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Secure Trust Bank's EPS (Basic) for the
six
months ended in Jun. 2026 was £1.26.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was £1.33.
During the past 12 months, Secure Trust Bank's average EPS without NRIGrowth Rate was 30.60% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 14.80% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 10.70% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 7.20% per year.
During the past 13 years, Secure Trust Bank's highest 3-Year average EPS without NRI Growth Rate was 29.10% per year. The lowest was -16.40% per year. And the median was 14.80% per year.
Secure Trust Bank (CHIX:STBl) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Secure Trust Bank Earnings per Share (Diluted) Related Terms
Secure Trust Bank Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Secure Trust Bank's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Secure Trust Bank Earnings per Share (Diluted) Chart
CHIX:STBL vs PNC, USB: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, Secure Trust Bank's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Secure Trust Bank PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Secure Trust Bank's PE Ratio distribution charts can be found below:
* The bar in red indicates where Secure Trust Bank's PE Ratio falls into.
Secure Trust Bank Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Secure Trust Bank's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was £1.25
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of £1.25 mean?
Secure Trust Bank (CHIX:STBL) has a Earnings per Share (Diluted) of £1.25 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Secure Trust Bank and its competitors. According to the industry distribution chart, Secure Trust Bank ranks #464 out of 1408 companies in the Banks industry, placing it in the top 33%.
Is Secure Trust Bank's Earnings per Share (Diluted) too high?
Secure Trust Bank's current Earnings per Share (Diluted) is £1.25. Based on the distribution chart, Secure Trust Bank ranks #464 out of 1408 companies in the Banks industry, which is above the industry midpoint. Overall, Secure Trust Bank has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Secure Trust Bank's Earnings per Share (Diluted) compare to PNC and USB?
According to the Banks industry distribution chart, Secure Trust Bank ranks #464 out of 1408 companies for Earnings per Share (Diluted). This puts Secure Trust Bank in the upper half of its industry. The industry median Earnings per Share (Diluted) is 7.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,408 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Secure Trust Bank and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Secure Trust Bank's current Earnings per Share (Diluted) is £1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Secure Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Secure Trust Bank (CHIX:STBL) is currently considered Significantly Overvalued. The stock's GF Value™ is £7.45, compared to a current price of £15.86 — trading 112.9% above its estimated fair value. The current Earnings per Share (Diluted) is £1.25. Secure Trust Bank's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Secure Trust Bank (CHIX:STBL), the current Earnings per Share (Diluted) is £1.25 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Secure Trust Bank (CHIX:STBL) Overvalued in 2026?
Based on GuruFocus' analysis, Secure Trust Bank stock appears to be overvalued.
The current stock price of £15.86 is trading 112.9% above its estimated GF Value™ of £7.45.
GuruFocus considers Secure Trust Bank to be Significantly Overvalued.
Key valuation signals for CHIX:STBL:
Earnings per Share (Diluted): £1.25
GF Value™: £7.45 vs. price of £15.86 (112.9% above fair value)
No single metric tells the full story. See the CHIX:STBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Secure Trust Bank PLC is engaged in the provision of banking and financial services. The company is organised into four operating segments, which consist of the different products available, as follows: i) Consumer Finance: it includes Retail Finance and Vehicle Finance, ii) Business Finance: It includes Real Estate Finance and Commercial Finance, and iii) Other. The majority of revenue is derived from the Retail Finance segment, which provides online e-commerce services to retailers, providing unsecured lending products to prime UK customers. Geographically, the company operates only in the United Kingdom.
53GF Score
Get the complete analysis for CHIX:STBL
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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