Secure Trust Bank (CHIX:STBL) Interest Expense: £-150.7 Mil (TTM As of Dec. 2025)


CHIX:STBL Secure Trust Bank PLC CHIX:STBL
54 GF Score
Price £14.86
GF Value £6.91
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Secure Trust Bank Interest Expense?

Secure Trust Bank CHIX:STBL +1.92% 54 Interest Expense is £-150.7 Mil as of Dec. 2025. GuruFocus rates CHIX:STBL with a GF Score™ of 54/100 and a GF Value™ of £6.91 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Secure Trust Bank's interest expense for the six months ended in Dec. 2025 was £ -61.9 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was £-150.7 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Secure Trust Bank's Operating Income for the six months ended in Dec. 2025 was £ Mil. Secure Trust Bank's Interest Expense for the six months ended in Dec. 2025 was £ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Secure Trust Bank Interest Expense Historical Data

* Premium members only.

The historical data trend for Secure Trust Bank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Secure Trust Bank Interest Expense Chart

Secure Trust Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -27.70 -50.40 -117.70 -166.50 -150.70

Secure Trust Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -59.90 -90.40 -76.10 -88.80 -61.90
CHIX:STBL
54GF Score
Secure Trust Bank PLC CHIX:STBL
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Secure Trust Bank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £-150.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of £-150.7 Mil mean?
Secure Trust Bank (CHIX:STBL) has a Interest Expense of £-150.7 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Secure Trust Bank and its competitors.
Is Secure Trust Bank's Interest Expense too high?
Secure Trust Bank's current Interest Expense is £-150.7 Mil. Overall, Secure Trust Bank has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Secure Trust Bank's Interest Expense compare to PNC and USB?
Secure Trust Bank's Interest Expense of £-150.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Secure Trust Bank and its competitors. Secure Trust Bank's current Interest Expense is £-150.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Secure Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Secure Trust Bank (CHIX:STBL) is currently considered Significantly Overvalued. The stock's GF Value™ is £6.91, compared to a current price of £14.86 — trading 115.1% above its estimated fair value. The current Interest Expense is £-150.7 Mil. Secure Trust Bank's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Secure Trust Bank (CHIX:STBL), the current Interest Expense is £-150.7 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Secure Trust Bank (CHIX:STBL) Overvalued in 2026?

Based on GuruFocus' analysis, Secure Trust Bank stock appears to be overvalued. The current stock price of £14.86 is trading 115.1% above its estimated GF Value™ of £6.91. GuruFocus considers Secure Trust Bank to be Significantly Overvalued.

Key valuation signals for CHIX:STBL:

  • Interest Expense: £-150.7 Mil
  • GF Value™: £6.91 vs. price of £14.86 (115.1% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the CHIX:STBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Secure Trust Bank Business Description

Other Exchanges STB:UK
Address Arleston Way, Yorke House, Solihull, West Midlands, GBR, B90 4LH
Secure Trust Bank PLC is engaged in the provision of banking and financial services. The company is organised into four operating segments, which consist of the different products available, as follows: i) Consumer Finance: it includes Retail Finance and Vehicle Finance, ii) Business Finance: It includes Real Estate Finance and Commercial Finance, and iii) Other. The majority of revenue is derived from the Retail Finance segment, which provides online e-commerce services to retailers, providing unsecured lending products to prime UK customers. Geographically, the company operates only in the United Kingdom.
54GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£14.86
Price
£6.91
GF Value