Secure Trust Bank (CHIX:STBL) Quality Rank


CHIX:STBL Secure Trust Bank PLC CHIX:STBL
54 GF Score
Price £14.82
GF Value £6.87
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Secure Trust Bank Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Secure Trust Bank Quality Rank Related Terms

CHIX:STBL
54GF Score
Secure Trust Bank PLC CHIX:STBL
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Secure Trust Bank (CHIX:STBL) Overvalued in 2026?

Based on GuruFocus' analysis, Secure Trust Bank stock appears to be overvalued. The current stock price of £14.82 is trading 115.7% above its estimated GF Value™ of £6.87. GuruFocus considers Secure Trust Bank to be Significantly Overvalued.

Key valuation signals for CHIX:STBL:

  • Quality Rank:
  • GF Value™: £6.87 vs. price of £14.82 (115.7% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the CHIX:STBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Secure Trust Bank Business Description

Other Exchanges STB:UK
Address Arleston Way, Yorke House, Solihull, West Midlands, GBR, B90 4LH
Secure Trust Bank PLC is engaged in the provision of banking and financial services. The company is organised into four operating segments, which consist of the different products available, as follows: i) Consumer Finance: it includes Retail Finance and Vehicle Finance, ii) Business Finance: It includes Real Estate Finance and Commercial Finance, and iii) Other. The majority of revenue is derived from the Retail Finance segment, which provides online e-commerce services to retailers, providing unsecured lending products to prime UK customers. Geographically, the company operates only in the United Kingdom.
54GF Score

Get the complete analysis for CHIX:STBL

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£14.82
Price
£6.87
GF Value