Secure Trust Bank (CHIX:STBL) Total Assets: £4,316.0 Mil (As of Dec. 2025)


CHIX:STBL Secure Trust Bank PLC CHIX:STBL
53 GF Score
Price £14.50
GF Value £6.86
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Secure Trust Bank Total Assets?

Secure Trust Bank CHIX:STBL +2.11% 53 Total Assets is £4,316.0 Mil as of Dec. 2025. GuruFocus rates CHIX:STBL with a GF Score™ of 53/100 and a GF Value™ of £6.86 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Secure Trust Bank's Total Assets for the quarter that ended in Dec. 2025 was £4,316.0 Mil.

During the past 12 months, Secure Trust Bank's average Total Assets Growth Rate was 3.20% per year. During the past 3 years, the average Total Assets Growth Rate was 8.00% per year. During the past 5 years, the average Total Assets Growth Rate was 9.70% per year. During the past 10 years, the average Total Assets Growth Rate was 12.30% per year.

During the past 13 years, Secure Trust Bank's highest 3-Year average Total Assets Growth Rate was 79.50%. The lowest was 5.20%. And the median was 26.80%.

Total Assets is connected with ROA %. Secure Trust Bank's annualized ROA % for the quarter that ended in Dec. 2025 was 0.04%. Total Assets is also linked to Revenue through Asset Turnover. Secure Trust Bank's Asset Turnover for the quarter that ended in Dec. 2025 was 0.01.


Secure Trust Bank  (CHIX:STBl) Total Assets Explanation

Total Assets is connected with ROA %.

Secure Trust Bank's annualized ROA % for the quarter that ended in Dec. 2025 is

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=1.8/( (4287.9+4316)/ 2 )
=1.8/4301.95
=0.04 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Secure Trust Bank's Asset Turnover for the quarter that ended in Dec. 2025 is

Asset Turnover
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=59.4/( (4287.9+4316)/ 2 )
=59.4/4301.95
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Secure Trust Bank Total Assets Related Terms


Secure Trust Bank Total Assets Historical Data

* Premium members only.

The historical data trend for Secure Trust Bank's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Secure Trust Bank Total Assets Chart

Secure Trust Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,885.90 3,380.30 3,778.00 4,116.70 4,316.00

Secure Trust Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,778.00 3,898.90 4,116.70 4,287.90 4,316.00
CHIX:STBL
53GF Score
Secure Trust Bank PLC CHIX:STBL
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Secure Trust Bank Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Secure Trust Bank's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=374.3+3941.7
=4,316.0

Secure Trust Bank's Total Assets for the quarter that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (Q: Dec. 2025 )+Total Liabilities (Q: Dec. 2025 )
=374.3+3941.7
=4,316.0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of £4,316.0 Mil mean?
Secure Trust Bank (CHIX:STBL) has a Total Assets of £4,316.0 Mil as of Dec. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on Secure Trust Bank and its competitors.
Is Secure Trust Bank's Total Assets too high?
Secure Trust Bank's current Total Assets is £4,316.0 Mil. Overall, Secure Trust Bank has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Secure Trust Bank's Total Assets compare to PNC and USB?
Secure Trust Bank's Total Assets of £4,316.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Secure Trust Bank and its competitors. Secure Trust Bank's current Total Assets is £4,316.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Secure Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Secure Trust Bank (CHIX:STBL) is currently considered Significantly Overvalued. The stock's GF Value™ is £6.86, compared to a current price of £14.50 — trading 111.4% above its estimated fair value. The current Total Assets is £4,316.0 Mil. Secure Trust Bank's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Secure Trust Bank (CHIX:STBL), the current Total Assets is £4,316.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Secure Trust Bank (CHIX:STBL) Overvalued in 2026?

Based on GuruFocus' analysis, Secure Trust Bank stock appears to be overvalued. The current stock price of £14.50 is trading 111.4% above its estimated GF Value™ of £6.86. GuruFocus considers Secure Trust Bank to be Significantly Overvalued.

Key valuation signals for CHIX:STBL:

  • Total Assets: £4,316.0 Mil
  • GF Value™: £6.86 vs. price of £14.50 (111.4% above fair value)
  • GF Score™: 53/100 with 6 warning signs

No single metric tells the full story. See the CHIX:STBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Secure Trust Bank Business Description

Other Exchanges STB:UK
Address Arleston Way, Yorke House, Solihull, West Midlands, GBR, B90 4LH
Secure Trust Bank PLC is engaged in the provision of banking and financial services. The company is organised into four operating segments, which consist of the different products available, as follows: i) Consumer Finance: it includes Retail Finance and Vehicle Finance, ii) Business Finance: It includes Real Estate Finance and Commercial Finance, and iii) Other. The majority of revenue is derived from the Retail Finance segment, which provides online e-commerce services to retailers, providing unsecured lending products to prime UK customers. Geographically, the company operates only in the United Kingdom.
53GF Score

Get the complete analysis for CHIX:STBL

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£14.50
Price
£6.86
GF Value