Secure Trust Bank (CHIX:STBL) 3-1 Month Momentum %: 14.53% (As of Aug. 03, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:STBL Secure Trust Bank PLC CHIX:STBL
53 GF Score
Price £15.76
GF Value £6.97
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Secure Trust Bank 3-1 Month Momentum %?

Secure Trust Bank CHIX:STBL -0.38% 53 3-1 Month Momentum % is 14.53% as of Aug. 03, 2026. GuruFocus rates CHIX:STBL with a GF Score™ of 53/100 and a GF Value™ of £6.97 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,578 Banks companies, Secure Trust Bank ranks better than 89.1% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-03), Secure Trust Bank's 3-1 Month Momentum % is 14.53%.

The industry rank for Secure Trust Bank's 3-1 Month Momentum % or its related term are showing as below:

CHIX:STBl's 3-1 Month Momentum % is ranked better than
89.1% of 1578 companies
in the Banks industry
Industry Median: 2.65 vs CHIX:STBl: 14.53

Secure Trust Bank  (CHIX:STBl) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Secure Trust Bank 3-1 Month Momentum % Related Terms


CHIX:STBL vs PNC, USB: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Secure Trust Bank's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Secure Trust Bank 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Secure Trust Bank's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Secure Trust Bank's 3-1 Month Momentum % falls into.


CHIX:STBL
53GF Score
Secure Trust Bank PLC CHIX:STBL
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Secure Trust Bank  (CHIX:STBl) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 14.53% mean?
Secure Trust Bank (CHIX:STBL) has a 3-1 Month Momentum % of 14.53% as of Aug. 03, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Secure Trust Bank and its competitors. According to the industry distribution chart, Secure Trust Bank ranks #172 out of 1578 companies in the Banks industry, placing it in the top 10.9%.
Is Secure Trust Bank's 3-1 Month Momentum % too high?
Secure Trust Bank's current 3-1 Month Momentum % is 14.53%. The Banks industry median 3-1 Month Momentum % is 2.65. Secure Trust Bank's value of 14.53% is 448.3% above this industry median. Based on the distribution chart, Secure Trust Bank ranks #172 out of 1578 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Secure Trust Bank has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Secure Trust Bank's 3-1 Month Momentum % compare to PNC and USB?
According to the Banks industry distribution chart, Secure Trust Bank ranks #172 out of 1578 companies for 3-1 Month Momentum %. This places Secure Trust Bank in the top 11% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 2.65. Secure Trust Bank's value of 14.53% is 448.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.65, based on 1,578 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Secure Trust Bank's current 3-1 Month Momentum % of 14.53% is 448.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Secure Trust Bank and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Secure Trust Bank's current 3-1 Month Momentum % is 14.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Secure Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Secure Trust Bank (CHIX:STBL) is currently considered Significantly Overvalued. The stock's GF Value™ is £6.97, compared to a current price of £15.76 — trading 126.1% above its estimated fair value. The current 3-1 Month Momentum % is 14.53% and 448.3% above the Banks industry median of 2.65. Secure Trust Bank's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Secure Trust Bank (CHIX:STBL), the current 3-1 Month Momentum % is 14.53% as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Secure Trust Bank (CHIX:STBL) Overvalued in 2026?

Based on GuruFocus' analysis, Secure Trust Bank stock appears to be overvalued. The current stock price of £15.76 is trading 126.1% above its estimated GF Value™ of £6.97. GuruFocus considers Secure Trust Bank to be Significantly Overvalued.

Key valuation signals for CHIX:STBL:

  • 3-1 Month Momentum %: 14.53%
  • GF Value™: £6.97 vs. price of £15.76 (126.1% above fair value)
  • GF Score™: 53/100 with 7 warning signs
  • Industry Position: 448.3% above the Banks median (#172 of 1578)

No single metric tells the full story. See the CHIX:STBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Secure Trust Bank Business Description

Other Exchanges STB:UK
Address Arleston Way, Yorke House, Solihull, West Midlands, GBR, B90 4LH
Secure Trust Bank PLC is engaged in the provision of banking and financial services. The company is organised into four operating segments, which consist of the different products available, as follows: i) Consumer Finance: it includes Retail Finance and Vehicle Finance, ii) Business Finance: It includes Real Estate Finance and Commercial Finance, and iii) Other. The majority of revenue is derived from the Retail Finance segment, which provides online e-commerce services to retailers, providing unsecured lending products to prime UK customers. Geographically, the company operates only in the United Kingdom.
53GF Score

Get the complete analysis for CHIX:STBL

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£15.76
Price
£6.97
GF Value