. 29, 2026. GuruFocus rates AMM:THBK with a GF Score™ of 76/100 and a GF Value™ of JOD3.89 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, The Housing Bank for Trade & Finance's Enterprise Value is JOD985.0 Mil. The Housing Bank for Trade & Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was JOD451.0 Mil. Therefore, The Housing Bank for Trade & Finance's EV-to-Revenue ratio for today is 2.18.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, The Housing Bank for Trade & Finance's Enterprise Value is JOD985.0 Mil. The Housing Bank for Trade & Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was JOD44.3 Mil. Therefore, The Housing Bank for Trade & Finance's EV-to-OCF ratio for today is 22.22.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, The Housing Bank for Trade & Finance's Enterprise Value is JOD985.0 Mil. The Housing Bank for Trade & Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was JOD23.9 Mil. Therefore, The Housing Bank for Trade & Finance's EV-to-FCF ratio for today is 41.29.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


The Housing Bank for Trade & Finance  (AMM:THBK) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

The Housing Bank for Trade & Finance's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=985.042/450.968
=2.18

The Housing Bank for Trade & Finance's current Enterprise Value is JOD985.0 Mil.
The Housing Bank for Trade & Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD451.0 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

The Housing Bank for Trade & Finance's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=985.042/44.336
=22.22

The Housing Bank for Trade & Finance's current Enterprise Value is JOD985.0 Mil.
The Housing Bank for Trade & Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD44.3 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

The Housing Bank for Trade & Finance's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=985.042/23.855
=41.29

The Housing Bank for Trade & Finance's current Enterprise Value is JOD985.0 Mil.
The Housing Bank for Trade & Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD23.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


The Housing Bank for Trade & Finance Enterprise Value Related Terms


The Housing Bank for Trade & Finance Enterprise Value Historical Data

* Premium members only.

The historical data trend for The Housing Bank for Trade & Finance's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Housing Bank for Trade & Finance Enterprise Value Chart

The Housing Bank for Trade & Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -33.87 342.74 507.38 147.25 527.42

The Housing Bank for Trade & Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 583.49 573.31 455.97 527.42 836.99

The Housing Bank for Trade & Finance Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, The Housing Bank for Trade & Finance's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Housing Bank for Trade & Finance Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, The Housing Bank for Trade & Finance's Enterprise Value distribution charts can be found below:

* The bar in red indicates where The Housing Bank for Trade & Finance's Enterprise Value falls into.


AMM:THBK
76GF Score
The Housing Bank for Trade & Finance AMM:THBK
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Housing Bank for Trade & Finance Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

The Housing Bank for Trade & Finance's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

The Housing Bank for Trade & Finance's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of JOD985.0 Mil mean?
The Housing Bank for Trade & Finance (AMM:THBK) has a Enterprise Value of JOD985.0 Mil as of Jun. 29, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on The Housing Bank for Trade & Finance and its competitors.
Is The Housing Bank for Trade & Finance's Enterprise Value too high?
The Housing Bank for Trade & Finance's current Enterprise Value is JOD985.0 Mil. Overall, The Housing Bank for Trade & Finance has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Housing Bank for Trade & Finance's Enterprise Value compare to competitors?
The Housing Bank for Trade & Finance's Enterprise Value of JOD985.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on The Housing Bank for Trade & Finance and its competitors. The Housing Bank for Trade & Finance's current Enterprise Value is JOD985.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Housing Bank for Trade & Finance stock overvalued right now?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance (AMM:THBK) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD3.89, compared to a current price of JOD4.86 — trading 24.9% above its estimated fair value. The current Enterprise Value is JOD985.0 Mil. The Housing Bank for Trade & Finance's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For The Housing Bank for Trade & Finance (AMM:THBK), the current Enterprise Value is JOD985.0 Mil as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Housing Bank for Trade & Finance (AMM:THBK) Overvalued in 2026?

Based on GuruFocus' analysis, The Housing Bank for Trade & Finance stock appears to be overvalued. The current stock price of JOD4.86 is trading 24.9% above its estimated GF Value™ of JOD3.89. GuruFocus considers The Housing Bank for Trade & Finance to be Modestly Overvalued.

Key valuation signals for AMM:THBK:

  • Enterprise Value: JOD985.0 Mil
  • GF Value™: JOD3.89 vs. price of JOD4.86 (24.9% above fair value)
  • GF Score™: 76/100 with 7 warning signs

No single metric tells the full story. See the AMM:THBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Housing Bank for Trade & Finance Business Description

Address Prince Shaker Bin Zaid Street, Al-Shumaysani, PO Box 7693, Amman, JOR, 11118
The Housing Bank for Trade & Finance is a commercial banking setup based in Jordan. Its operating segments include Retail Banking, Corporate, Corporate Finance, Treasury, and Others. The Retail Banking segment, which generates maximum revenue, includes accepting deposits from individual customers and small businesses and granting loans, credit cards, and other services. Its Corporate segment includes following up on deposits, credit facilities, and other banking services for institutional and corporate clients; the Corporate Finance segment relates to arranging structured finance and providing services relating to privatizations, IPOs, mergers, and acquisitions; and the Treasury segment provides trading and treasury services and management of the bank's funds in money and capital markets.
76GF Score

Get the complete analysis for AMM:THBK

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD4.86
Price
JOD3.89
GF Value