Secure Trust Bank (CHIX:STBL) EPS (Basic): £0.94 (TTM As of Dec. 2025)


CHIX:STBL Secure Trust Bank PLC CHIX:STBL
54 GF Score
Price £13.54
GF Value £6.84
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Secure Trust Bank EPS (Basic)?

Secure Trust Bank CHIX:STBL -1.17% 54 EPS (Basic) is £0.94 as of Dec. 2025. GuruFocus rates CHIX:STBL with a GF Score™ of 54/100 and a GF Value™ of £6.84 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Secure Trust Bank's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was £0.07. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.94.

Secure Trust Bank's EPS (Diluted) for the six months ended in Dec. 2025 was £0.05. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.89.

Secure Trust Bank's EPS without NRI for the six months ended in Dec. 2025 was £1.38. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 2.26.

During the past 12 months, Secure Trust Bank's average EPS without NRIGrowth Rate was 66.10% per year. During the past 3 years, the average EPS without NRI Growth Rate was 14.80% per year. During the past 5 years, the average EPS without NRI Growth Rate was 10.70% per year. During the past 10 years, the average EPS without NRI Growth Rate was 7.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Secure Trust Bank's highest 3-Year average EPS without NRI Growth Rate was 29.10% per year. The lowest was -16.40% per year. And the median was 14.80% per year.

Secure Trust Bank  (CHIX:STBl) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Secure Trust Bank EPS (Basic) Related Terms

Secure Trust Bank EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Secure Trust Bank's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Secure Trust Bank EPS (Basic) Chart

Secure Trust Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.45 1.81 1.30 1.03 0.94

Secure Trust Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.70 0.67 0.36 0.88 0.07
CHIX:STBL
54GF Score
Secure Trust Bank PLC CHIX:STBL
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Secure Trust Bank EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Secure Trust Bank's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(17.6-0)/18.679
=0.94

Secure Trust Bank's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(0.9-0)/18.286
=0.05

EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £0.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of £0.94 mean?
Secure Trust Bank (CHIX:STBL) has a EPS (Basic) of £0.94 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Secure Trust Bank and its competitors.
Is Secure Trust Bank's EPS (Basic) too high?
Secure Trust Bank's current EPS (Basic) is £0.94. Overall, Secure Trust Bank has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Secure Trust Bank's EPS (Basic) compare to PNC?
Secure Trust Bank's EPS (Basic) of £0.94 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Secure Trust Bank and its competitors. Secure Trust Bank's current EPS (Basic) is £0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Secure Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Secure Trust Bank (CHIX:STBL) is currently considered Significantly Overvalued. The stock's GF Value™ is £6.84, compared to a current price of £13.54 — trading 98% above its estimated fair value. The current EPS (Basic) is £0.94. Secure Trust Bank's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Secure Trust Bank (CHIX:STBL), the current EPS (Basic) is £0.94 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Secure Trust Bank (CHIX:STBL) Overvalued in 2026?

Based on GuruFocus' analysis, Secure Trust Bank stock appears to be overvalued. The current stock price of £13.54 is trading 98% above its estimated GF Value™ of £6.84. GuruFocus considers Secure Trust Bank to be Significantly Overvalued.

Key valuation signals for CHIX:STBL:

  • EPS (Basic): £0.94
  • GF Value™: £6.84 vs. price of £13.54 (98% above fair value)
  • GF Score™: 54/100 with 2 warning signs

No single metric tells the full story. See the CHIX:STBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Secure Trust Bank Business Description

Other Exchanges STB:UK
Address Arleston Way, Yorke House, Solihull, West Midlands, GBR, B90 4LH
Secure Trust Bank PLC is engaged in the provision of banking and financial services. The company is organised into four operating segments, which consist of the different products available, as follows: i) Consumer Finance: it includes Retail Finance and Vehicle Finance, ii) Business Finance: It includes Real Estate Finance and Commercial Finance, and iii) Other. The majority of revenue is derived from the Retail Finance segment, which provides online e-commerce services to retailers, providing unsecured lending products to prime UK customers. Geographically, the company operates only in the United Kingdom.
54GF Score

Get the complete analysis for CHIX:STBL

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£13.54
Price
£6.84
GF Value